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Natwest your offers ?

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Do Natwest do a 'Your Offers' or 'Pre-Approved' section on internet banking ?, as both Lloyds and Barclays seem to have them and Pre-Approve you for Loans, Overdrafts and Credit Cards, but I can't find anything on Natwest ?.

Also is 6 Months a good time to run a Currentplus account well with Natwest before applying for a Credit Card with them ?, or does it not matter. I already have a Credit Card with Lloyds which oddly enough I was Pre-Approved for after a few months of banking with them and it appeared on the online banking under 'Your Offers'.

Thanks.

Comments

  • Kavanne
    Kavanne Posts: 5,093 Forumite
    Ryan101 wrote: »
    Do Natwest do a 'Your Offers' or 'Pre-Approved' section on internet banking ?, as both Lloyds and Barclays seem to have them and Pre-Approve you for Loans, Overdrafts and Credit Cards, but I can't find anything on Natwest ?.
    No
    Ryan101 wrote: »
    Also is 6 Months a good time to run a Currentplus account well with Natwest before applying for a Credit Card with them ?,
    Yes, but it of course depends on your credit outside the bank as well
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

  • sscott5581
    sscott5581 Posts: 663 Forumite
    Part of the Furniture 500 Posts
    I have had an accout with Natwest for three months and have managed to get a credit card and loan from them within this time. My credit history is flawless though.

    Credit card - Natwest credit score your application at each stage and will give you a decision at end of application and if accepted will give a credit limit and rate.

    Loan - again credit scored throughout online application, however I would advice applying in branch if you ever need a loan, the process is quicker.

    Overdraft - if you apply online you may see a figure as below, this is what overdraft they MAY offer based on the information they have, however a credit check would be involved)

    Natwest is now main bank and I find them very good.

    Good luck!!

    svl0l3.jpg
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