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Paying off Abbey Zero card - help!

obsessed_saver
obsessed_saver Posts: 511
Part of the Furniture
Forumite
in Credit cards
Hi everyone,
My 6 months 0% BT period is just over today. I've left it until today thinking that I can just log into the Abbey website and make a payment online as you do with other Credit cards.

There is no online payment option in Abbey!

I looked behind the statements and it seems to say that the only online payment option is from an Abbey current account.

There is the over the counter "Bank Giro" option that has the sort code (090099) and account number (01000007) and a reference (my Abbey Zero card number).

Does anyone know if I can do an online bank transfer from another bank to this sort, account and reference number to pay off my Abbey Zero balance?

Thanks.
«1

Comments

  • NickX
    NickX Posts: 3,046 Forumite
    You should be able to send the payment to Abbey from your own on line banking.

    I agree that it is not really good enough that (sh)Abbey do not have a facility to make payments on their own website.
  • Dagobert
    Dagobert Posts: 1,625 Forumite
    When exactly does the 0% period end?

    I did a BT on 20th June.
    Dagobert
  • obsessed_saver
    obsessed_saver Posts: 511
    Part of the Furniture
    Forumite
    I think the 6 month 0% BT deal is dependent on when your card was issued, rather than the actual date the BT happened. I did a BT middle of June, but my expiry was 03/12/2008. Check your previous month(s) statements. It's actually written on there in the "Transaction Details" page.

    Balance £xxx Interest 0.000% To 2008-12-03.
  • Sun
    Sun Posts: 326 Forumite
    I have don't have "Balance £xxx Interest 0.000% To 2008-12-03" on transaction page !

    Instead I have "Estimated interest on your next statement £0.00"

    Not sure when mine 0% ends ?

    PS: I didn't use Balance Transfer.
    All I ask is the chance to prove that money can't make me happy.
  • obsessed_saver
    obsessed_saver Posts: 511
    Part of the Furniture
    Forumite
    I think this is specific to Balance Transers because the line above "Balance £xxx Interest 0.000% To 2008-12-03" is the item:

    BALANCE TRANSFER INTEREST 0.00

    The "Estimated interest on your next statement £0.00" is on the "Credit Card Statement: Summary" (written on the top right) page.
  • Sun
    Sun Posts: 326 Forumite
    I guess, as long as I can see "Estimated interest on your next statement £0.00" on my statement, it means 0% purchases is still vaild. Correct?
    All I ask is the chance to prove that money can't make me happy.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite
    obsessed_saver wrote: »
    There is the over the counter "Bank Giro" option that has the sort code (090099) and account number (01000007) and a reference (my Abbey Zero card number).

    Does anyone know if I can do an online bank transfer from another bank to this sort, account and reference number to pay off my Abbey Zero balance?
    http://www.stoozing.com/forum/YaBB.pl?num=1225892670
    Dagobert wrote:
    When exactly does the 0% period end?
    They clarified this in the notice of variation sent out in September/October. From memory, it was the date of the 6th statement?
    Sun wrote:
    I guess, as long as I can see "Estimated interest on your next statement £0.00" on my statement, it means 0% purchases is still vaild. Correct?
    I believe, like MBNA, any 'deals' end on your statement date. The big danger here, then, is you don't actually know you're paying interest until you've been paying it for a month.
  • NickX
    NickX Posts: 3,046 Forumite
    If there is any doubt whatsoever about the precise end date of the 0% promotion, then phone Abbey and request the exact date that the promotion ends.

    There has been talk that they were backdating promotions such that the promotion ended on 1st of the month during which the 6 months expired, so be careful.

    Once you have the precise end date then ensure that you pay off your balance in full before that date and you should pay no interest.
  • NickX
    NickX Posts: 3,046 Forumite
    YorkshireBoy wrote: »
    From memory, it was the date of the 6th statement?

    I think the wording is 6 months from the Date of Account opening.

    As above I wouldn't rely on the estimated interest showing as zero. I would call them and request confirmation of the precise date.
  • obsessed_saver
    obsessed_saver Posts: 511
    Part of the Furniture
    Forumite
    YorkshireBoy wrote: »
    http://www.stoozing.com/forum/YaBB.pl?num=1225892670

    Thank you! :beer: That's exactly what I'm looking for. I didn't want to send my money into "limbo" because it's a large sum (to me), and I don't have enough to pay it a second time.
This discussion has been closed.
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