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Old 03-11-2009, 6:46 PM   #41
brokemedic
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I spent £7.00 yesterday - a combination of parking fees, a coffee and a newspaper. I couldn't resist the coffee and the newspaper. To make up for that, I had a NSD today. Hopefully manage one tmrw as well.

Good luck - hope we all do well this week.



Debt @ LBM - 01/09/09 -£12,461 - NOW: £10,580 (15% paid)
WSC - £0.00/£20.00 : Nov GC £44.77/£125 : SEALED POT 745
Nov NSD - 5/10 : 1 debt vs 100 days £550/1000
Aiming for £9,999 by 01/01/10
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Old 03-11-2009, 6:56 PM   #42
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Right knees hurt, hearing still not right and I cream crackered. Not helped by a very stressful day at work

Yesterday I spent £2 on food at work and £6 on drinks at the gig. Today another £1 at canteen at work and £3 on lunch. Total £12. I have £10 in my bank account and £7.50 in my purse which leaves £3 magically unaccount for so total of £15 including magic disappearing money.

F_F like the bag I didn't realise the ones from Monsoon were that cheap or is that on sale? In my head it is an expensive shop but then it probably isn't. I recently found this out about Zara.



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Old 03-11-2009, 8:30 PM   #43
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Quote:
Originally Posted by pointypenguin View Post

F_F like the bag I didn't realise the ones from Monsoon were that cheap or is that on sale? In my head it is an expensive shop but then it probably isn't. I recently found this out about Zara.
Accessorize tends to go from £25 for smaller bags to upwards of £60 for the really nice ones, so not too bad for bags really. The clothes are hellish though. I found the Coat That Dreams Are Made Of yesterday and it was £160



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Old 03-11-2009, 9:30 PM   #44
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i forgot to post after i said £15 last week it must be the excitement of saving £8 64p so i will say £15 again this week and pray,
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Old 03-11-2009, 10:43 PM   #45
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£5.75 for me yesterday and a NSD today as I left my purse at home. Only done that once before and it felt kind of odd.



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79 AFDs in 2009 November 6/12 October 7/10 September 3/12 August 7/8 July 13/16 June 13/14 May 14/12 April 10/10 March 4/16 Feb 2 Jan 0
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Old 03-11-2009, 10:48 PM   #46
EverTheOptimist
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Evening all

Just popped on for a rant, at myself, i'm so angry with myself, i've just realised i've missed a payment on my CC by ONE DAY. I haven't made a late payment in so many years. i'm not even angry with the fact i've been charged but that it'll be in my credit report.

I know it's only 1 payment out of so many and it'll never happen again but i can't believe it. you won't even believe how many times i 'remind' aka nag my hubby to make his payments on time.



right rant over.

Hope everyone else is ok.



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Old 04-11-2009, 4:12 PM   #47
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ETO, that blows. I'm really sorry to hear about your unfortunate missed payment. I have no advice, but offer hugs instead.

I have to confess £3.20 from my £10 budget on a mocha and a cake with my best friend today. Nearly fell off my chair when told the price. I'm making her go to cheaper cafes from now on!

Can hopefully make it through NSD's tomorrow and Friday though to reign the spending back in.

How is everyone else doing?



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"One day I shall be a totalitarian dictator, or an omnipotent deity - depends how early I get up"
Weekly Spend Challenge 15th Nov = £0 / £4
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Old 04-11-2009, 7:17 PM   #48
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I've blown it again this week - apparently being healthy and spending money go hand in hand with me



Now a happy dfw missus
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Old 04-11-2009, 7:43 PM   #49
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£1.50 on a bagel from the canteen this morning. Everything else comes out of the food budget. Roll on Thursday the weekend is in sight.



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Old 04-11-2009, 8:32 PM   #50
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Well, I spent £4.00 on parking fees and then £2.45 on a magazine and a bar of chocolate (had a stressful day).. I am going to try and keep my spends to a minimum tmrw as I really want to try and stay in my limit. No spending on Friday as away - lunch/dinner all provided for me.

Off to update my spends.



Debt @ LBM - 01/09/09 -£12,461 - NOW: £10,580 (15% paid)
WSC - £0.00/£20.00 : Nov GC £44.77/£125 : SEALED POT 745
Nov NSD - 5/10 : 1 debt vs 100 days £550/1000
Aiming for £9,999 by 01/01/10
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Old 04-11-2009, 8:33 PM   #51
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Hi everyone

Started off well with a NSD on Monday.

Then spent £2.20 on a baked potato at work and £11.38 on cigarettes on Tuesday.

Had another NSD today. Spent £12.32 on groceries but am not counting that as it comes out of my grocery budget. So that's £26.42 left for the week. So hope I make it, gonna try really hard!

Cheers
Casper
x x

PS Want to give up smoking again soon, but due to very serious family problems and a huge family trauma in June (which is when I started again after 2 years being smoke free) I don't feel able to cope with that right now.



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DFD December 2014
GC 24 Oct - 24 Nov £40 SSF £43.24
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Old 04-11-2009, 8:42 PM   #52
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Casper I am sure you will manage to give up the smokes when you are ready don't be too hard on yourself at least you are conscious of it.



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Old 04-11-2009, 8:50 PM   #53
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Two shiny NSDs for me, two more to go then its the big night out!



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Old 04-11-2009, 8:51 PM   #54
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Quote:
Originally Posted by pointypenguin View Post
Casper I am sure you will manage to give up the smokes when you are ready don't be too hard on yourself at least you are conscious of it.
Thanx so much, just felt like I needed to explain in case everyone wondered.

Cheers
Casper
x x



LBM Feb06 £64 427.32 £40 840.66
DFD December 2014
GC 24 Oct - 24 Nov £40 SSF £43.24
NSD 04/10 DFW Nerd 317Proud To Be Dealing With My Debts!
Jack: I found my doctor Owen: Did he fix you? Jack: What's to fix? You don't mess with this level of perfection!
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Old 04-11-2009, 9:22 PM   #55
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Finally a NSD! I spent on food, but from grocery budget not this one. My purse is operating on thin air at the moment though...



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Old 04-11-2009, 9:45 PM   #56
EverTheOptimist
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Thanx Kate_Pixie, i know it's my own fault, must be more organised, in fact today have set up a DD so no more mistakes.

Sorry to hear you haven't been having a good time of it Casper, and good luck with giving up smoking, you need to be in the right frame of mind to even try that one, you'll know when you're ready to give it another go.

Well i've had another NSD, 12 hours at work helps.

And i'm going to be interviewing at work all day tomorrow so no chance to pop to the shops.



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Old 05-11-2009, 12:23 AM   #57
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Busy time at work as well so not present so much on the boad but keeping to the NSD diet. 4 out of 4 so far



Oct NSD 18/12
Nov NSD 10/15 - Weekly Spend Challenge 15th Nov £0/£40
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Old 05-11-2009, 8:14 AM   #58
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Off to a friend's for dinner tonight for "Come Drink Wine With Me", so I need to buy some wine and this may also involve a taxi home although depending on my state I may try and get the bus (it involves 2 buses)



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Old 05-11-2009, 8:47 AM   #59
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Oops, wasn't a NSD yesterday as I bought train tickets home for pre-Christmas visit to my folks.

So, another £20 down, another budget blown



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Old 05-11-2009, 3:35 PM   #60
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Another NSD for me. It's taken all my will power to stay away from the shop on the corner and various chocolate / biscuit / cake related temptations. Low fat noodles and a banana don't quite cut it!

I'm not able to leave the office from 9-5 tomorrow, so hopefully that will curb any spending desires and bag me NSD number 4!

Hope everyone else is doing well and managing to stay warm.



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"One day I shall be a totalitarian dictator, or an omnipotent deity - depends how early I get up"
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