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Legal+general maxi equity isa probs

i have a legal/gen maxi equity isa i opened in 2003, i put it away+ forgot to add any cash in the following years, i have now decided to add cash but i was told i could not do this as i have not added in the previous years but i could open another account +add cash from original isa.i was informed for this service i was to pay 3% which on my £10200 i could invest would be £300 how is it i cant add to original isa but i can open new isa using original isa cash only differance i pay £300 for the trouble.

Comments

  • Aegis
    Aegis Posts: 5,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Look at Hargreaves Lansdown. Better service than most direct providers, and no initial charges on most managed funds. You'll also be able to transfer in your old ISA to consolidate your holdings.
    I am a Chartered Financial Planner
    Anything I say on the forum is for discussion purposes only and should not be construed as personal financial advice. It is vitally important to do your own research before acting on information gathered from any users on this forum.
  • RayWolfe
    RayWolfe Posts: 3,045 Forumite
    1,000 Posts Combo Breaker
    All L&G need is a new application form. The ISA rules state that if you miss a year you have to reapply. Aegis is correct about H-L but as there may be no trail commission on the fund that you have you may have to pay 0.5% to H-L each year ... more than made up for buy not having to pay 5% or so up front.
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