Does my Wife Understand?

irishesman · 23 October 2006 at 2:04PM

The other night my wife and I were going through our credit cards etc and paying off what we could afford, because for the 1st time in our relationship she actually turned round and said that our outgoings were too high and should be brought down. Great I thought, she finally getting the MSE message :money:

Last night, she came home from a day out with a friend, to tell me she's bought a half share in a HORSE (well a pony) at a bargin (her words) price of £500, so we don't have to payout on my daughters riding lessons. :eek:

Having picked myself up, she said it was a bargin because the friends have stables, saddles etc and thats all we would have pay out.

How can I get myself out of this mess?

grade15 · 23 October 2006 at 2:08PM

tell ur daughter to do some other hobby....go out with her friends or go to the leisure centre or join a club..other than horse riding club!!! :dance:

Older_but_not_wiser_2 · 23 October 2006 at 2:08PM

Have you ever seen that scene in The Godfather :rotfl:

irishesman · 23 October 2006 at 2:13PM

grade15 wrote:

tell ur daughter to do some other hobby....go out with her friends or go to the leisure centre or join a club..other than horse riding club!!! :dance:

I was happy with £9 a week riding lessons, after all thats the only activity we do with her that costs. Other than that she plays with friends/rides her bike etc

hobo28 · 23 October 2006 at 2:22PM

Ha ha, thats brilliant! :rotfl:

Does she mean you have to pay out for stables etc too or is the £500 it? If not then its not too bad. It will take you 55 weeks to break even on the riding lessons which is just over a year!

If you have to pay out for stables too then you may break even in 2120 or so!

straws · 23 October 2006 at 2:25PM

I don't think £500 is a bargain as such, especially if you are already struggling with money, but £9 a week for lessons is nearly £500 per year anyway, so if she does this for several years, it will really mount up (excuse the pun!).
Also, will you be able to sell your share in a few years when she gets bored?
Is your wife sure that's all you have to pay out though? What about vets' bills, farriers' bills etc?

irishesman · 23 October 2006 at 2:36PM

straws wrote:

IIs your wife sure that's all you have to pay out though? What about vets' bills, farriers' bills etc?

My point exactly.

Yes the stabling will be free and as the other party already has a number of horses, the cost of horse feed will be non-existant.

funky-footprints · 23 October 2006 at 2:41PM

long term i can see her point of view(having had horses as a child) ..however i dont think she had her mse head on when she decided to go ahead in half shares !!! as others have said vets bills ...... farriers etc dont come cheap !!! you wern't having to pay these before. I guess you are lucky that the stabling and feed comes for free or practically free ...... not realy sure how half shares in a pony work out in anyones favour tho ? ?

WeirdoMagnet · 23 October 2006 at 4:32PM

If you do keep the pony, make sure you get a proper agreement written up, to ensure that you're not liable for any other costs. If the other owner decides that you do need to share costs, you could be looking at:

* Insurance
* Farriery costs
* Bedding
* Hay/haylage
* 'Hard' Feed
* Veterinary Costs inc. annual vaccinations, worming treatments etc.

and other things like wear and tear on tack or other equipment.

The other thing that comes to mind is that the pony may not even be worth £1000! All depends on age, ability, bombproof, previous health/injury etc etc.

Nurse_Bambi · 23 October 2006 at 5:45PM

If you can afford it somehow I think its a great idea. I had ponies and horses from the age of 12 and I had a fantastic childhood! Whilst my schoolmates hung round the shops smoking, drinking, discussing the lastest fashion and fellas, I spent every spare minute at the stables or reading up on 'horsey' things! I never have got widely into fashion and fellas, (and was a bit of a late developer!) and I think this is because I grew up thinking that other things were important ie my horses!!. I learnt responsibility and I was never bored which I think is one of the problems facing todays youth.

let her keep it!!

viktory · 23 October 2006 at 6:06PM

I would be more concerned that my other half had gone ahead and spent all that money without consulting me first!

Does my Wife Understand?

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