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a full current account with a satisified ccj
darcyvuqua
Posts: 2,459 Forumite
hey guys i have a satisfied ccj for 2005 i have just got my first credit card at the age of 27 but im fed up with a basic account with lloyds (secondry bank hsbc are my first and happy with them) the thing is i like to keep my bills payed in and out of a seperate account but i hate lloyds and i have had dealings with halifax before and left them so that rules out hsbc,- lloyds and halifax (altho there kinda one bank now)
anyone know a bank that will give you a full current account with a satisfied ccj??
anyone know a bank that will give you a full current account with a satisfied ccj??
you cant change yesterday
but you can make tomorrow better
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Comments
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Citibank may. They go through phases of lowering their credit scores. They offer a full Visa Debit card (2in1 or 3in1) and £500 interest free OD if you pay in your salary.0
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thanks cif i will try but would like some more suggestion before i actually apply with anyone so come on guysyou cant change yesterdaybut you can make tomorrow better0
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As the CCJ will still show on your credit files this might well restrict your choice - many may offer you a basic account - a lot now do have debit cards but you may be restricted to their own ATM's or Post office for cash withdrawals0
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Try A&L - i have an unsatisfied CCJ and multiple defaults and they gave me a Premier account with Visa Debit no problem.*The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.200
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just been accepted could you post a link to there card or post a image interested in seeing what card i get!! thank you mrs ryanTry A&L - i have an unsatisfied CCJ and multiple defaults and they gave me a Premier account with Visa Debit no problem.you cant change yesterdaybut you can make tomorrow better0 -
Try A&L - i have an unsatisfied CCJ and multiple defaults and they gave me a Premier account with Visa Debit no problem.
Really? I've just opened a basic account with Lloyds TSB, having 2 unsatisfied CCJs and a couple of defaults. Having read your post, i've just gone to their online application form because i would far prefer a proper current account, but pretty much the first thing it says is that it isn't suitable for people with CCJs. Is this something that they can choose to ignore then, or is this a recent rule they've just imposed?
Ta"You don't always know where you stand, until you know you won't run away..."0 -
mine is settled i think that this really does make a difference as i could get nothing when it was still outstanding!!you cant change yesterdaybut you can make tomorrow better0
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darcyvuqua wrote: »mine is settled i think that this really does make a difference as i could get nothing when it was still outstanding!!
I just applied and now awaiting a reply in next 24hrs
Hope they accept me tho0 -
i got that answer and about 2 hours later i had a email saying i was accepted!! good luck fairmorn......you cant change yesterdaybut you can make tomorrow better0
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