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How many credit card do you have?
Comments
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more than five (>5)I've had 12 at one point - down to 8 now.0
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more than five (>5)Nationwide for use abroad
Goldfish for £41 Quidco cash.. to be cancelled once its paid
HSBC 0% purchases - maxed with equivalent amount stashed away
Halifax One 0% purchases - going the same way as HSBC(!)
Egg Money - 1% cashback and other uses...
Barclaycard Gold - to be cancelled when I get round to it.. unless they have anything tempting on offer
So.. 6 at the moment.. but applied for 4 of them in the last 2 months so a little while before it changes! V sceptical about CCs before I got my first as a student.. but discovered their benefits, and being restrained enough not to spend more than I have and ridiculously organised its all going ok..0 -
four (4)i have 4 cards now and thinking of getting a 5th for stoozing. so how many card d u think will not damage my credit rating? 18 k in total on all the cards added 2gether. d u think this is ok as i will soon apply for mortgage0
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one (1)I have one, an HSBC MasterCard. Used to have three.0
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None/.........0
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four (4)i have 4 cards now and thinking of getting a 5th for stoozing. so how many card d u think will not damage my credit rating? 18 k in total on all the cards added 2gether. d u think this is ok as i will soon apply for mortgage
What d u guys think? should i closed some of my credit cards before applying for mortages so that my credit score will not be affected.0 -
more than five (>5)It's quite scary really. I'm only in my early 20's yet combining the limits of my credit cards, overdrafts and two store cards I could very easily get access to £48,000.
I did this same exercise when I was 21 and I think the figure was nearer £60,000 (I've closed a few accounts myself recently in order to be seen as a new customer and get new promotional deals, hence the drop in credit).
Thank God I am financially savvy (as you can see from my signiture, I'm a bit of a stoozer). The magnitude of my facility - at my age especially - is astounding.£3,500 @ 0% with Bank of Scotland - pay off before 05/02/10:staradmin£700 @ 3.9% with M&S - pay off whenever as the rate's for life :staradmin0 -
none, and thank god I dont
Thanks for saying thanks :beer:0 -
three (3)Three:
Egg for me - 1% cashback on purchases
Morgan Stanley for household - 1% back on purchases
Asda for the 2p per litre of fuel
All paid off in full every month.
All very different from 15 years ago!0
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