CarpetBagging- The best accounts to open at each Building Society

Thank you for the above links bristolleedsfan, I have got another 4 cheques in the post this morning of £100 each to bring my total up to 36.
I would point out though that this is the ideal time to get membership of Earl Shilton BS with their Regular Saver. This is because the Regular amount saved can ONLY be amended during MARCH each year and must be made in writing by the 14th of March.
Open with £100 pounds (originally committing to pay in the same amount each month; £1200 over the year) but once your passbook has been issued (i.e. MUST BE THIS MONTH FEBRUARY) write to bring the monthly amount down to the minimum per month (£10). Therefore you are only committing to pay in £210 over the course of year 1 with the option of 2 free withdrawls also. i.e you can keep the balance low without penalty.

Afahmaep wrote: »

I would point out though that this is the ideal time to get membership of Earl Shilton BS with their Regular Saver. This is because the Regular amount saved can ONLY be amended during MARCH each year and must be made in writing by the 14th of March.
Open with £100 pounds (originally committing to pay in the same amount each month; £1200 over the year) but once your passbook has been issued (i.e. MUST BE THIS MONTH FEBRUARY) write to bring the monthly amount down to the minimum per month (£10). Therefore you are only committing to pay in £210 over the course of year 1 with the option of 2 free withdrawls also. i.e you can keep the balance low without penalty.

True, Re Earl Shirton Reg Saver best to open this month for reasons that u describe. :T

I actually opened this one with 100.00 last July ( doesnt pay much less than the reg saver, handy for those who dont want to commit a further 10.00 a month, i realise that doesnt apply 2 u. )

http://www.esbs.co.uk/notice.html#one

In September i opened a Reg Saver ( 10.00 a month), i have given notice to close the other account in July.

1 Click BS links is handy quick way to check if better paying accounts have been launched and/or any non local restrictions changed.

Ive got similar no of accounts to yourself, i had a few others back in 1996 which i closed when i needed cash and cant get back into them now, Manchester BS ive not bothered getting back into and Teachers BS ive never bothered about

Like u im not bothering with some of the really small fry as many of those wont get bought anytime soon. ( if ever) with what are reducing merger payments and relatively few ( over last 12 years ) Mergers, little justification IMO for suffering large amounts of loss of interest.

To later poster, Reg savers involve ongoing deposits, most of us with ongoing reg savers withdraw once a year or so which enables passbooks to be updated, online accounts tend to be no passbooks.

newcastlebelle wrote: »

sorry if I'm being a bit thick here.........
thought that carpetbagging was where you opened an account in a bs with the hope they'll be taken over/merge in the future, thus gaining a right to shares/windfall.
have today received literature from Derbyshire, Ipswich and Skipton bs's and they all make you sign to say your possible windfalls will go to charity!
whats the point of have accounts in 59 dif bs's if you wont get the windfalls?

Charity Signaways was first introduced by Nationwide BS as a means of preventing its members calling for a vote on Nationwide to demutalise and deterring hostile takeover attempts by a Bank/PLC.

Most of the BS movement followed like apparent sheep even though most of them are too small to convert to PLC status.

No mergers that have taken place since the introduction of the "signaways" have ever enforced the "signaways", theres a lot said for not taking any notice of the signaways and just open accounts as if they didnt exist.

steady__eddie wrote: »

"For those of you with many accounts, what do you do about getting your passbook updated for the accounts where you do not have a local branch? "

Absolutely nothing. At the end of the relevant tax year (or sometimes their accounting year) they will send you a statement outlining how much interest has been paid and more depressingly how much tax so periodically it is possible to place a value on the family silver.

Out of 36 diff BS accounts only 5 are passbooks that dont get transacted on every year or so ( and 2 of those are recent ISA transfer ins)

For those who would like to send their passbooks in periodically heres some freepost addresses. :beer: ( ideal for non urgent postings)


Barnsley BS
Freepost BY 38
Regent St
BARNSLEY
S70 2BR

Bath BS
Freepost RRAL-XXBE-STRB
Head Office
15 Queen Square
Bath
BA1 2HN

Beverley BS

Britannia BS
Freepost (15796)
Britannia House
Leek
Staffordshire Moorlands
ST13 5RG

Buckingham BS
FREEPOST
High Street
Chalfont St Giles
Bucks
HP8 4BR

Cambridge BS

Catholic BS
Freepost
London SW1P 2YZ

Century BS

Chelsea BS
Investment Services Department
Freepost SW3414/4
Thirlestaine Hall
Thirlestaine Road
Cheltenham
GL53 7BF

Chesham BS
Freepost HH831
12 Market Square
CHESHAM
Bucks
HP5 1BR

Cheshire BS
Freepost Cheshire Building Society
Investment Department
Castle Street
Macclesfield
Cheshire
SK11 6YA

Chorley BS
Freepost CHW 267
Chorley
PR7 1NZ

City of Derry BS

Coventry BS
Freepost MID20571
PO Box 600
Coventry
CV3 2WE

Cumberland BS
Freepost
Cumberland House
Castle Street
Carlisle
CA3 8BR

Darlington BS
The Secretary
Freepost
Darlington Building Society
Sentinel House
Lingfield Way
Darlington
DL1 4BR

Derbyshire BS

Dudley BS
Freepost DD203
Dudley
West Midlands
DY1 1BR

Dunfermline BS
Freepost SCO4118
Dunfermline
KY11 8WY

Earl Shilton BS

Ecology BS
Freepost BD714
7 Belton Road
Silsden
Keighley
BD20 0BR

Furness BS

Hanley BS
Freepost
Granville House
Festival Park
Hanley
Stoke on Trent
ST1 5BR

Harpenden BS
FREEPOST
Harpenden Building Society
14-16 Station Road
Harpenden
Herts.
AL5 4BR

Hinckley & Rugby BS
Freepost MID24854
81 Upper Bond St
HINCKLEY
LE10 1GA

Holmesdale BS
Freepost SEA7810
Reigate
RH2 0BR

Ipswich BS

Kent Reliance BS
Freepost SEA11929
Chatham
Kent
ME4 4BR

Leeds BS
FREEPOST LS465
105 Albion Street
Leeds
LS1 5YY (online a/cs)
LS1 1YY (other a/cs)

Leek United BS

Loughborough BS
Freepst LO.10
6 High St
LOUGHBOROUGH
Leics
LE11 0BR

Manchester BS
Freepost NWW 1368
Manchester
M2 9HW

Mansfield BS
Freepost NG44
Regent House
Regent Street
Mansfield
Nottinghamshire
NG18 1BR

Market Harborough BS
Freepost MID15214
Welland House
The Square
Market Harborough
Leics
LE16 7YA

Marsden BS

Melton Mowbray BS
Freepost
Leicester Road
Melton Mowbray
Leicestershire
LE13 0DB

Monmouthshire BS

National Counties BS
FREEPOST
Church Street
Epsom
Surrey
KT17 4BR

Nationwide BS
FREEPOST (SCE5918)
Swindon
Wiltshire
SN38 OBW

Newbury BS
Freepost RG144
136 The Broadway
Didcot
Oxon
OX11 8BR

Newcastle BS
FREEPOST NT330
Portland House
New Bridge Street
Newcastle upon Tyne
NE1 1BR

Norwich & Peterborough BS
Freepst ANG3072
Principal Office
Peterborough Business Park
Lynch Wood
PETERBOROUGH
PE2 6NP

Nottingham BS
Freepost MID08185
Pearl House
Friar Lane
NOTTINGHAM
NG1 6YB

Penrith BS

Principality BS
FREEPOST SWC0711
P O Box 89
Principality Buildings
Queen STreet
CARDIFF
CF10 1UA

Progressive BS
Freepost RLYA - KBUH - CEKG
Progressive House
33 - 37 Wellington Place
BELFAST
BT1 6HH

Saffron BS

Scarborough BS
FREEPOST SC70
PO Box 6.
Scarborough
North Yorkshire
YO11 3ZZ

Scottish BS
FREEPOST RLYC-AAGE-YURH
SBS House
193 Dalry Road
Edinburgh
EH11 2EF

Shepshed BS
Freepost LE4132
Bull Ring
Shepshed
Loughborough
LE12 5BR

Skipton BS
Freepost NEA635
The Bailey
SKIPTON
N Yorks
BD23 1YA

Stafford Railway BS
Freepost MID20753
Stafford
ST16 1BR

Stroud & Swindon BS
Freepost SD 100
P O Box 148
STROUD
Gloucs
GL5 3YL

Swansea BS
Freepost SS15
11/12 Craddock St
SWANSEA
SA1 1ZZ

Teachers BS
FREEPOST
Allenview House
Hanham Road
Wimborne
BH21 1BR

Tipton BS
Freepost DD359
70 Owen Street
Tipton
West Midlands
DY4 8ZZ

Vernon BS
Freepost SK406
19 St Petersgate
STOCKPORT
Cheshire
SK1 1BR

West Bromwich BS
FREEPOST MID00285
PO Box 374
West Bromwich
West Midlands
B70 8NF

Yorkshire BS
FREEPOST BD286
Bradford
BD5 7BR