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Goals for week - 13 August

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newsmonkey
newsmonkey Posts: 201 Forumite
in Debt-free wannabe
It's that time of the week again. Here's last week's thread.

Another mixed week for me: spending more or less on target, lunch to work and no-alcohol days still severely lacking.
  • Carry on with spending diary. This week's maximum is £90 for everything.
    -- Done (kind of). Kept spending diary, spent £91.42.
  • * Take lunch to work at least three days.
    -- Only managed one (Wednesday), but technically two because I got a free vegetable curry outside the University of London on Monday.
  • * Aim for at least one no-spend day
    -- Done! (Monday) Came close on Tuesday, if it wasn't for the pesky Tesco sandwich.
  • * Three no-alcohol days
    -- Failed miserably. Not a single one. 46 units this week - more than twice the recommended safe intake.
  • * Claim back ergonomic mouse from company expenses
    -- Done. They didn't seem to impressed being asked to pay £25 for something that will potentially save me from being unable to work.

So, here's next week's. What are yours?
  • Continue with spending diary. This week's maximum is £100 for everything
  • Take lunch to work at least three days
  • Aim for at least one no-spend day
  • Halve alcohol intake. Strictly no exceeding 21 units.
  • Genuinely begin looking for a new flat.
«13

Comments

  • mrs_mug_2
    mrs_mug_2 Posts: 172 Forumite
    Hi, I'm a relative newbie, can I join in?

    Mrs Mug's to do list :
    *Start spending diary (have half heartedly done it till now) and get husband to write one too
    *Aim for 3 no spend days
    *Find more to list on ebay/amazon
    *Organise somewhere to sit my alevels next year
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Last weeks...
    1) 3 no spend days..umm. No. Not 1.
    2) Try & stick to WW - ie reading the manual would help eh!No & decided to give up on it cos I just think of food all the time & eat more! Just going back to eating healthier & excercising.
    3) 1 excercise sessionYeah! Swam once!
    4) Fill in paperwork from insurance co re crash...pages & pages & pages of it....Yes done & also filed ALL my paperwork which took four hours!!

    OK so this weeks:
    1) 2 no spend days
    2) 2 excercise sessions
    3) 5 no alch days (did really well on this & slipped after hols & makes me feel really naff so MUST stop again)
    4) Stop spending on wants & get back on track. Been slipping a bit...not a major disaster as have 0% for 6 months so CC will be paid off but just aware that have been less frugal than I should be!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • saubryn
    saubryn Posts: 610 Forumite
    Hmm, last week was a bit of a disaster for me, some unwanted expenses, and unexpected overdraft charges.

    This fortnight (I think in fortnights since I'm payed in fortnights) I hope to break the cycle of overdraft charges.

    This week I'm going to nab a friends printer to print off the first letter to the bank.

    I'm also going to sort out my utility bills - been trying for over a fortnight to get through to the right people for that - they're always on overflow, or I end up coming through to the wrong branch of nPower - for some reason my billing is being transfered from Midlands to Northern, and they can't deal with my account during the change.

    Beyond that, I want to try to last on one shop a week - thats my form of a grocery 'challenge'. Those small extra shops really mount up!
    DFW Nerd No. 140 :)
    Status as of 30/11/12
    [strike]Rent 2500 Council Tax 800 NlPower - 800[/strike][SIZE=-2]:j IF - 8000 :(British Gas - [strike]112[/strike] - 102 Lloyds - 1123
    Barclays - 306 Barclaycard 1,123 HSBC - 200 Capital 1- 400 Barclayloan - 4500[/SIZE]
  • Mrs_A.
    Mrs_A. Posts: 443 Forumite
    Part of the Furniture Combo Breaker
    so this was last weeks

    so here is this weeks

    1 eat healthily YES!!!!!
    2 do some exercise nope
    3 menu plan YES
    4 sort budget YES
    5 stop buying crisps and sweets YES
    6 get paid YES
    7 get refund of bank charges that bank agreed too YES
    8 bung spare cash into savings account to pay of debts early YES
    9 rejoin weight watchers YES
    10 go to doctors regarding depression YES
    11 2 no spend daysnope
    not a bad week then

    this week
    1 stick to weight watchers diet
    2 do some exercise
    3 have 2 no spend days
    4 menu plan
    5 try for a bit overtime at work
    6 wash the car
    7 hoover the car

    think that will do for now
    regards and good luck everyone
    mrs a
    total debt jan 06= £15441.97 dfw nerd no 112 proud to be dealing with my debts.
  • overbudget
    overbudget Posts: 232 Forumite
    Last week's:

    1. Sort out house insurance switch Done! Saved £60 a month! :j
    2. List at least 5 books on Amazon Done! Have listed 6 - sold one so far
    3. List at least 5 things on eBay Done! Listed 13 - nothing sold yet :(
    4. File all my paper work so I am organized Miserable failure - two boxes of paper work still sitting beside me - and I still can't find anything. :o Carry forward to this week
    5. Submit expense claims to workAnother miserable failure - MUST do this week!

    So on to this week:
    1. File paper work
    2. Submit expenses claim
    3. Start cycling. My aim is to get fit enough to cycle the 7 miles to work (and 7 miles back!) in the next 6 months (currently I would expire if I cycled a mile I think!)
    4. Have two no spend days
    5. Stick to £30 for groceries (including dog food this week)
    6. Take lunch to work every day!
    7. List another 5 things on eBay - and hopefully sell some stuff

    Good luck everyone!
    Highest Debt (July 06): £55117.79 Debt now: £52895.44 Debt Free Date: June 2010
  • Toomuchdebt
    Toomuchdebt Posts: 2,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ok here's my plan for the week
    1.Start a spending diary
    2.Only cash spending
    3.Food shopping under £30 as my girls are on holiday with their Dad
    4.Cancel milk as only the girls drink it and they're not here
    5.Cut all my cards up
    6.List 3 things on Ebay
    7.Finish module 8 and 9 of my course(TEFL course online)
    Debts Jan 2014 £20,108.34 :eek:

    EF #70 £0/£1000

    SW 1st 4lbs
  • newleaf
    newleaf Posts: 3,132 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Last week:
    5 No spenders - Managed 4 due, to bereavement.
    1 cash withdrawal - Achieved!
    take a packed lunch to work each day - Achieved!
    £35 shopping budget - Failed miserably, spent £60 :o
    £15 budget for my meal out with friend on Thursday - Spent £12, including tip!
    5 alcohol free days - Managed 6!
    Cancel Experian before free trial ends - Done!

    So, another reasonable week. Shopping budget was completely blown out of the water by mr newleaf who had a list of things he couldn't live without for another moment!

    Next weeks goals are:

    5 No spenders.
    5 Alcohol free days.
    No cash withdrawals.
    Take packed lunch to work every day     (I can't believe how much this saves).
    £40 shopping budget for Wednesday.

    Good Luck everybody!
    Official DFW Nerd No 096 - Proud to have dealt with my debt!
  • MinnieSpender
    MinnieSpender Posts: 2,975 Forumite
    Last week:

    1. Keep looking for a permanent job. Ongoing
    2. Gym four times this week. Managed five
    3. Lunch to work every day this week. Only managed three days
    4. Order course materials. Ordered and received
    5. Pre-reading for course from library books. Not done - read from manuals instead

    This week:

    1. Continue the job quest.
    2. Gym five times this week.
    3. Lunch to work every day - no excuses!
    4. Read first two chapters of each course book.
    5. Blitzing the flat - part 1 The Bedroom
    6. No big shop this week - use up what I have and only buy essentials (bread, milk, vodka...)
    :eek: What if the hokey cokey is what it's all about? :eek:
    Official "Bring back Mark and Lard NOW! or else (please)" Member 16
  • flower_chops
    flower_chops Posts: 179 Forumite
    Goals this week:

    - not do whole food shop, only shop for fresh things ie. milk, bread, butter, fruit.
    - make tomato chutney to use up some old cupboard ingredients
    - make norfolk vinegar cake as recommended on here!
    - write email to O2's managing director (gonna ask for free handset or free credit for ways of apology - well, if you don't ask...!!!)
    - have final store approval and hopefully have new job confirmed! This is turn will help to pay off debt quicker.
    - make more things with copious amounts of lentils in the cupboards.
    - make Dad a CD for his birthday instead of buying a card.:o
    - make pesto from basil plant.
    - organise romantic meal in for me and OH. He's been amazing these last few months with my debt, me leaving job etc. Will spoil him, but in a "with what we've got at home already" kind of way
  • lil'H
    lil'H Posts: 514 Forumite
    OK last weeks:


    Have 1 no spend day failed but have defense... tuesday only spend was on pescription charge from dr so unavoidable, today only spent on petrol, as didn't have time on way home last night or babysitter would have charged me for extra hour
    Speak to nursery regarding when deposit refund will be paidYes spoke to them, have no fees due first of sept as they will take that off depsit and then return rest (around £90)
    Clear cupbaord under stairs (and hunt in there for ebay items)big fail!
    List books on amazonyes, listed ten books sold 5 so far, profict after fees and postage £31
    Send out packs to potential new clientsyep
    Re-do budget for september onwards (will no longer have nursery fees)yep though only quickly so gonna look again
    Buy shreddies by the bucket load to get free swimming vouchers
    Pray that the bloke that hit my car last week won't change is story and accept full responsibility!thank you prayers answered he has now officially accepted full responsibility
    Find new homes for fish (tank has broken and can't justify buying a new one)fail, DS was too upset brought new tank for £46.99


    This week, goals are:
    £5 on groceries, DS fed at nursery TWT, and at gparents FSS, me fed on work trip FSS
    Two no spend days
    Clean that bleeding cupboard under stairs
    Waste lots of time on here to distract form urge to spend!:rotfl:
    Riding out the receession.........
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