We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
spending in Thailand
Comments
-
You don't need an account with Halifax to get a Clarity card. I have one and it's the only connection I have with them. As fas as blocking is concerned they ask you to give them a call 10 days before you go and let them know where you're going so you don't get blocked. If you use internet banking to pay for your withdrawals a couple of days after you make them you'll only pay pennies in interest.
What I meant was to get the full benefit of the Clarity Card you need an account - I believe there is a £5 reward if you spend over £300 etc etc
Any card can get blocked even if you are in the UK - over there it will be a pain to sort it out
But no doubt it is a very good option0 -
socratesThanx I've often thought about opening an Account in LOS but was always put of by the visa.
Once i have an account can money be transferred from a UK bank? If not how do you put money in the account?
I relay don't want to carry a large sum even if it is just going into an account.0 -
ImSkinFlint wrote: »socratesThanx I've often thought about opening an Account in LOS but was always put of by the visa.
Once i have an account can money be transferred from a UK bank? If not how do you put money in the account?
I relay don't want to carry a large sum even if it is just going into an account.
Money can be transferred quite easily - if with Halifax I think £10 - most other banks £15-25 - lands within 48 hours - you will get a charge at the other end - max 500 baht (£10 odd)
ALWAYS SEND YOUR MONEY TO ARRIVE IN STERLING
Do you go over regularly?
How much do you send over?
Your other option is to carry cash - change it over in LOS for the best rate you can get - then deposit it all minus 5000 baht spending money0 -
I've been going to LOS for the 15 years I save up my holiday and spend 6 weeks thereDo you go over regularly?
last year I spent around £1800 + £90 in Nationwide bank charges this end, & that's including the £500 cash I took with meHow much do you send over?
I have friends on Koh Samui so spend the majority of the time there, that would be where I'd open an account.Your other option is to carry cash - change it over in LOS
However i meet another mate in BKK & spend time in Patts or travel around A bit before going to Samui so don't realy whant to have £2k in cash.
Nether had issues with stuff going missing in Patts, not all hotels have safes, in fact the one I've stayed before only has a locker behind reception. Thats fine for Passports etc but if they see someone stuff a wad of cash in an envelope Temptation being what it is!0 -
ImSkinFlint wrote: »I've been going to LOS for the 15 years I save up my holiday and spend 6 weeks there
last year I spent around £1800 + £90 in Nationwide bank charges this end, & that's including the £500 cash I took with me
I have friends on Koh Samui so spend the majority of the time there, that would be where I'd open an account.
However i meet another mate in BKK & spend time in Patts or travel around A bit before going to Samui so don't realy whant to have £2k in cash.
Nether had issues with stuff going missing in Patts, not all hotels have safes, in fact the one I've stayed before only has a locker behind reception. Thats fine for Passports etc but if they see someone stuff a wad of cash in an envelope Temptation being what it is!
If you are a regular visitor here is what you do:
Open your K Bank account in Koh Samui - take all the paperwork I told you - make sure you find out which is the main branch there (local head office)
Tell them in the future you will be sending money via your bank and they will arrange for your money to go them directly at that branch - rather than through Bangkok - this speeds up the process by 24 hours
When you open the account set your online spending and daily withdrawal limits - and also organise your internet banking
All very straight forward
One last thing I assume you arrange a 3 month visa from Hull before you go every time?
For a regular visitor K-Bank is the best option
Sawasdee Krup!!0 -
One last thing I assume you arrange a 3 month visa from Hull before you go every time?
Yep also send a SAE prepaid signed for it's cheaper then paying there postage0 -
Money can be transferred quite easily - if with Halifax I think £10 - most other banks £15-25 - lands within 48 hours - you will get a charge at the other end - max 500 baht (£10 odd)
ALWAYS SEND YOUR MONEY TO ARRIVE IN STERLING
Do you go over regularly?
How much do you send over?
Your other option is to carry cash - change it over in LOS for the best rate you can get - then deposit it all minus 5000 baht spending money
Sorry to jump in on someone's else's thread but....
I send money to Thailand every quarter, one lot to a private individual & the other lot to a school. I always send it in THB, should I be sending in Sterling? Can you explain why it's better to send in sterling? Thanks.If my posts have random wrong words, please blame the damn autocorrect not me
0 -
Sorry to jump in on someone's else's thread but....
I send money to Thailand every quarter, one lot to a private individual & the other lot to a school. I always send it in THB, should I be sending in Sterling? Can you explain why it's better to send in sterling? Thanks.
You should always be sending sterling as you get a much better rate of exchange - ask to pay all the fees at this end - it still works out cheaper
https://www.thaivisa.com
Has a forum where you can ask all the questions you need about this and many other subjects0 -
ImSkinFlint wrote: »Yep also send a SAE prepaid signed for it's cheaper then paying there postage
That's the way to do it :T0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards