Can't afford to keep up with my reducing overdraft.

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  • fiesta04
    fiesta04 Posts: 516 Forumite
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    pmduk wrote: »
    Let's not waste our time, I think he's a fool, but you can't help someone who won't help themselves.

    Troll for sure. You really should read more of his/her posts, haven't laughed so much in ages.:rotfl::rotfl::rotfl:

    F4
  • pmduk
    pmduk Posts: 10,655 Forumite
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    I think you've got it spot on. I'm usually hesitant about calling people a troll, but I may just break my habit.
  • sweetilemon
    sweetilemon Posts: 2,243 Forumite
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    On the main mse page there is a bit about people on JSA getting free public transport. Can u cut your phone bill down or are you tied in? The best option would be to try again to negotiate a lower interest with your bank.
  • thatsean
    thatsean Posts: 992 Forumite
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    Samuel_ wrote: »
    Try walking on a collapsed ankle. I bet you're fat and have never walked 10 miles in your life. I know I'm gonna be rich as hell when I'm older so I'm just relaxing a bit now.

    Cretin.

    :rotfl:

    I hope this is a troll thread, if not... *gives up*
  • sweetilemon
    sweetilemon Posts: 2,243 Forumite
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    Hadnt read page 2 when I posted...oh well.
  • Samuel_
    Samuel_ Posts: 114 Forumite
    edited 19 December 2012 at 1:12PM
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    lolavix wrote: »
    I wouldn't walk 12 miles to save £3, that's just ridiculous!

    It is a bit of a catch 22 situation to be honest, I would seriously struggle to live on £55 a week. One ways found to save money was to always use notes for everything then all my change goes into a pot which I change up every month or so. Unfortunately most banks won't help until you start to default, as you've now found out. Good luck!

    Have I actually started to default though? Does going over the arranged overdraft limit and having the reducing overdraft limit frozen all for one month have an effect on my credit limit?
  • grumbler
    grumbler Posts: 58,629 Forumite
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    Do you mean an effect on your credit rating?
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