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Debenhams Store Card

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2

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  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Hey NID,

    Can you please post a copy of the search - I always though G E used equifax
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    Hey NID,

    Can you please post a copy of the search - I always though G E used equifax

    They do mate, hang on i'll just get it. For info, they search Experian first though and follow up with Equifax..... On Experian it also shows the amount of credit you applied for, on my CC application it showed £1500.....

    Will post Equifax search soon but it aint updated yet mate, I do have the one from Jan though.....
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    They do mate, hang on i'll just get it. For info, they search Experian first though and follow up with Equifax..... On Experian it also shows the amount of credit you applied for, on my CC application it showed £1500.....

    Will post Equifax search soon but it aint updated yet mate, I do have the one from Jan though.....
    Thats cool, I assume they work out from your income how much credit they should apply for.... Did you apply for the CC in your last application? Did it mention offering a storecard anywhere?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    Thats cool, I assume they work out from your income how much credit they should apply for.... Did you apply for the CC in your last application? Did it mention offering a storecard anywhere?

    mate what a series of daft questions - see what I uploaded? Did you notice anything about store card/ lol

    divvy :confused:

    gemoney.jpg
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    mate what a series of daft questions - see what I uploaded? Did you notice anything about store card/ lol

    divvy :confused:

    gemoney.jpg
    :mad::mad::mad::mad::mad::mad::mad:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    edited 19 April 2009 at 5:58PM
    I have no adverse on my credit file but I think that i was declined due to my income being low because i am a full time student.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PARIS_5000 wrote: »
    I have no adverse on my credit file but I think that i was declined due to my income being low because i am a full time student.
    Oh ok..... Do you have many searches
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I'm livid! I always thought that G E Money used Equifax ONLY!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    Yeah I had alot of searches in the last two months and i am now going to wait 6-12 months before I apply for more credit.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    I'm livid! I always thought that G E Money used Equifax ONLY!

    sorry mate - opposite way round, mainly use Experian with Equifax as back-up.... :mad:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
This discussion has been closed.
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