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This board needs a sticky with obvious answers
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Q: My bank have invited me in for an "Account Review", what is this?
A: They want to invite you into a branch to try and sell you things, typically things their computer systems offer you based on your internal score and anything that might come up in conversation with you (e.g. travel/home/car insurance, mortgage etc.). Despite what it may be dressed up as, it's pretty much that, and is entirely optional - if they do have a legitimate service-related reason to see you then they will tell you what it is. It's entirely up to you whether you want to go, and on the off-chance they could save you money compared to what you have now - but it's only a comparison between your own bank's products, and you could get a better deal if you used a site like Uswitch to make your own comparisons.
Also
Q: My bank's telephone banking service is an 0845 or 0870 number. Is there any way I could make this cheaper for me?
A: Look on the back of your debit card. Often there will be a "From abroad" number, starting +44. If you knock off the +44 and add a 0, it becomes a standard British telephone number, and therefore can be dialled as part of any call package you might have. Alternatively, you can use http://www.saynoto0870.com.
Last edited by ShelfStacker; 09-11-2008 at 11:11 AM..
q) Money has appeared in my account. Can I spend it?
a) NO!
What... you mean when I get paid I'm not allowed to spend it? If my sister loans me a tenner and pays me straight into my bank account, I'm not allowed to spend it?
You mean money is only ever allowed to go into my account, and never out of it?
Gee, life's gonna be a bit lean from now on, but at least my savings will mount up fast!
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