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ICICI rate drops to 2.95 plus new account
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EalingSaver
Posts: 365 Forumite
Just noticed that HiSave rate has dropped to 2.95%. When did this happen?
Also, what's this strange new SuperSaver account which has appeared?
Also, what's this strange new SuperSaver account which has appeared?
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Comments
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EalingSaver wrote: »Just noticed that HiSave rate has dropped to 2.95%. When did this happen?
Just after the base rate cut I think.0 -
EalingSaver wrote: »Just noticed that HiSave rate has dropped to 2.95%. When did this happen?
Also, what's this strange new SuperSaver account which has appeared?
The rate dropped on 30 January which surprisingly is before the last Base Rate Cut.
The new Super Saver Account seems to be similar to the HiSave Account, except that it pays slightly less interest. I cannot see the point of it really
You can still get 4.3% in the HiSave Fixed Rate Account for 12 months without early access. For a both tax payers and non tax payers this is a better rate that an ISA. I've put some in for the 12 months and see what theISA rates are in February 2010, at the end of the fixed period. Hopefully they will be better than today and I will put my annual allowance in then.To Dare is To Do:beer:0 -
Where do you see this drop?
http://www.icicibank.co.uk/hisave.html and http://www.icicibank.co.uk/hisave_interestrates.html both show the rate as 3.55% AER...0 -
EalingSaver wrote: »Also, what's this strange new SuperSaver account which has appeared?
The super saver has been around for a while - its their non internet-only account0 -
The rate on the 12 Month HiSave Fixed Rate Account has dropped today to 3.9%. Good job I opened my account last night at 4.35%:jTo Dare is To Do:beer:0
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It was 4.30% yesterday, according to ICICI - http://www.icicibank.co.uk/hisave_fr_interest_rates.html.....Good job I opened my account last night at 4.35%0 -
Now, please correct me if I'm wrong. I called ICICI and from what I could make out you can only open a new account by cheque and you get the interest rate at the time the cheque clears, not at the time you apply for it.0
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I stand corrected the rate I received was actually 4.3% not 4.35%:eek:. I opened the account last night as I have a HiSave Savings Account and was able to transfer money straight away:DTo Dare is To Do:beer:0
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That doesn't apply if you already have a HiSave savings account with them and simply transfer funds from that account into a fixed rate product.Now, please correct me if I'm wrong. I called ICICI and from what I could make out you can only open a new account by cheque and you get the interest rate at the time the cheque clears, not at the time you apply for it.
Having only opened all of my fixed rate accounts with them via my HiSave savings account, afraid that I can't help as far as your situation is concerned.0
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