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Goals for week - 13 August
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OK last weeks:
Have 1 no spend day failed but have defense... tuesday only spend was on pescription charge from dr so unavoidable, today only spent on petrol, as didn't have time on way home last night or babysitter would have charged me for extra hour
Speak to nursery regarding when deposit refund will be paidYes spoke to them, have no fees due first of sept as they will take that off depsit and then return rest (around £90)
Clear cupbaord under stairs (and hunt in there for ebay items)big fail!
List books on amazonyes, listed ten books sold 5 so far, profict after fees and postage £31
Send out packs to potential new clientsyep
Re-do budget for september onwards (will no longer have nursery fees)yep though only quickly so gonna look again
Buy shreddies by the bucket load to get free swimming vouchers
Pray that the bloke that hit my car last week won't change is story and accept full responsibility!thank you prayers answered he has now officially accepted full responsibility
Find new homes for fish (tank has broken and can't justify buying a new one)fail, DS was too upset brought new tank for £46.99
This week, goals are:
£5 on groceries, DS fed at nursery TWT, and at gparents FSS, me fed on work trip FSS
Two no spend days
Clean that bleeding cupboard under stairs
Waste lots of time on here to distract form urge to spend!:rotfl:Riding out the receession.........0 -
Haven't done this for a few weeks so I'll start again this week:
1. 3 No Spend Days
2. Clear my bedroom ready for Ebay selling
3. Clean up old PC for Ex hubby to fix
4. Look at budget and restructure savings plan following purchase of new PC on Friday
5. Return unwanted items for credit
6. Bank cash into ISA account0 -
Last Week...
1. FINISH PSYCHOLOGY COURSEWORK or be shot in September!No :wall:Going to tackle it this afternoon
2. Get through .... okay Driving test - Yup, done passed :j
3. Follow up IB form with job centre Yes, they phoned this morning and are sending form through for me to sign today :T
4. Upload website Nope, still won't work, Wednesday's task
5. Write and send letter from last week Kinda, have spoken directly to Connexions so issue is sorted
This Week...
1. Psychology Coursework!
2. At least four no spend days, whole week if possible
3. Tidy bedroom, it's a state
4. Use Quidco moreNo longer using this account for new posts from 20130 -
Aims for last week
1. PACK!!!!!! Just about everything was packed
2. Sort out what Scottish Gas have done with my eletric account (they changed me from Scottish Power with out me knowing) will be sorted in 6-8 weeks
3. Finish sorting out items for car boot sale and sell it all next Sunday Made £20 and gave to my sister to pay for her petrol for moving me
4. Take lunch to work 3 days this week Managed 2
5. Move house Moved on Friday without too many problems
6. Go to ikea without spending too much money and buy only the stuff I need Went to Cost-co instead and spent more than I was planning on but got stuff to last me months
7. 2 no spend days only managed 1
Aims for this week
1. Unpack
2. Balance transfer from CC
3. Look into cheapest internet supplier for new flat
4. Take lunch to work on 4 days
5. 2 no spend days
6. Post ebay items and use funds to pay deposit for new year2007 comping challenge - Won £25 / need £1040 -
last weeks,
1-gym five times againwent four times so am happy wiht that
2-get spending back under control and have as many no spends as i candoing better this week, one no spend day
3-finish cv and find five jobs to apply forerm, cv nearly done many thanx to a super dfw for the help! planning on visiting the job centre website this avo
4-list 6 items on ebay before current ones enddidnt do this
5-pay another £50 off odmoney sitting in my account, but wages short due to tight !!! employers so i may need it to eat:eek:
6-make plan for wages on thursday to include cc bills for next monthdone, cc money in savings account to be added to
7-pay scottish power bill and get transferredpayed bill, waiting to hear about transfer
8-make xmas lists to start thinking about pressiestwo pressies in cupboard, one craft project due today
9-learn how to play poker to participate in piggypokernot had time to find websites. got a couple just need to look
10-cancel experian trialwill do this today
Not too bad a week i thinks, here is this weeks,
1-cancel experian today!!!woohoo one down already!!!
2-make meal plan and buy as little as possible
3-start idiots guide to crafts thread for xmas stuff
4-as many no spend days as possible
5-6 items on ebay
6-get finger out and get the kitchen finished, it's been ongoing since january!!!
7-be nicer to me, i've been a little tough on myself this past month
8-gym five times this week, days off today :j and thursday
good luck everyone xxx0 -
Cant remember if I did this last week, but I was on holiday, so I guess I shouldnt have,. Whatever, Ive completely lost control, so I am now back in business ( again). Here we go
1. Menu plan and start again
2. send deferal letter to student loans co
3. buy printer ( long overdue)
4. Sit down, with OH & start again with the budget and if theres any further cutbacks.
5. Write up a serious plan as to how we are going to budget for this housemove
6. Apply for new CC to transfer the 800 sofa debt before it gets out of 0%
7. Cose FD account & transfer paltry savings to new cahoot account
8. attend various health appointments
9. send DLA form back with revisions
10.Ring a couple of vounteering opps Ive seen to see if I can do them from home
11. pay electric bill.
12. send green metropolis book
that should do it:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Last Week:
*Not buy my lunch at all this week (make sandwiches and bring them in)Only managed 2 days due to postponed meal out and then rearranged meal out and lack of bread!
*Have 2 no spend days Managed 2 (sunday and monday)
*Put some items for sale on Ebay Will try again this week!
*Tidy up my pile of bills and sort out paperwork Did this and felt quite good afterwards!
*Clear my pile of ironing! (Not exactly DFW but it will help clear the clutter in my house!) Not quite! Managed some, but will try again this week!
So this week:
*Clear my pile of ironing!
*Put some items for sale on Ebay
*Have 2 no spend days
*Bring in lunch on 3 days
*Do a meal plan with OH for this week
*Send off form for duplicate car tax disc (costing £7 as foolishly lost 1st one!)
That should do for the time being!
Good Luck everyone!Official DFW Nerd Club #20 :cool: Proud To Be Dealing With My DebtsDFW Long Hauler #109
Slowly, Slowly = Oct '09: £30693, Aug '15: £14820. Could Be Debt Free April 2020, but hoping for sooner!0 -
Last week's goals were:
1. Spend only what I need to at supermarket. Did even better - boyfriend bought them all last week as he had some spare cash, hooray!
2. Buy weekly bus ticket. Done
3. Continue with good amounts of exercise. Ummm, not done. Did some walking but not enough and was poorly over the weekend so didn't really get out of the house at all. Off sick today as well so no long walk at lunchtime either.
This weeks goals are:
1. Try to get some lifts home to save on bus fare when I return to work as I am so so so so so skint at the moment and literally every penny will count.
2. Find a picture or something of a house as I want to make my friend a "Welcome to Your New Home" card.
3. Bank the shrapnel I have in my shrapnel tin to help bring my overdraft down a bit.
4. Find something to list on EBAY. I sold something this week for the first time in ages and still three days to go on the auction so hoping the price will go up a tad more. It has whetted my appetite for EBAY again.
5. Find a nice freebie somewhere to cheer myself up!
EDIT: Wanted to add a number 6!
6. Write another review for CiaoBank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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plans for this week (14 - 21 August)
1) finish decorating house DFW-stylee so it can get sold (managed to buy expensive curtains and mirror for £3 from car boot at weekend). Spent £8 on paint as OH managed to take back paint we never used and exchanged it for magnolia and white....
2) list as much junk as possible on eBay
3) got to car boot with scottish spendaholic on Saturday. Made £60 profit last week so aim for £50 profit this week.
4) bring pack lunches 4 days (forgot to make sandwich this AM but brought everything else)
5) Gym 3 times
6) pay off capital one and legal and trade when I get paid on Friday! woo hoo!
7) arrange mortgage for new flat with OH....could be scary and hope we get one....
8) re-start £2 savings jar and cookie jar with loose change. continue moving odds and sods from bank account to ISA. £30.50 so far.
9) continue with bank and credit agreement charges refunds....getting there but its a sssssllllloooooowwwww process!
10) keep checking MSE for freebies and DFW for inspiration!
cheers everyone and hope you all have a good week! I xxxLightbulb moment: July 2006
Total debt: £39,678.01 July 2006 :eek: Total Debt: £19k March 2007
Proud to be DFW Nerd 123 :cool:0 -
Ok, mine a re quite "house" related due to the imminent move:
1. Aim for 3 No Spend days
2. Healthier diet (i.e. DON'T eat all the crisps in the cupboard just so I don't have to pack them!)
3. Clean kitchen floor (so i can kneel on it to...)2021 Decluttering Awards: ⭐⭐🥇🥇🥇🥇🥇🥇 2022 Decluttering Awards: 🥇
2023 Decluttering Awards: 🥇 🏅🏅🥇
2024 Decluttering Awards: 🥇⭐
2025 Decluttering Awards: ⭐⭐0
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