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S&s isa
lemon26
Posts: 242 Forumite
Hi all,
I've just began investing and have quite a lot of exposure to the UK with not a lot of broader European and Worldwide exposure - but I do have a monthly saver with and India fund and the JPM Natural Resources so thsi may gradually correct.
To broaden my portfolio I was looking at the Fidelity Moneybuilder Euro Index which tracks the Euro STOXX50 as I've been told that tracker funds are good-value and lower risk methods of broadening portfolios.
I was also looking at one of either Aviva Investors Intl Index Tracking SC1 for the same reasons as above or the Baillie Gifford Emerging Markets A, First State Asia Pacific Leaders or Fidelity SE Asia (all higher risk than tracker? but greater potential for returns).
If people were inmy position what would they be thinking? Opinions would be welcomed as I've only recently started investing but intend to keep it in for 10 years or so.
Thanks, L
I've just began investing and have quite a lot of exposure to the UK with not a lot of broader European and Worldwide exposure - but I do have a monthly saver with and India fund and the JPM Natural Resources so thsi may gradually correct.
To broaden my portfolio I was looking at the Fidelity Moneybuilder Euro Index which tracks the Euro STOXX50 as I've been told that tracker funds are good-value and lower risk methods of broadening portfolios.
I was also looking at one of either Aviva Investors Intl Index Tracking SC1 for the same reasons as above or the Baillie Gifford Emerging Markets A, First State Asia Pacific Leaders or Fidelity SE Asia (all higher risk than tracker? but greater potential for returns).
If people were inmy position what would they be thinking? Opinions would be welcomed as I've only recently started investing but intend to keep it in for 10 years or so.
Thanks, L
0
Comments
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That is incorrect. Trackers do not reduce the risk and potentially actually increase the risk if they are too narrow focused. Cost is reduced but not riskI've been told that tracker funds are good-value and lower risk methods of broadening portfolios.
How much have you got in your portfolio?
What is your risk profile? (seems very high at the moment)I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Hi Duston, thanks for taking the time to read my post! Currently I've got Artemis Stategic Asset, Invesco Corporate Bond, Jupiter Financial Opportunities, Jupiter India and JPM Natural Resources Fund. I want some global exposure so I had seen the Fidelity Euro and Aviva Intl Index as a way of low-cost diversification, looking at their composure they seem to have a fair spread within them but I'm new to this. What would your thoughts be?0
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Hi again Dunston, just to clarify how I view my risk profile, I am in for long term (at least 10 years) and I am happy to accept short-term fluctuations for longer-term gain. As I'm young I have put most of my portfolio into equities and I intend to rebalance the older I get to (hopefully) reduce the risk of losing any gains made. I was just a bit concerened that, so far, quite a large amount in in the UK market with little exposure to the remainder of Europe, the Americas or Asia. Is there anything you would suggest?0
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