THE EASY WAY: All the Forum's best tips go in MoneySavingExpert's weekly E-mail Plus you'll get all the new guides, deals and loopholes. It's free & spam free
IMPORTANT! This forum isn't moderated. If you spot a spam, illegal, offensive, racist, libellous post or PM please email abuse@moneysavingexpert.com
Remember, this is an open forum! Anyone can post so always exercise caution when acting on info. Don't post links for personal gain. Except in the referrers section and always declare any interest.
No, that is not the point you have been misinforming everyone about. This is what you actually posted that caused others to put you right:
Quote:
Originally Posted by pastra
You wont be able to write on a cert that you offer that cover and then make exclusions in the policy wording. If there are restrictions to the third party liability it must be on the cert of insurance.
You claim you are fully qualified to give us this advive.
Your reliance on your "qualifications" is flawed, and we should all remember when reading posts here the MSE warning on every page:
Quote:
Anyone can post so always exercise caution when acting on info
A certificate is the legal document that must contain all the exclusions that apply to the offer of cover against third party damage and loss as required by the RTA. If an insurer writes on a cert that you have driving other cars cover, then it must also include the terms/conditions of that cover.
All the police and courts are interested in is your 3rd party liability cover and what does it say on your cert.
If the More Than policy does not stipulate on the certificate that driving other cars is contingent upon you being in possession of the specified vehicle then you are covered to drive other cars as long as the other conditions are met. They may try to reject any claim on the basis that the policy no longer has any subject matter but they would not be able to do so - there is a case called Dodson v. Dodson Insurance Services which confirms this.
A certificate is the legal document that must contain all the exclusions that apply to the offer of cover against third party damage and loss as required by the RTA. If an insurer writes on a cert that you have driving other cars cover, then it must also include the terms/conditions of that cover
All the police and courts are interested in is your 3rd party liability cover and what does it say on your cert.
Why repost your misinformation?
No point anyone again correcting you. Trolls thrive if they get fed.
Pls be nice to all MoneySavers. There's no such thing as a stupid question, and even if you disagree courtesy helps. Take care over copyright. Use excerpts and links rather than copying long text. This site asserts copyright on all comments posted on the board.
Pls be nice to all MoneySavers. There's no such thing as a stupid question, and even if you disagree courtesy helps.
Linear Mode
