📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Vanquis Credit Card

Fat_Boy
Fat_Boy Posts: 10,655 Forumite
I received an unsolicited application form for a Vanquis Credit Card this morning - nothing unusual there, I get loads of these things, mainly from Capital One (who I already have a card with!!). But what really caught my eye was the pathetically low limit offered (£200) and the rediculous APR ...58.6% :rotfl:

Does anyone actually use these shysters (bit of a rhetorical question - I guess if they didn't I wouldn't have got the app from them), but in all seriousness, even people in financial difficulty must surely see through these people for what they are?

Needless to say the pre-paid envelope is currently winging its merry way back to them with their leaflets in, and the app form is going through the work shredder in the morning!
FB :heartpuls Wiggly

:j Last Cigarette 24/11/06 :j

Comments

  • Niteflyer
    Niteflyer Posts: 1,403 Forumite
    Here we go again...........................YAWN

    This is a wanderful card for rebuilding credit!

    I can't be bothered to go through it all again, so if you do a check, you will see hpw :)

    Matt
    "I Assume I Need No Introduction"
  • BWZN93
    BWZN93 Posts: 2,182 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Niteflyer wrote:
    Here we go again...........................YAWN

    This is a wanderful card for rebuilding credit!

    I can't be bothered to go through it all again, so if you do a check, you will see hpw :)

    Matt

    I know!! Great card for building credit - I have one, they are great and always helpful, I always pay on time and in full so it is a 0% card that I cant go crazy on! Lovely for me!

    Jo xx
    #KiamaHouse
  • CTT_2
    CTT_2 Posts: 403 Forumite
    That bloody card is set to haunt me. I thought the subject had been exhausted by now. I have phoned them so many times for them stop sending me their mailings.
    Its time for us (me included) all to stop throwing our dummies out of our play pens and not take it so personally. For some people this is a great card. After all who said you have to take extended credit.
  • Niteflyer
    Niteflyer Posts: 1,403 Forumite
    My point exactly :)

    Just because I offer you a big poo sandwich, you don't have to take it from me :)

    It's exactly the same with the Vanquis Card or any other Credit Card come to that!

    Thanks

    Matt
    "I Assume I Need No Introduction"
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.