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Baillif Letters to My Address
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I've absolutely no problems with telling the truth.
TBH he now lives in a country that I don't think debtors would be able to get anything from him anyway ... maybe they would?? He has no intention of ever returning to the UK as far as I know.
I just don't want these people turning up on my door making trouble or causing a scene - my DH would go nuts! He hates debt!
What's more likely to happen is:
1. The debt gets sold on to a debt collection company
2. They manage to obtain all the phone numbers of people who live in the house
3. They ring you up constantly asking for your relative
I would follow kazwookie particularly telling your relative where to go and in future refuse to help out any other relative as it seems your relations can't be trusted.I'm not cynical I'm realistic
(If a link I give opens pop ups I won't know I don't use windows)0 -
in future refuse to help out any other relative as it seems your relations can't be trusted.
Too right, if there's one bad one in a family they must all be c*nts!
We could assume that the relative never intended for the OP to get these letters, he/she may have gone off with the intention of paying the debt. We could also assume that to relative does not think it will affect the OP as he/she does not live with them. We could also assume that the relative is in contact with the DCA and is trying to sort it out, but the DCA keep sending the letters to the only UK address they have.
We could ask if the OP has contacted the relative about this, and maybe find out that the relative is very distressed at the trouble caused to the Op.
But where's the fun in that! We could have more fun telling the Op that their family can't be trusted and that they should refuse to help any of them ever again.
Then we can all sit back and feel superior because we have managed to put a whole family down with just one sentence.
Tar them all with the same brush I say! If someone has done something wrong, either deliberate or accidental then we should assume the whole family is bad.
Don't forget that we don't actually know the relationship, it could be brother and sister, or it may be two second cousins thrice removed, but what the heck, we've got big brushes and a lot of tar.0 -
geordie_joe wrote: »That's not quite right.
The bailiffs can't force an entry to a domestic dwelling, but they can gain entry if unopposed. If your door is unlocked they don't have to knock on it, they can just open it and walk in. If you have an open window they can climb through it.
Once they have gained entry, and if you sign a "Walking Possession Agreement", which is an agreement for them to let you keep your possessions if you make regular payments to them, and you default on the payments they can force their way in.
The exception to this is if you owe money for any kind of tax, in this case they are coming into your home on the first visit, and you are not going to stop them.
In terms of what I was thinking it's quite correct, I mean who in their right mind would leave their door/window 'open' having been threatened with the bailiffs paying a visit. I assume that nobody would be that foolhardy or careless, but then again there's no accounting for what people may do.
As for the WPA, it wouldn't apply in this case as the OP would clearly not handover/let any of her own possesions be removed from the property, but this is all hyperthetical in any case.0 -
In terms of what I was thinking it's quite correct,
Unfortunately we don't know what you were thinking, we only saw what you wrote.I mean who in their right mind would leave their door/window 'open' having been threatened with the bailiffs paying a visit.
Someone who had just been told by you thatThe bailiffs have no right of entry unless invited inI assume that nobody would be that foolhardy or careless, but then again there's no accounting for what people may do.
Yes, but you can't lock yourself in the house forever just because someone says the bailiffs are coming. You have to open up sooner or later, and if you have been told they can only come in if you invite them then you may open up sooner.As for the WPA, it wouldn't apply in this case as the OP would clearly not handover/let any of her own possesions be removed from the property,
A WPA is a way of the home owner keeping their goods. The bailiff says "We will take your goods now, and there's nothing you can do to stop us. But if you sign this WPA you can keep them"
So the unwitting person signs, just to get rid of them, thinking "exel1966 says they can't come in unless invited, so I'll sign just to get rid of them then not let them in next time they come"but this is all hyperthetical in any case.
Yes, but you have to remember that other people may read your advice and follow it. You gave no indication that it was specific to this case, or that other cases may be different. You just made the sweeping statement "The bailiffs have no right of entry unless invited in". That statement is clearly wrong in ALL cases.0 -
1 - Bailiffs will only visit if appointed by courts
2 - If a court summons arrives at your door and it is ignored the creditor will win by default and a bailiff will soon be instructed. They will come to the last known address (and any other address they think he might be at!) - at this stage you can prove that you you live at the address by producing something like a utility bill and proof of ID and they should go away.
3 - if you ever want bailiff advice please go to www.bailiffadviceonline.co.uk it's run by a forum regular on the DFW board called Herbie21 who knows her stuff. Failing that then post for advice on the DFW - there are several people there who have had experience with bailiffs and even a very helpful board member who used to BE a bailiff. I'm not even going to start trying to untangle the confusion above as I don't see the point
Easiest thing right now is to contact the DCA and let them know you live at this address - the debtor does not. Either give them the forwarding address or don't - up to you and it isn't really your problem. Advise them that any further contact to you or anyone else living at this address will be considered harassment and you will be forced to take legal advice if they continue to harass you.
As for your relative... personally I'd disown them. But hey that's just me...DFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0 -
geordie_joe wrote: »Unfortunately we don't know what you were thinking, we only saw what you wrote.
Someone who had just been told by you that
Yes, but you can't lock yourself in the house forever just because someone says the bailiffs are coming. You have to open up sooner or later, and if you have been told they can only come in if you invite them then you may open up sooner.
A WPA is a way of the home owner keeping their goods. The bailiff says "We will take your goods now, and there's nothing you can do to stop us. But if you sign this WPA you can keep them"
So the unwitting person signs, just to get rid of them, thinking "exel1966 says they can't come in unless invited, so I'll sign just to get rid of them then not let them in next time they come"
Yes, but you have to remember that other people may read your advice and follow it. You gave no indication that it was specific to this case, or that other cases may be different. You just made the sweeping statement "The bailiffs have no right of entry unless invited in". That statement is clearly wrong in ALL cases.
Unlike you Joey I respond in context rather than googling and copying and pasting from googled sources which you use. I don't comment out of context which you have proven to do so regularly.
My statement is clearly correct, by leaving doors and windows open you are 'inviting' entry.
Your comments above have made sweeping assumptions that the OP would leave her doors/windows opening knowing the bailiffs may come knocking. She said nothing of the sort ! You have made an assumption the OP would sign the WPA to get rid of the bailiffs. Why ? It's totally irrelevant as the relative does not live their and doesn't have property there.
Who said anything about locking yourself in your house ? Maybe you could tell me why the OP would do that as you have assumed she would ?0 -
Unlike you Joey I respond in context rather than googling and copying and pasting from googled sources which you use.
I don't google, and if you think I have copied and pasted something then you will be back in five minutes with a link to the place I copied from.I don't comment out of context which you have proven to do so regularly.
Point to to one time.My statement is clearly correct, by leaving doors and windows open you are 'inviting' entry.
Nope, an open window may be seen by a burglar as an invitation to burgle, but no home owner/occupier ever opened a window to invite entry.
If you think an op-en window is an invitation to enter then you must also think an old lady walking down the street alone is an invitation to mug.
If a woman accepts a drink from a man in a bar is it asking for rape?
Are shops inviting shoplifters by having good on shelves and open doors?Your comments above have made sweeping assumptions that the OP would leave her doors/windows opening knowing the bailiffs may come knocking.
Actually, if you read back you will find that it was you who assumed the Op would lock all her doors and windows. In fact, a quick copy and paste shows you actually saidIn terms of what I was thinking it's quite correct, I mean who in their right mind would leave their door/window 'open' having been threatened with the bailiffs paying a visit.
Is that not assuming the op would lock the doors and windows?She said nothing of the sort ! You have made an assumption the OP would sign the WPA to get rid of the bailiffs. Why ? It's totally irrelevant as the relative does not live their and doesn't have property there.
Actually I didn't, if you read the post again you will find that I was referring to someone who may have read your advice and believed it. At no pint in the post do I refer to the OP and I clearly point out that others could read your post and believe it.Who said anything about locking yourself in your house ?
You did! You said "I mean who in their right mind would leave their door/window 'open' having been threatened with the bailiffs paying a visit."
If you are in your house and the doors and windows are in a condition where someone on the outside can't open them without force what else do you call it?
It doesn't matter what phrase you use to describe it, you have still locked your self in, even if you prefer to think of it as locking the burglars out.Maybe you could tell me why the OP would do that as you have assumed she would ?
I didn't assume she would, you did, you said "I mean who in their right mind would leave their door/window 'open' having been threatened with the bailiffs paying a visit. I assume that nobody would be that foolhardy or careless,"
As you have stated that you "respond in context" you could not be referring to anyone but the OP.
I think we'll just have to face it, you said "The bailiffs have no right of entry unless invited" and I pointed out that you were wrong. Instead of admitting it like a man you are clutching at straws trying to prove you were right.
Got to give you 10 out of 10 for the phrase "In terms of what I was thinking it's quite correct" It beat "I mis-spoke" by a mile.0 -
Thank you very much for your post, it is the most sensible thing said on this thread, and clearly correct and very good advice.
I do have one question, but I will understand if you refuse answer or even just ignore it.
Can the phrase "The bailiffs have no right of entry unless invited" ever be correct?0 -
I'll reply to you personally Joey ! It's similar to your own anal responses, but won't extend this thread any further as I think you've shown once again that you get off on hijacking threads and taking them completely off line. Rape ? Burglarly ? Shoplifters ?.......yawn yawn !0
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A relative of mine moved abroad about 4 years ago. He had recently taken out a loan.Relative doesn't intend to make the payments (as no longer can afford it) :mad: :mad: :mad: and I don't see why I should :mad:
He may have lied to the loan company telling them he was living at your place.He recently took out a loan before he moved abroad ?Did you not think it was all a bit suspicious ?If he has lied on the original loan application then
he faces charges of fraud and obtaining money by deception.0
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