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Sub Prime Credit Thread Part II

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Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    victor-meldrew wrote: »
    the boi card looks a bit tasty.do you think you will get the limits back up,or have to move on ,eventualy.

    No they told me its a temp measure til I sort credit file or 6mth, whatever is sooner - so it be 6mth cos i'm 4 into it I think...... so not too bad, only ever spend £313 on it when I bought a tyre for the car and then paid it all off!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes I like that and the Citi card.

    Ah, it's a Gold card!! LOL
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    edited 17 April 2009 at 10:23PM
    sutton111 wrote: »
    Yes I like that and the Citi card.

    Ah, it's a Gold card!! LOL

    Yes mate so is my citi - that's why I posted, just for you.....

    cards02.jpg

    cards009.jpg
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    The BOI card is matted black colour and looks smarter in real life than in the photo, think the photo shows the matted effect - I love it, would like it better with a £15k limit - hahahahaha
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Show off! :p
  • victor-meldrew_4
    victor-meldrew_4 Posts: 763 Forumite
    never-in-doubt wrote: »
    No they told me its a temp measure til I sort credit file or 6mth, whatever is sooner - so it be 6mth cos i'm 4 into it I think...... so not too bad, only ever spend £313 on it when I bought a tyre for the car and then paid it all off!

    if you dont mind me asking did they comment on your search fest.i understand the practical reasons for you doing it,and see the funny side.i didnt get chance to watch much tv that night.the lurking was too funny
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    never-in-doubt wrote: »
    No they told me its a temp measure til I sort credit file or 6mth, whatever is sooner - so it be 6mth cos i'm 4 into it I think...... so not too bad, only ever spend £313 on it when I bought a tyre for the car and then paid it all off!

    The limit will revert back to the £5k limit after 6mth..... so then will be a proper card :D

    Only downside, you need a BOI bank account before you get online banking, i.e. you can't access online with just the CC.... shame.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    never-in-doubt wrote: »
    The BOI card is matted black colour and looks smarter in real life than in the photo, think the photo shows the matted effect - I love it, would like it better with a £15k limit - hahahahaha

    Well if you want an additional card holder, look no further I will be able to assist you!! :p:D
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    victor-meldrew wrote: »
    if you dont mind me asking did they comment on your search fest.i understand the practical reasons for you doing it,and see the funny side.i didnt get chance to watch much tv that night.the lurking was too funny

    Mate I got this in Jan originally, well before my search fest! I had less than 5 searches in Jan and had to appeal the decline. They said ok, but a £2k limit and then dropped it a couple of times since but they now know it isnt me at linked address so they wont drop anymore.

    That proves they do act on the monthly updates so dont be in debt with a BOI card or they strip your limit monthly....
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • louiser123
    louiser123 Posts: 1,248 Forumite
    :wave:hello hello hello. whats happening in sub prime land tonight!!!!

    sutton you cant have boi card i wont allow it!!!!:naughty:
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
This discussion has been closed.
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