Goals for week: 20 August ... here we go again.

newsmonkey · 20 August 2006 at 10:38AM

Last week: http://forums.moneysavingexpert.com/showthread.html?t=243596

Does this count as a disastrous week?

Continue with spending diary. This week's maximum is £100 for everything
-- Pass-ish. If we ignore the young person's railcard and a new pair of shoes to replace the 4-year-old pair with holes in, general spending came to £101.24
Take lunch to work at least three days
-- Failed: only managed one. Would have been two if I hadn't left a beautifully-prepared lunch on the worktop in my Monday morning rush.
Aim for at least one no-spend day
-- Failed: closest I came was £5.23. That was a train ticket and McDonalds. So there's definitely (obvious) room for improvement here.
Halve alcohol intake. Strictly no exceeding 21 units
-- Failed: more like 30. Still managed three no-alcohol days, though. Another "must do better" area.
Genuinely begin looking for a new flat.

-- Guess what?

Next week's goals:

Spending below the £100 mark. Aim for £90.
Take lunch to work as many days as is practical, and certainly at least twice
Bring alcohol intake down to 21 units
Try to find a way of keeping to this (not unrealistic) aims

wanna-be-mortgage-free_2 · 20 August 2006 at 10:43AM

I haven't done this one before so here's my first attempt of things to do this week:

1. Take lunch to work 4 days this week
2. DO NOT buy any shop coffees on the way to work
3. Use cash machine only once this week (hopefully just for groceries/petrol)
4. List at least 5 items on ebay
5. Run at least 4 days this week

Ok let's see how I go...

lynzpower · 20 August 2006 at 10:58AM

LAST WEEK

1. Menu plan and start again DONE
2. send deferal letter to student loans co DONE
3. buy printer ( long overdue) NOT DONE, DOING TODAY
4. Sit down, with OH & start again with the budget and if theres any further cutbacks. DONE, yes, I stopped paying time out, he started it via qudco for the freebies)
5. Write up a serious plan as to how we are going to budget for this housemove ( DONE)
6. Apply for new CC to transfer the 800 sofa debt before it gets out of 0% DONE, AGREED ON WAY)
7. Cose FD account & transfer paltry savings to new cahoot account DONE
8. attend various health appointments DONE
9. send DLA form back with revisions DONE
10.Ring a couple of vounteering opps Ive seen to see if I can do them from home NOT DONE
11. pay electric bill. NOPE
12. send green metropolis book YES< BUT NOW HAVE MORE!

that should do it PRETTY GOOD WEEK

THIS WEEK -

1. Check deferment is ok with Student loans co
2. 3x no spend days
3. Create outfit to wear to creamfields that I dont have to buy anything for ( fancy dress)
4.Plan around the food we have in the house
5.if CC comes pay off the sofas
6. pay egg card from new account
7. set up b/card dds
8. check co-op & FD accounts closed
9.try again to set up bacs payment on quidco
10. carry on with decorating and do some sort of rota as to how we are going to achieve it

newleaf · 20 August 2006 at 12:00PM

Hi all!
Last weeks goals were:

5 No spenders. - Achieved!
5 Alcohol free days. - Achieved!
No cash withdrawals. - Achieved!
Take packed lunch to work every day (I can't believe how much this saves). - Achieved!
£40 shopping budget for Wednesday. - Failed! Spent £43 odd.

I cancelled my Experian trial two weeks ago, but haven't had the confirmation email yet. Does anyone know about this, does it usually take a while? Should I phone and ask them to confirm? Don't want to end up paying.

This weeks goals then:

No cash withdrawals - still got same £10 note in my purse for past 3 weeks!
Packed lunch to work every day.
5 No spend days.
5 Alcohol free days.
Do something with the Cherry Plums just picked off my tree.
£40 shopping budget for Wednesday

Good luck everyone!

Queen.Bess · 20 August 2006 at 12:14PM

Last week:

*Clear my pile of ironing! Success! Although a new pile has appeared!
*Put some items for sale on Ebay Failed - Not had time
*Have 2 no spend days - Success! (As long as I don't spend today that is!)
*Bring in lunch on 3 days - Success!
*Do a meal plan with OH for this week - Success! Planned until next weekend!
*Send off form for duplicate car tax disc (costing £7 as foolishly lost 1st one!) - Did this and hope to receive disc this week!

So for this week:

*Clear new pile of ironing!
*Put items on Ebay
*Take lunch into work on 3 days
*Have 2 no spend days
*Take library books back so as not to incur charges!

That'll do me for this week I think! Good Luck Everyone!

cathybird · 20 August 2006 at 12:51PM

haven't done this before - what a good idea.

My goals for this week:
1. At least 4 no spend days
2. Send charges claim to Barclays
3. Calculate claim for Citicard & Citibank & send that
4. Sort the fridge - there's a strange inexplicable smell going on, no food gone off in there that I can see ... just a wierd fridge smell

er, that'll do for this week

Callisto · 20 August 2006 at 2:37PM

I haven't taken part in this for a while, so will try and get some stuff done this week!

1 - Have got Thursday off work, as I've gotta work Saturday, so Thursday morning ring round driving schools/instructors to get prices and try and book a trial lesson for the following week. Keep putting this off as I'm scared to start lessons again, but I know I just have to get on with it! I'm the oldest of four sisters (27yo) - my 19 year old sister has already passed and the 17 year old is talking about starting lessons soon... the 23 yo is in Australia for a year, so won't start lessons until she gets home, so hopefully I won't be the last in my family to pass my driving test!!

2 - Take packed lunch to work every day.

3 - Waiting on new 0% credit card to come through, so once it arrives, check if the balance transfer has gone through, then cancel evil Virgin credit card!

4 - Need to buy first class stamps, a birthday card, a few toiletries and send a letter air mail to Australia. Also will need to give OH £10 towards petrol to go and visit my parents on Sunday. No other spending (other than necessary food!)

5 - On Sunday, review how much money left as payday is following Thursday. See if I can transfer any small amounts left over into savings (either towards wedding or Christmas presents or split between the two.)

overbudget · 20 August 2006 at 4:14PM

Last week's goals:

1. File paper work - Failed! Still sitting in boxes round me - will try today
2. Submit expenses claim Failed - MUST do this
3. Start cycling. My aim is to get fit enough to cycle the 7 miles to work (and 7 miles back!) in the next 6 months (currently I would expire if I cycled a mile I think!)Failed - bike tyres flat and no pump - did do extra walking though!
4. Have two no spend daysSucceeded - actually had 4!
5. Stick to £30 for groceries (including dog food this week)Almost - £30.74!
6. Take lunch to work every day! Succeeded
7. List another 5 things on eBay - and hopefully sell some stuffSucceeded - listed more and sold at least 5!

On to this week.

Do the filing
Do the expense claim
Two spend free days
Keep up the lunches
List another 5 things on eBay
Get into exercise routine!
Weekly shop for £30

jo_b_2 · 20 August 2006 at 4:56PM

This week's goals:

1. Make sure I complete mileage claims for past three months!
2. Post off First Direct application
3. Send off TMF claims
4. Sort out paperwork in spare room
5. Inform A+L of change of name
6. Wrap brother's birthday present

LavenderLily_2 · 20 August 2006 at 5:04PM

Oooh I like this! Right, here goes:

*Do not spend more than the money which is currently in my purse ie/ no borrowing from hubby or bank!
*Make meals from food in freezer and cupboard and not be tempted by ready meals or takeaways. Have written out menu for week so will be possible if I can remain strong.

This will do for my first proper week of moneysaving! :j

poppycracker · 20 August 2006 at 5:20PM

I like this too!

Right, this week I must:

* open up a savings account for christmas/holiday/emergencies
* aim for less than £10 spend off my debit card
* get a baking sheet and a couple of tins (for christmas baking)
* take the dog to the park (mile there, mile back) at least three times
* get camera developed and items listed on eBay (10 items)
* finish cross stitch project ready for Christmas stitching
* finish weeding garden (massive) before break on Friday

Goals for week: 20 August ... here we go again.

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