We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

The 12 week Debt-Life *Achieve something* Plan - WEEK 7

1246749

Comments

  • Katy83
    Katy83 Posts: 531 Forumite
    Debt-free and Proud!
    Lucifa73 wrote: »
    Have had a good think and come up with:

    5/. Do something constructive every day (even if this means cutting down on internet usage:eek:)

    This is something DEFINITELY need to do!
    LBM 17th August 2009 Debt at LBM £18,612 Proud to be dealing with my debts.
  • natsing
    natsing Posts: 555 Forumite
    ooh, a twelve week plan- ok in the next twelve weeks I want to acheive:
    -pay off the joint overdraft
    -keep repayments as high as possible
    -overtime to earn as much as I can
    -open an ISA for 2011 holiday fund
    Debt free 11/05/11!

    Savings £4000/ £300
  • postingalwaysposting
    postingalwaysposting Posts: 13,987 Forumite
    edited 18 September 2009 at 2:43PM
    Thanks so much sally for this thread, I think most of us need some motivation just now. Post summer blues and all that :rolleyes: So here are my 7 things I want to accomplish in the 12weeks/84 days :D

    1) Be more positive about myself/my life...
    2) No spending unless its needed for my day to day living...
    3) Use my time more wisely...
    4) Pay off at least £300 from my debts...
    5) Lose 2 stone (28 pounds) in weight...
    6) Stick to my eating plan 100%...
    7) Make at least 4 handmade gifts and sure I have all purchased gifts by the end of November...

    I hope everyone does really well :j Keep updating all :D
  • sallyx
    sallyx Posts: 15,815 Forumite
    OK here goes...

    1) Go to runclub every Monday
    2) Run on 2 other occasions in the week
    3) Phone University and complete UCAS application
    4) Loose 7 pounds
    5) Make another £300 on ebay
    6) Use only ebay profits for Christmas Presents
    7) Take DD swimming once a week
    8) Spend 4 hours a week at allotment
    9) Sign up for a half marathon
    10) Pay off 2 of remaining debts


    Blimey think that will keep me busy!
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
    Finally Debt Free...
  • Evening!

    Ok, my 12 week plan

    1. clear my CC debts (1868 )
    2. do the 30 day shred
    3. have at least six driving lessons.
    4. try to work out what that odd noise is
    5. lose 14 pounds!
    6. accept at least 50% of invites out.
    7. continue to be organised at work
    8. file all post as and when it comes
    9. paint bathroom
    10. clear garden
    11. e bay to make money
    12. Finish the bloody conservatory.

    right back hurts. off to shred xxxx
    Nevertheless she persisted.
  • Brilliant idea, mind if I join in?

    My 12 week targets are
    1) do exercise dvd 4 times a week
    2) 4 alcohol free nights a week
    3) 4 NSDs a week
    4) pay off the egg card

    1 + 2 = hopefully lose weight
    2 + 3 = save money
    hopefully save money = 4

    Have just done 40 mins of davina, and no wine in the house today. I always start these things well and then fall by the wayside so hopefully this thread will help keep me in check.

    good luck everyone!
  • Ames
    Ames Posts: 18,459 Forumite
    Oooh, Buffy I'll nick one of yours if you don't mind! Filing post, I really need to start doing that!
    Unless I say otherwise 'you' means the general you not you specifically.
  • sallyx
    sallyx Posts: 15,815 Forumite
    Im waiting to see if Buffy has done another night of 30 day shred...come on Buffy is she shouting at you to work harder ;)
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
    Finally Debt Free...
  • I have shredded Sal xxx what's your list?

    xx
    Nevertheless she persisted.
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    edited 14 September 2009 at 8:33PM
    Hello everybody :D


    My plan is;
    • lose a stone
    • exercise twice a week
    • pay of Barclaycard
    Good luck to all :j
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.