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Taxing a newly bought car

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Comments

  • Wig
    Wig Posts: 14,139 Forumite
    Conor wrote: »
    Park it up.

    If its spotted, it'll be impounded and it'll cost you AT LEAST £250 to get it back.

    As it is Xmas, the Police will be out in force doing the annual drink drive crackdown, concentrating in rural areas as much as cities. If the ANPR system in the car they're in clocks you, which it will, expect to end up walking home.

    It won't be impounded as it is insured but only not displaying a valid tax disc.

    First thing I would do is check ASKMID to see if it has been registered as insured, if not, then carry with you (when you drive it) your insurance booking reference number and the name of the insurer aswell as the phone number. If done online it is best to print out the payment confirmation page if you are able to, to carry with you in the car.
  • lrr_2
    lrr_2 Posts: 945 Forumite
    When I bought my car brand new, I never got a choice had to pay tax so I could get it. You would think paying thousands for a car they would include that as well.
  • Wig
    Wig Posts: 14,139 Forumite
    True, anyone buying a car should, after agreeing on a price, then throw in the comment, but my offer to buy only applies if you supply it already taxed with 6 months, at no extra cost, if that doesn't work then if you still want the car, ask them to add the cost of the tax onto the price agreed but it must be supplied ready taxed. Otherwise the deals off.

    And a full tank of fuel
  • lrr_2
    lrr_2 Posts: 945 Forumite
    Wig wrote: »
    ask them to add the cost of the tax onto the price agreed but it must be supplied ready taxedquote]

    Thats what I did so I didnt have to bother and could drive right away
  • Wig
    Wig Posts: 14,139 Forumite
    tallymanjohn wrote:
    (post now deleted)
    But you should check the cancelation T&C's - Swift charges a £25 admin fee for cancelling within 14 days.
  • Tallymanjohn
    Tallymanjohn Posts: 1,060 Forumite
    If the previous owner still had the tax on Thursday, it will still be taxed as he would have had to post it off & they are not that quick in getting the system updated, plus he would only get tax returned from the end of this month so it would still, in real-terms, be taxed. Also insuring on-line with SwiftCover works - just print off the pdf cover note and then phone & cancel - you will get the full premium back in a few days. Not illegal as you already have insurance arranged, & Post Office clerks don't keep a record of insurance details, they just check the cover note.
  • Wig
    Wig Posts: 14,139 Forumite
    Tallymanjohn wrote: »
    Also insuring on-line with SwiftCover works - just print off the pdf cover note and then phone & cancel - you will get the full premium back in a few days.

    But they might charge an admin fee of £25. As per their T&Cs


    If you cancel your car insurance within 14 days of setting up the policy, you will get a full refund less a £25.00 administration fee which we reserve the right to charge.
  • mcjordi
    mcjordi Posts: 4,238 Forumite
    Part of the Furniture Combo Breaker
    Wig wrote: »
    It won't be impounded as it is insured but only not displaying a valid tax disc.

    First thing I would do is check ASKMID to see if it has been registered as insured, if not, then carry with you (when you drive it) your insurance booking reference number and the name of the insurer aswell as the phone number. If done online it is best to print out the payment confirmation page if you are able to, to carry with you in the car.

    if DVLA are working alongside the police then they will clamp or remove the car till taxed
    Sealed pot challenger # 10
    1v100 £15/300
  • adonis
    adonis Posts: 1,072 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Even taxing a car online you cannot keep or drive the car if it has expired until you have the certificate as i keep telling the missus (runs out december) she keeps saying i'll go to the post office, yes but when do it now.:mad: one less thing to worry about.
  • flutterbyuk25
    flutterbyuk25 Posts: 7,009 Forumite
    Wig wrote: »
    Threebeams,

    Another solution is to insure it with an online insurer who allows you to print your certificate from the computer, Swiftcover does this, as does atleast one other but I can't remember the name.

    Officially downloaded insurance certificates are not accepted to tax a vehicle at the Post Office/DVLA Office.

    If the clerk spots its a downloaded one then they will refuse to sell the tax disc.

    http://www.direct.gov.uk/en/Motoring/OwningAVehicle/HowToTaxYourVehicle/DG_069671
    * Rainbow baby boy born 9th August 2016 *

    * Slimming World follower (I breastfeed so get 6 hex's!) *
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