Moral dilemma?!

CockersSpan · 15 October 2008 at 4:53PM

I know this isnt the right place for this but im having a moral dilemma

We've needed work urgently doing on our house for a few weeks and we've finally scrimped enough money together (setting aside the moneysaving for a couple of months!) to get an electrician in to do it, the job is going to cost £1k. I went to the bank to draw the cash out at lunch - theres some rule about large sums though so i could only withdraw 800 today and then 200 with the cash card tomorrow. Thats all well and fine, but i've just counted the money and they've given me 1,000 !!

My recepit from the bank says 800, and my online banking says 800 has been withdrawn. So do i take back the extra money? Or do i keep it but keep the extra to one side in case they find out its me? Is it stealing if i keep it? :eek:

I dont know what to do!

fizz190 · 15 October 2008 at 4:55PM

I have one word for you...

Sssshhhhhhhhh

But then maybe I'm just immoral!

CockersSpan · 15 October 2008 at 4:57PM

That was my first thought too! My DH went YES! (this is the first good thing to happen to us in a very long time!)

But now i feel really awful about it.

milliemonster · 15 October 2008 at 4:57PM

have to agree with Fizz here xx

petrafyde · 15 October 2008 at 4:58PM

Look at your balance tomorrow - see what happens.

petrafyde · 15 October 2008 at 4:59PM

and ssshhhh.

sammy115 · 15 October 2008 at 4:59PM

My first thought was to agree with Fizz.....however a note of caution...

DO NOT SPEND IT! Put it in another account and earn some interest on it...If and more likely when the bank realise their mistake they will ask you for the money back. There is no real reason why you should rush to give it them back now is there!

going2die_rich · 15 October 2008 at 4:59PM

It's only stealing if you stop to think about it

Put the so called £200 to a side. You probably have just withdrawn "1000" thinking it's £800 but the computers made a mistake

After all, going back to the bank now would only get the cashier in trouble and you don't want that do you?

Now don't come back on this thread else you'll get the do-gooders telling you stupid things to do.

macymoo · 15 October 2008 at 5:01PM

In theory when the cashier cashes up her till at the end off the day and £200 is missing she will have to go through every transaction until it's found, I have worked for one bank and one Building Society and this is how they both dealt with this senario. Where I worked we had to write on the receipt / withdrawal authorisation form a break down of the notes given etc so in that eventuality it would be traceable. So might be better in the long run to call them and return the extra.

petrafyde · 15 October 2008 at 5:03PM

I remember walking past a cashpoint once and there was £60 literally hanging out of it. I can honestly say I've never felt so guilty about taking anything in my life! I don't know if you'd classify that as stealing, but if it had come out of the machine as an extra during a transaction I'd made, there's no way on this planet I would think twice before scuttling off as fast as my chubby little legs would carry me :P

petrafyde · 15 October 2008 at 5:04PM

macymoo wrote: »

In theory when the cashier cashes up her till at the end off the day and £200 is missing she will have to go through every transaction until it's found, I have worked for one bank and one Building Society and this is how they both dealt with this senario. Where I worked we had to write on the receipt / withdrawal authorisation form a break down of the notes given etc so in that eventuality it would be traceable. So might be better in the long run to call them and return the extra.

Yeah, if she stopped to count it in front of the cashpoint? Requested £800 - receipt says £800...?

That's the only way I'd return it - if I'd done that (and I usually do count it!)

Moral dilemma?!

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