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Lloyds TSB Credit Limit increases

quackers82
Posts: 70 Forumite



in Credit cards
Just out of pure curiosity (I am bored) , did Lloyds TSB do an auto increase in their credit limit after the first 6 months? I got my Lloyds TSB Mastercard in December and was shocked at the £7750 credit limit they gave me, until that point the biggest limit i have had in my life was £2000 with Capital one.
I have had spent upto about £6300 on it and made large payments each month of about between £500 and £1000.
Just interested if Lloyds did a credit limit increase automatically for other customers, and if so was it a big increase?
I am sure i have read posts saying lloyds are quite mad with auto increases in the past here, but the search feature does not bring any relevent posts back when i search credit card forum for Lloyds TSB Credit increase.
I have had spent upto about £6300 on it and made large payments each month of about between £500 and £1000.
Just interested if Lloyds did a credit limit increase automatically for other customers, and if so was it a big increase?
I am sure i have read posts saying lloyds are quite mad with auto increases in the past here, but the search feature does not bring any relevent posts back when i search credit card forum for Lloyds TSB Credit increase.
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Comments
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quackers82 wrote: »Just out of pure curiosity (I am bored) , did Lloyds TSB do an auto increase in their credit limit after the first 6 months? I got my Lloyds TSB Mastercard in December and was shocked at the £7750 credit limit they gave me, until that point the biggest limit i have had in my life was £2000 with Capital one.
I have had spent upto about £6300 on it and made large payments each month of about between £500 and £1000.
Just interested if Lloyds did a credit limit increase automatically for other customers, and if so was it a big increase?
I am sure i have read posts saying lloyds are quite mad with auto increases in the past here, but the search feature does not bring any relevent posts back when i search credit card forum for Lloyds TSB Credit increase.
You have spent £6300?
is it wise to announce this on a public forum? lolNo Unapproved or Personal links in signatures please - FT30 -
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quackers82 wrote: »Just out of pure curiosity (I am bored) , did Lloyds TSB do an auto increase in their credit limit after the first 6 months? I got my Lloyds TSB Mastercard in December and was shocked at the £7750 credit limit they gave me, until that point the biggest limit i have had in my life was £2000 with Capital one.
I have had spent upto about £6300 on it and made large payments each month of about between £500 and £1000.
Just interested if Lloyds did a credit limit increase automatically for other customers, and if so was it a big increase?
I am sure i have read posts saying lloyds are quite mad with auto increases in the past here, but the search feature does not bring any relevent posts back when i search credit card forum for Lloyds TSB Credit increase.
Hi
I took my LTSB credit card out many years ago, it began with a £4000 limit, they gradually upped it to £13000 :eek: without informing me beforehand. Not a good idea, probably twice the amount I earned in a year being a part-time worker.0 -
Yes, Lloyds TSB do give automatic credit limit increases. Since I've had my card, I have had them every 6 months, withe the latest one being just last month.
Hope this helps xCurrent Accounts with Lloyds TSB and Bank of Scotland
Lloyds TSB Airmiles Duo CC
T Mobile (new i-phone)
:beer: :j :j :j :beer:0
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