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Pay as you go credit cards
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TenaciousP_3
Posts: 2 Newbie
in Credit cards
Does anyone have any good advice or experience about pay as you go credit cards for people who need the convienience of a cc but can't get credit?
I have searched the site but can't find anything, it would be good to see Martin Lewis do an article on them.
I have searched the site but can't find anything, it would be good to see Martin Lewis do an article on them.
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My advice is do not use them they ar a rip-off!
Seriously, they give you no benfits over a debit card but cost a lot more to use!0 -
I don't know much about them, but here's a link to info about The Daily Mirror's Quidity card.
http://www.mirror.co.uk/mirrormoney/mirrormoney/tm_headline=net-a-great-bonus-with-quidity-card&method=full&objectid=18095497&siteid=94762-name_page.htmlYou can tell a lot about a woman by her hands..........for instance, if they are placed around your throat, she's probably slightly upset.
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I use a Pre Paid Card and it great. I download £100 on to it from the PostOffice as needed ...cost only 70p. I use it for all internet purchases (no charge) ie Amazon...EBay...Price Drop TV etc. The most fraud I can ever be taken for is whats left of my £100...I can never knowlinly overspend. If I use my MBNA Credit Card for example and it get "Compromised" in any way I can get "taken" for a lot of money as my limit is £16,0000
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Yes, but you would not be liable for any fraud so it would not be your problem!Gingertom wrote:I use a Pre Paid Card and it great. I download £100 on to it from the PostOffice as needed ...cost only 70p. I use it for all internet purchases (no charge) ie Amazon...EBay...Price Drop TV etc. The most fraud I can ever be taken for is whats left of my £100...I can never knowlinly overspend. If I use my MBNA Credit Card for example and it get "Compromised" in any way I can get "taken" for a lot of money as my limit is £16,0000 -
Personally I would object to being charged for the priviledge of using my money - no matter how small the charge. I don't use ATMs which charge for the same reason.0
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Why dont you use a debit card??????
If you have a Visa Electron (Not Accepted Everywhere Online) then ask for a Visa Card Instead. Thats what I did, cant see the point of paying to use your own card...???0 -
Thanks everyone for your feedback.0
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Zebedee69 wrote:Why dont you use a debit card??????
If you have a Visa Electron (Not Accepted Everywhere Online) then ask for a Visa Card Instead. Thats what I did, cant see the point of paying to use your own card...???
Not everyone can get one of these, particularly those with a poor credit history or with basic bank accounts.0 -
Some websites don't accept debit cards.0
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