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Re charges on loan

Sorry forgot to ask on old post. can i claim back charges on an old loan i had as have written to them asking for refund and they have replied that the charges were legally,blah, blah, blah!
Do i send second letter? Cheers

Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    dizzy2d wrote: »
    Sorry forgot to ask on old post. can i claim back charges on an old loan i had as have written to them asking for refund and they have replied that the charges were legally,blah, blah, blah!
    Do i send second letter? Cheers

    Hi there

    Do you mean PPI ? (payment protection insurance)
    Yes if the PPI was mis sold to you, you have every right to try to reclaim on this.
    You will find more info with guidelines of reclaiming with letter templates here
    http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

    They say you can go back as far as 6 years, but many have still been successful in reclaiming PPI even from the 1990's, however having the paperwork that includes the account numbers will help.

    Sorry if I have mis read on this and if you did not mean PPI, but otherwise if you require any help and advice on this one, please also post on the PPI reclaiming thread here
    http://forums.moneysavingexpert.com/forumdisplay.html?f=169

    Good luck.;)
    The one and only "Dizzy Di" :D
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