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ID Fraud Protection: Loophole to get it free discussion

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  • Hi,

    Myself and my partner (as an additional cardholder) have been earning cashback with a capital one card for some time now. I applied for the free Equifax ID fraud alert service after seeing the MSE article. I thought it was worth a try getting my partner (additional cardholder) to sign up for the service....and it seemed to work! Now myself and my partner have the free ID fraud alert service for free. This could be a neat way to get other family members signed up for free without applying for a new credit card.

    Thanks MSE.

    Cheers,
    BrigBrown
  • Hi,

    Myself and my partner (as an additional cardholder) have been earning cashback with a capital one card for some time now. I applied for the free Equifax ID fraud alert service after seeing the MSE article. I thought it was worth a try getting my partner (additional cardholder) to sign up for the service....and it seemed to work! Now myself and my partner have the free ID fraud alert service for free. This could be a neat way to get other family members signed up for the free service without applying for a new credit card.

    Thanks MSE.

    Cheers,
    BrigBrown
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Here's any easy solution to deter ID fraudsters.

    Check out the following from The East of Scotland Fraud Forum.

    Click here.
  • superhoop
    superhoop Posts: 318 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thanks guys - I've had a Capital One card for years. Just done this. Don't know how I neglected to do this before!
    We are QPR, say we are QPR!
  • It doesn't mention it in the article, but how do you get protection for your partner. Do you simply apply for an additional cardholder and it's done automatically or does my wife need to apply for her own separate card?

    Many thanks in advance.
  • FL
    FL Posts: 748 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hi
    Can someone advise how you see the free reports it mentions. We signed up and everywhere in the account it seems to want me to pay to do it. Is there a code to input?
  • BritBrat
    BritBrat Posts: 3,764 Forumite
    I have just done it but not looked at any report, may go and do that shortly.

    EDIT:

    Done it and viewed/printed report.

    Just click the view report text and wait, it takes a while to collect the data.

    If on dialup it may be a long time.
  • Hi there,

    I have also signed up for a Capital One credit card just for the freebes and I have the same querie as FL.

    It seems everywhere in the account to want me to pay to get it. Can someone advise how you get/see the free reports it mentions? Is there a code to input?

    Thanks
  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have you tried here

    http://www.equifax.co.uk/capitalone/index.html

    They ask for card details but it explicity says you won't be charged.
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Latest Data Loss -BBC.

    Tips to deter ID theft from their Director of Sport

    Click here

    CIFAS Protective Registration has been offered to BBC staff whose details have been compromised.

    CIFAS Protective Registration now attracts a yearly fee of £14.10

    WARNING: CIFAS Protect Registration does not cover ALL lenders therefore those subscribing to this system are not really FULLY covered.

    For a simpler, cheaper, proactive method of protecting YOUR ID, that reaches ALL lenders

    Click here. (Check out the Media Links on the Home Page)
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