We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Old water debt.
ldavison10
Posts: 16 Forumite
in Water bills
Hi,
We were contacted by a debt collection agency for an old water bill.
After several letters back and forth to Severn Trent and the debt collection agency (and asking the right questions) the debt was reduced from 900 pounds to 500 pounds.
This debt is actually my wifes old debt from when she was a struggling single mother and dates back 5 years when we weren't married and didnt know each other. She says the debt probably is hers but never had notification at the time.
Ive checked over the water bills we requested from ST and it does seem to tie up. If they had billed her properly back then she would have qualified for help with Severn Trent Trust Fund scheme.
As it is i'm working full time on an average salary so we dont get any benefits. My wife works 2 nights a week for a very small amount.
We dont have this money to pay in full (of course).
Can anyone see any other options to either reduce the debt, clear the debt or ensure we get small weekly payments.
It does nark me a bit paying wifeys old debts but if its gotta be done then so be it and shes worth it.
The debt people have now given us a short deadline to come up with the goods
Thanks and Regards
Lee
We were contacted by a debt collection agency for an old water bill.
After several letters back and forth to Severn Trent and the debt collection agency (and asking the right questions) the debt was reduced from 900 pounds to 500 pounds.
This debt is actually my wifes old debt from when she was a struggling single mother and dates back 5 years when we weren't married and didnt know each other. She says the debt probably is hers but never had notification at the time.
Ive checked over the water bills we requested from ST and it does seem to tie up. If they had billed her properly back then she would have qualified for help with Severn Trent Trust Fund scheme.
As it is i'm working full time on an average salary so we dont get any benefits. My wife works 2 nights a week for a very small amount.
We dont have this money to pay in full (of course).
Can anyone see any other options to either reduce the debt, clear the debt or ensure we get small weekly payments.
It does nark me a bit paying wifeys old debts but if its gotta be done then so be it and shes worth it.
The debt people have now given us a short deadline to come up with the goods
Thanks and Regards
Lee
0
Comments
-
Lee,
I think you might get better advice on the Debt Free Wannabe board on this forum.
You could cut and paste your question.0 -
You could try and make them an offer of say £10 a month to pay the debt back and explain your circumstances. If you at least offer them something then hopefully they will be more accommodating to your needs.0
-
They should be able to go through an income/expenditure with you to see how much you can afford to pay back per month and set a payment plan in place.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.8K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.6K Spending & Discounts
- 247.7K Work, Benefits & Business
- 604.6K Mortgages, Homes & Bills
- 178.7K Life & Family
- 262.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards