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Best ING account?

Kimberley
Kimberley Posts: 14,871 Forumite
in Budgeting & bank accounts
Apologies if in the wrong board, but can you suggest the best ING account offering high interest rates, as i want to put money into it each month throughout the year ready for Xmas :rolleyes: and i may cancel my pet insurance and pay the money into it instead :D

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Kimberley wrote:
    ...the best ING account
    :confused: ING have only one type of account - instant access saving account with 4.75% interest.
    ...as i want to put money into it each month throughout the year ready for Xmas...
    This Xmas :rolleyes: or next? If you can afford to pay at least £25 p.m. for next Xmas open regular saving account with Halifax (£25-£250 p.m., 7%):

    Regularly Beat the Best Savings Accounts article.
  • Kimberley
    Kimberley Posts: 14,871 Forumite
    Thanks it was for next Xmas, i'm planning on putting £28 per month in :)
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you're not sure you can commit every month for grumbler's 7% regular saver suggestion, why not put it in an instant access mini-cash ISA instead?

    Halifax 'ISA Direct' pays 5% and no tax.
  • Kimberley
    Kimberley Posts: 14,871 Forumite
    I'll look into it, i know nothing about ISA accounts..ta :)
  • Tony_H_3
    Tony_H_3 Posts: 2,643 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The Norwich & Peteborough are offering 8% Click Here on thier "Gold Savings Account" reading the small print though leads me to believe you have to also have the "Gold Current Account" not bad in itself though.
  • Kimberley
    Kimberley Posts: 14,871 Forumite
    No good for me as i have an account with Natwest, maybe i'll just open a Natwest mini ISA savings account..
  • Kimberley
    Kimberley Posts: 14,871 Forumite
    Just a thought, is the ING direct account safe?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Kimberley wrote:
    No good for me as i have an account with Natwest, maybe i'll just open a Natwest mini ISA savings account.
    On small balances, the NatWest ISA pays 4.59% AER. The Halifax ISA Direct pays 5.00% AER (you'd get 10% more interest here!).
    Kimberley wrote:
    Just a thought, is the ING direct account safe?
    I hope so, because apart from my Halifax ISA, virtually all my money is there!
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