Has your bank used a court order to turn unsecured debt into secured? Get paid £75!

I can confirm I am affected by this practice. I was self employed single mum on low income and maintenance from ex. Borrowed to grow tiny seedling business (£15k) and a hp car. Ex disappeared overseas, I could not pay mortgage and run business, loan used to pay mortgage, I had nervous breakdown and children to feed. Eventually got part time job then full time jobs (cleaning toilets, drink serving and gradually on and on. Companies refused to stop interest, I defaulted on two payments on the car and was advised by debt company just keep on paying and it'll be fine. Did not receive ccj, found out about claim of charging order. Attended court. Judge said you owe the debt have to doit. Now I have a charging order for £6000 for non payment of a few pounds over £600. I have not defaulted on my mortgage and always paid max I could to companies I owe. My children and I will lose everything. My ex -back in uk -not paid a penny of what he owes ...significantly more than the debt I originally owed but hey they all hike up the interest rate and add late charges and the government and courts do nothing to help us. I am not a deadbeat I work and work and work