We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Credit card advice pls
elladaisy28
Posts: 24 Forumite
in Credit cards
I currently have a Barclaycard platinum with £2000 on it with £3000 credit limit, on a 0% interest for 12 months the aim of this card is to pay off the balance as quick as possible. I always pay the minimum plus £100 per month.
I am currently putting purchases on it and paying them in full every month but is this okay, I was told that I should have a separate card for the other purchases and leave the 0% card to just pay off.
By the time the 0% runs out in feb I doubt very much if I would of payed off this card so at that time will possibly transfer to virgin.
Any suggestions please on whether I should get another card or just continue what I am doing.
Thanks
I am currently putting purchases on it and paying them in full every month but is this okay, I was told that I should have a separate card for the other purchases and leave the 0% card to just pay off.
By the time the 0% runs out in feb I doubt very much if I would of payed off this card so at that time will possibly transfer to virgin.
Any suggestions please on whether I should get another card or just continue what I am doing.
Thanks
0
Comments
-
i would def get another card as any payements you make is going to clear the balance at 0 % first and then purchases!!!0
-
elladaisy28 wrote: »I currently have a Barclaycard platinum with £2000 on it with £3000 credit limit, on a 0% interest for 12 months the aim of this card is to pay off the balance as quick as possible. I always pay the minimum plus £100 per month.
I am currently putting purchases on it and paying them in full every month but is this okay, I was told that I should have a separate card for the other purchases and leave the 0% card to just pay off.
By the time the 0% runs out in feb I doubt very much if I would of payed off this card so at that time will possibly transfer to virgin.
Any suggestions please on whether I should get another card or just continue what I am doing.
Thanks
Can you stop posting the same thread over and over again! :mad:
http://forums.moneysavingexpert.com/showthread.html?t=1681999&highlight=
http://forums.moneysavingexpert.com/showthread.html?t=1682201&highlight=
http://forums.moneysavingexpert.com/showthread.html?t=1682739
2010 - year of the troll
Niddy - Over & Out :wave:
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards