We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Swinton Car Insurance - CON PEOPLE!!!! ADVICE!!!
Options
Comments
-
Its probably no help to the OP, but good lesson here for many younger drivers.
Use a search facility by all means, but don't pay some middle man like this company. They are only there to make money, do your own homework and then go straight to the company who looks to have the best deal.
I should imagine us more mature (well in years anyway) drivers have all been turned over by one or other insurance shark at some time or another.
Good example here of why to avoid em.0 -
i think you need to go to the financial ombudsman first then the FSA....work permit granted!0
-
Thanks to everyone for there advice and their own dealings with SDwinton.
I am ringing them today to request a FULL refund of the policy remaining.
If they fail to give it to me then have spoke to FOA and they have said they will carry out an investigation.
Will update you later to let you know how it wentDELETE ACCOUNT.
NO LONGER WANTED
DELETE ACCOUNT
Due to certain users I no longer wish to use this forum0 -
£45 is alot of money, when my policy is £150 for fully comp, well now £102 a year with my new car and insurance compny.
I still disagree and no way am I paying the fee
In another thread you're whinging at someone who doesn't want to pay a parking fine - why is it unacceptable for that person not to pay a fine, but acceptable for you to ignore contract terms which you signed up to?0 -
Swinton are due to ring me back laterDELETE ACCOUNT.
NO LONGER WANTED
DELETE ACCOUNT
Due to certain users I no longer wish to use this forum0 -
Tell you what I'll save you the bother of reporting to abuse and report you for your rude and unnecessary posts in this thread and others.0
-
I did have another car iinsured with them a while ago which I cancelled due to there crap service
Yet you went back to them again? :rolleyes:
If the charge was in the T&C's you signed up to I don't rate your chances, but if you're persistent enough they may write off the £45 to avoid the hassle.0 -
Edinburghlass wrote: »Tell you what I'll save you the bother of reporting to abuse and report you for your rude and unnecessary posts in this thread and others.
:rotfl: :rotfl:
Go aheadDELETE ACCOUNT.
NO LONGER WANTED
DELETE ACCOUNT
Due to certain users I no longer wish to use this forum0 -
Yet you went back to them again? :rolleyes:
If the charge was in the T&C's you signed up to I don't rate your chances, but if you're persistent enough they may write off the £45 to avoid the hassle.
No, I was with them already, I had 3 cars insured with them, one policy ran out, canclled the other and now this one.
In T&C it doesnt state about the fe, just says they can charge a cancellation fee, however it states £25 not £45, but would appear it went upDELETE ACCOUNT.
NO LONGER WANTED
DELETE ACCOUNT
Due to certain users I no longer wish to use this forum0 -
I used to work for them a good number of years ago and fees were always a big money spinner for them.
They get a commission from the insurer, but also used to charge a new policy fee and renewal fee on top. As you say, they also charge extra on cancellation and for any mid term adjustments made.
It's gready. One thing they didn't like were official complaints, but it will depend on the set up of the branch as to how likely you are to get anywhere as many are Franchises and their head office have little say in such discretionary decisions.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards