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2013 mfw

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  • kandfs_mam
    kandfs_mam Posts: 1,053 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 29 June 2013 at 3:28PM
    Hi everyone, MFW #30 here. Apologies for being MIA - still overpaying the mortgage but this might dwindle a bit over the next few months as I go on maternity leave.

    My missing OPs have been:
    March £499.80
    April £506.66
    May £502.89
    June £604.36
    Mortgage Aug 22 £280,000
    Current mortgage  £28,000

  • Matt_The_Chippy
    Matt_The_Chippy Posts: 264 Forumite
    107 Matt finally here.

    A total of £298.53 for June. It would've been about £1,600 but I had to pull back some of my OP's to pay my vat bill! Boo!!!
    Mortgage at Highest- £126.995 Aug 2006
    Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
    OP Since Sep 12- £11,401.13, currently £8,416
    Original Finish Date- Aug 2032
    Target Date Aug 2020 :D
  • southportguy
    southportguy Posts: 41 Forumite
    Hi, number 106 reporting for duty!

    I am down to 76K

    bit slower than i hoped, but i think that is human nature, in that maybe my envisaged plans of overpayments do not quite live up to actual reality.

    But not all bad, was near 100K in debt at start of yr, so I think coming up to 25% gone and another 25% by the start of the NY

    xx
  • southportguy
    southportguy Posts: 41 Forumite
    106 = June had a £2650 as an overpayment
  • liz-paul
    liz-paul Posts: 899 Forumite
    Hello, no. 62 here with £1000 for June.

    Thank you :beer:
    1% at a time no. 40. £8000 (For dream family holiday) 94/100
    MFW 2013 no. 62 £10,000/£10,000
    MFW 2014 no 62 £8000/£7000
  • Marie27lol
    Marie27lol Posts: 254 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Ello #127 here, and making a smaller extra payment this month, so am exactly £1,500 at the half-way mark.

    And also the standard OP for July is again £100.
    M
  • VoucherMan
    VoucherMan Posts: 2,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another healthy months worth of overpayments see us well over half way to the combined yearly target.


    With June ops added for Needhelpsaving, froddington, pammyj74, southportguy, liz-paul, Marie27lol, My life and pawlala.

    Some early July ops added for CathT, theyorkbrood, Caeraugirl, Matt The Chippy and jaywhoopee.

    4 months of ops added for kandfs mam, bringing her back on target. Also Jolaaled, getting up to date with 5 months worth of ops added.

    Marie27lol you didn't say what your smaller op was but assuming I've got the rest of you figures correct I make it £35.73?




    With a few late ops being added last month's total reach a new record.



    Overpayment Target / June Total / Year to date
    1. Spiggle £8400 / £ / £1496
    2. elantan £6000 / £550 / £3290
    3. froddington £4000 / £300 / £3100
    4. lemonpopsicle £2500 / £300 / £300
    5. black taxi £10000 / £1600 / £6107
    6. toerag33 £10000 / £ / £9100
    7. kirstypark £14000 / £590.63 / £6118.75
    8. toerag33btl £6000 / £ / £3159
    9. lulabelle1 £16800 / £1094 / £12867.8
    10. Southernman £3000 / £120 / £1735.23
    11. lighthousescotland £2500 / £250 / £1500
    12. tattycath £3500 / £ / £942.90
    13. Mortgagefreeby50 £3060 / £ / £1194
    14. rockabelle £5000 / £ / £1500
    15. elliejay £4000 / £ / £2500
    16. icklehelen £5250 / £ / £1786.25
    17. saver03 £1800 / £150 / £900
    18. ecoelle £1620 / £125 / £795
    19. uzubairu £8500 / £850 / £5750
    20. theyorkbrood £2500 / £200 / £1400
    21. newgirly £9770 / £ / £4637.23
    22. sarahevie £9700 / £ / £5000
    23. muddywhitechicken £7500 / £1150 / £7075
    24. catslovelycats £10000 / £ / £2100
    25. Skittle £5000 / £ / £40
    26. pammyj74 £6000 / £800 / £4000
    27. QB Wolf £10000 / £2000 / £3250
    28. mrsyallop £4200 / £ / £1708
    29. Needhelpsaving £750 / £159.46 / £326.67
    30. kandfs mam £6000 / £604.36 / £3132.84
    31. mothershipton £6000 / £11000 / £13500
    32. Lomcevak £5988 / £600 / £2596
    33. ictquizzer £5000 / £ / £1500
    34. My life £20000 / £2000 / £10600
    35. greent £10000 / £ / £2075
    36. LavenderBees £10000 / £400 / £4824
    37. endoftherainbow £5000 / £87.04 / £523.24
    38. OS QS £10000 / £ / £3333.36
    39. chocoholic_chick £ / £ / £0
    40. Happy Ju £ / £ / £0
    41. JCL £10000 / £1000 / £3700
    42. cats2012 £ / £ / £0
    43. slowlyfading £7000 / £ / £3034.11
    44. bownyboy £12500 / £499 / £9637
    45. pollyanna24 £26000 / £ / £21500
    46. pavlovs_dog £2000 / £ / £448
    47. evi3000 £41657.47 / £4974.94 / £29779.97
    48. gallygirl £30721 / £ / £14353
    49. Jackies £6000 / £ / £2845
    50. ElusiveLucy £6000 / £500 / £3000
    51. jaywhoopee £5000 / £330.27 / £2993.29
    52. Dithering Dormouse £12000 / £ / £4000
    53. Tilly MFW in 6 YRS £35000 / £ / £16500
    54. rachelww1 £6000 / £ / £2500
    55. BaconandEggs £ / £ / £0
    56. Mortgage Reduction Novice £ / £ / £0
    57. Barny1979 £5000 / £ / £2110.54
    58. Gadfium £6000 / £10500 / £13500
    59. illgetthroughthis £ / £ / £0
    60. sillyinthepast £ / £ / £0
    61. my definition £ / £ / £0
    62. liz-paul £10000 / £1000 / £5000
    63. VoucherMan £3000 / £220 / £1280
    64. UnionGirl £1500 / £125 / £750
    65. rainbowcattail £5000 / £800 / £2300
    66. *Jellie* £ / £ / £0
    67. Anna Glypta £16000 / £ / £7000
    68. skaps £5000 / £ / £2913.73
    69. rubyd £4000 / £ / £200
    70. ajmoney £3000 / £150 / £1277.5
    71. Retire at 50 £10000 / £ / £3535
    72. hannahnightmare £4000 / £ / £2000
    73. PaddyPaws £2000 / £146.23 / £1584.79
    74. glitterball £6000 / £ / £2500
    75. Calfuray £1500 / £264.61 / £1248
    76. CathT £2500 / £245 / £502
    77. Sue Donim £ / £ / £0
    78. AvidSaver £3200 / £ / £1253
    79. pawlala £71000 / £1700 / £41153.07
    80. lincoln-potter £19000 / £4000 / £19000
    81. fluffysox £10000 / £1900.22 / £7244.83
    82. Kaz2904 £6316.14 / £ / £6316.14
    83. marinia75 £10000 / £908.1 / £3462.32
    84. Poppycat1 £11500 / £ / £2800
    85. hildosaver £6000 / £550 / £3750
    86. NPowerUser £16831.7 / £ / £5052.27
    87. house_help £6000 / £ / £2000
    88. Tony_R £7500 / £ / £2676
    89. darcyboo £3750 / £500 / £2125
    90. blackberrycurved £ / £ / £0
    91. foxblade £5000 / £ / £520
    92. icontinuetodream £16000 / £1388 / £7196
    93. everach £500 / £ / £135
    94. LauraJo £56900 / £ / £19300
    95. rd07 £12000 / £ / £10000
    96. NellieB £4200 / £350 / £2600
    97. kansaskitty £3300 / £ / £600
    98. wonderbee £ / £ / £0
    99. wilsons £1200 / £ / £150
    100. mortgage destroyer £5000 / £500 / £2550
    101. Kel £ / £ / £0
    102. twistedhazel £5500 / £743.85 / £2889.89
    103. Dot Common £10000 / £ / £1670
    104. kitjos £6000 / £ / £1980
    105. happysocks £2516.76 / £ / £1128.60
    106. southportguy £30000 / £2650 / £15150
    107. Matt The Chippy £13000 / £298.53 / £5624.14
    108. Mint1955 £6000 / £500 / £4500
    109. kate1979 £1000 / £ / £190
    110. jo101 £800 / £ / £50
    111. Caeraugirl £9000 / £925 / £4475
    112. moomi £1200 / £ / £189.65
    113. mamamags £3000 / £ / £150
    114. Thrifty Pixie £6000 / £874.93 / £3090.99
    115. Jolaaled £10000 / £1500 / £7000
    116. blizeH £ / £ / £0
    117. cianalas £ / £ / £0
    118. katiegizmo £1000 / £ / £424.41
    119. kmcld2 £4020 / £ / £155
    120. MoneyMission £1200 / £614 / £1629
    121. Flutteringby £ / £ / £0
    122. thriftyscotslass £6000 / £ / £1900
    123. Sundaysgirl £5000 / £1200 / £3700
    124. iquit £4500 / £500 / £1598.46
    125. narnie1 £5000 / £600 / £600
    126. dave j £6956.24 / £919.25 / £2658.31
    127. Marie27lol £3000 / £135.73 / £1600
    128. TwinnyD £4200 / £ MORTGAGE FREE 03/05/2013 / £73431.82
    129. freddykrueger £5000 / £203 / £2380
    130. addyboy1982 £3000 / £ / £500
    131. Funkygibbon £3000 / £2000 / £2000
    132. kbl £1600 / £96.89 / £164.1
    133. ixia £4500 / £500 / £1000
    134. Jo4nne £1000 / £ / £212
    135. Time to face the music £4000 / £1208.03 / £1846.23
    136. nicolula87 £1200 / £ / £122.5
    137. Kerfuffle £6000 / £1211.97 / £1211.97
    138. snappybadger £ / £ / £0
    139. Farel01 £1200 / £50 / £50
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    reduced mortgage July £905

    g/l all
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    No. 48 here, with £1406 to report for June:j.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • kirstypark
    kirstypark Posts: 771 Forumite
    Part of the Furniture Combo Breaker
    morning, happy july everyone.

    First direct debit to the new huge mortgage is for 613.32. we move in 4 weeks so it will be a while before we make any additional overpayments, but promise to be back with loads later.
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
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