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Starting Up a Household - OldStyle

Hey all,

As I mentioned on the daily threads, it goes not well in the Paulie'sGirl household just now as my mum is 'not well' and making things very difficult for us all. It is my dad's fervent wish that I escape to my own place. :cry:

So....

All you lovely ladies (and gents) must've started up at some point, can you give me some help?

I'm hoping to get a mortgage, I’ve seen a little house I like for 55k. If that’s not possible, I’ll rent.:eek:

I’ve made a list of stuff I think I’ll need, but obviously there’s always something you forget! I’ve also worked out a monthly budget.

Any thoughts or suggestions, and tips or tricks, anything whatsoever will be welcomed either on the thread or PMed

Thanks in advance, you guys are great!
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Comments

  • taplady
    taplady Posts: 7,184 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Wish this site had been about when I set up home years ago! The obvious tips I can think of are to set up a realistic budget and to meal plan as this saves a fortune on the shopping bills.
    Cook from scratch as its cheaper and healthier, there's loads of help available here;)
    Equipment wise I'd be lost without my BM, slowcooker and hand blender.
    You dont have to but it all from new, my BM was £4 from a carboot(Morphy Richards) and after a good clean is as good as new! the slow cooker and blender were both christmas presents:D also try your local Freecycle for unwanted goods!
    I'm sure there'll be lots more knowledgeable folk along soon to offer lots of good advice!:D
    Do what you love :happyhear
  • Very simple - buy second hand wherever you can - boot sales, local paper, hand me downs, charity shops and best of all local auctions (I buy and sell small antiques but I'm always amazed at the amount and price of good household items sold at the auctions) - and in time you can replace with new items if you want to
  • And before you leave for your new place, go through all your stuff and ebay/carboot/freecycle/amazon marketplace all the stuff you don't want - it'll make moving easier and you may even make a few bob into the bargain!
  • Hi Pauliesgirl

    I set up home 3 years ago now - i had too i was 9 months pregnant and living with my inlaws in a 3 bedroomed house that is very small.

    So me and bf went and rented a property together.

    First thing id say is make a realsitic budget - take into account
    *your rent
    *your council tax
    *your water rates (if seperate)
    *your TV license
    *gas and electric if paid monthly/quarterly or on a meter.

    This way you have the basics covered (besides food and Petrol).

    as far as food is concerned id meal plan - there are some great tips on this site to help out with this and always people about to offer creative ways of using up various things that you maybe wouldnt think of yourself.

    Household basic stuff
    Id say just buy basics (personally id wait before getting the breadmaker,slow cooker etc or put them in a achristmas wish list instead) i have been in my home 3 years and have only just bought my slow cooker because it wasnt a neccessity for me at the time. I brought dining set, kettle , toaster, microwave, cooker (if nto supplied) washing machine, furniture and other bits(sofas,table, curtains/nets etc) so just leave little luxuries until you are on your feet properly/comfortably. If your budget doesnt allow for it when you start out dont worry it soon will do once you are settled.


    suggestions

    for nets and curtains why not visit some local charity shops - there are always sets of curtains in them and im sure you could find something to match your decor.

    Ikea - have really dirty cheap plates,bowls,mugs etc - your could go there and just grab a few odds and ends to get you started.

    we lived off our microwave for the first few months of living in our house - you'd be surprised how much you can make in it with the right recipes and guidance.so if the budget wont allow to tbuy the cooker just yet - just put money aside and use the microwave for a while. (my nan has NEVER had a cooker instead she uses a steamer, microwave and slow cooker)

    dont worry toomuch abotu decorating the house straight away - we had bloody red walls and brown floor tiles when we moved in - you can decorate gradually and get it sorted - plus a bucket of white paint is like £5 in focus.

    also if someone offers you something - ie sofa there are going to chuck, cabinets, fridge - dont be hasty in saying no - with a good clean (and provided they arent totally bust up) they can do you for the time being and you can replace them as and when.

    cant think of anything else other than there are lots of tips in the main index about making cheap old style cleaning kits, tips for heating etc so id suggest checkign that out too.

    hope that helps hun
    Making Changes To Save My Life
    Current weightloss - 2lbs (week 1)
  • Those are great suggestions!!

    Ok, so my budget covers:

    Rent / mortgage payments
    Contents (OF B&C) insurance
    Car insurance
    Food
    Gas
    Electric
    Water rates
    Council tax (inc 25% single persons discount)
    Broadband (its a luxuary item I need!)
    Phone costs
    small savings allowance
    pocket money (so i don't feel too deprived)
    seperate savings for clothing
    Petrol

    Have I missed anything?

    I lived out once before, but I was rash and it all went horribly wrong, so I already have the following:

    Bedroom suite
    Microwave (secondhand from a colleague)
    Toaster (£5 Tesco)
    Kettle
    Iron
    Ironing board
    Crockery
    Cutlery
    Small cast iron casserole
    2 x quiche dish
    1 x small lasagne dish
    1 x large lasagne dish
    1 x large mixing bowl
    Assorted glasses
    1 x large sharp knife
    1 x box grater
    1 x colander
    1 x TV / video combi
    assorted paintings
    1 x tv housing unit (very abused, recovered from skip)
    1 x clock
    1 x hammer
    1 x 3 way screwdriver (very advanced for a single girl i thought!)
    3 x sets curtains (windows were narrow so had one at each, sort of swoopy if you get me)
    assorted voile nets for windows

    umm... that's about as much as I can remember, its all boxed up in the loft

    Anyway... hope that helps!
  • Hi paulie,
    I dont save for clothes but if I have money left after everything else has been paid for I know I can treat myself!
    I do however have 3 web savers that I put nto every month for Christmas, SUmmer Holiday and Car Maintenance (this covers tax, MOT and a small amount towards repairs). I find it easier to put the same amount of money away for these every month rather than have a panic when they are due!
    Me debt free thanks to MSE :T
  • squeaky
    squeaky Posts: 14,129 Forumite
    10,000 Posts Combo Breaker
    Keeping an eye on your local Freecycle site can be a big help too.

    You can find a group near you here:-

    http://freecycle.org/display.php?region=United%20Kingdom
    Hi, I'm a Board Guide on the Old Style and the Consumer Rights boards which means I'm a volunteer to help the boards run smoothly and can move and merge posts there. Board guides are not moderators and don't read every post. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com. It is not part of my role to deal with reportable posts. Any views are mine and are not the official line of MoneySavingExpert.
    Never ascribe to malice that which is adequately explained by incompetence.
    DTFAC: Y.T.D = £5.20 Apr £0.50
  • WestonDave
    WestonDave Posts: 5,154 Forumite
    Rampant Recycler
    I'm sure there's plenty better qualified than me on the furnishings/equipment front, but here's a "bloke" tip.

    Get your car serviced and checked out before you move, or at least put aside £500! I bought my first house on a very tight budget, only to find the exhaust had blown two days after moving day - took it to the garage who also discovered that two of the tyres needed replacing - as I recall the whole lot came to an eye watering amount especially in my newly impoverished state.
    Adventure before Dementia!
  • gentlepurr
    gentlepurr Posts: 4,123 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    lots of sound advice to go on!

    i would just like to add, if you earthly, possibly can afford to buy that house, go for it in preference to renting. in the long run you cant fail with property, just make sure you have a thourogh survey done if it sounds too cheap to be true.

    good luck pg xx
    "It is not uncommon for slight acquaintances to get married, but a couple really have to know each other to get divorced." - Anonymous
    :)
  • pboae
    pboae Posts: 2,719 Forumite
    1,000 Posts Combo Breaker
    If you can afford it buy a good fridge freezer new. It'll last you years, and the new ones are so much more energy efficient than the older ones you are likely to find second hand, that it can be a false economy to buy an old one. But, do look out for shop and factory seconds, it doesn't matter if there is a dent in the door, as long as it isn't gobbling electricity!
    When I had my loft converted back into a loft, the neighbours came around and scoffed, and called me retro.
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