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AA launches three new bonds
New bonds launched today from AA, with the 24 month telephoe bond perhaps the most appealing given that rates are edging upwards: TELEPHONE 2 YEAR FIXED RATE BOND: a two year fixed term telephone operated account with a minimum investment of £500 paying 4.25% yearly (4.17% monthly). INTERNET 24 MONTH FIXED RATE BOND: a…
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If you had £5000 to put away for 6 months...
....where would you put it? I've been reading through the site but i'm still nowhere nearer deciding. Basically i've got £5000 that is going towards a mortgage, but it's going to be at least 6 months before we buy a house and we want to try and maximise it as much as possible in the meantime. What would you do with it? My…
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Skipton 10 year Fixed Rate Bond 5.5%
Skipton launch 10yr bond paying 5.50% and 5 year bond paying 5.00% WEF 10/7 for existing customers. (New money to institution only) https://www.emoneyfacts.co.uk/news/savings-news.aspx?newsarticleid=187314
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Age discrimination - is this correct?
Hi, I wonder if anyone else has come across this before. My dear old Mum has been left a substantial amount of money following Dad's death in February and, having a current account at Barclays, wanted to find out about their fixed rate bonds, to save some of the money, but was told that being over 70 she is not eligible…
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Skipton BS - 5 & 10 year bonds paying 5% and 5.5% respectively
Skipton will launch two new bonds on 10 July FIXED RATE BOND to 28.8.14 paying 5.00% - Minimum investment of £500, open to new money to the institution. FIXED RATE BOND to 28.8.19 paying 5.50% - Minimum investment of £500. Available to existing customers with new money to institution. No earlier access permitted. Additions…
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Leeds BS - Escalator Bond 3.25 to 6% 0ver 5 years
Leeds Building Society has today launched a new Fixed rate Escalator Bond that pays an average of 4.10% over a five year term: FIXED RATE ESCALATOR BOND (Issue 2) is a fixed term account maturing 31.8.14 with rates guaranteed to rise each year. A minimum investment of £1K pays 3.25% (3.00% monthly) until 31.8.10, 3.50%…
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Investec account holders: lobby Moneyfacts?
As Investec High Five account holders will know, the rate paid is the average of the top 5 paying accounts on Moneyfacts. That includes accounts listed by Moneyfacts on their internet, over 50s, no-notice, notice, and bonus accounts. However it excludes bonds. Newcastle BS's new 5 year 'bond' pays 5%. Despite being called…
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Anglo Irish Bank
The chairman and founder of the Anglo Irish Bank, Sean Fitzpatrick, has resigned over a loan irregularity. Shares have dropped, but the Irish government says it will continue to guarantee all savings within the set limit. I was about to open an account with them, but will now hold back.
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Personal injury trust/special needs trust
I have just received my compensation award for a injury I had 5 years ago and my financial advisor told me as I am still receiving benefit that it is in my best interest to set up a personal injury trust sometimes called a special needs trust. This was to protect me from losing my benefit, so I set up the trust and all is…
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Mutured funds - what to do temporarily?
Hi I have a Halifax Guaranteed Saver Reward which has matured a few days ago, now reverted to a standard Guaranteed Saver account paying 0.5%. I'm not currently sure what I should do now, but certainly would like to temporarily place the funds in a better paying account. Would I be correct in saying that if I opened an…
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Which savings account?
I have £11,000 to put away till I buy a new house and dont really want to tie it up long term in case the house comes sooner than later. Which bank or building society have the best rates at the moment for this type of thing? Thanks
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Natwest won't pay Bonus on my eSavings account
I opened an eSavings account with Natwest on 15th September 2008 as I was attracted by the 2.10% bonus advertised at the time. I have since found out from Natwest that the bonus is only applicable to accounts opened between 19th September 2008 and 1st January 2009. I have argued with Natwest that they should not have…
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Advice needed for 17 year old
I was recently involved in a car accident in the US and was granted $25,000 from the insurance company of the driver (Allstate). I have decided to save the money opposed to spending it in one go however, have no idea what direction to take. My parents recommend me placing it into a ‘dollar’ account and wait for the…
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Premium Bonds
Clearing out a drawer the other day I came across £40 of bonds. Were given to my son when he was born not a lot I know but they as the odds are really bad now to win anything is it better to cash them in?,or pop them back into a savings account?.
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Giving inheritance early
Hi all, My parents are looking to give me some of my inheritance early. Is it true that I dont have to pay any kind of tax on this as long as they live for 7 years after giving it to me?
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3.85%, 4.5% and 5.1% ( Two, Three And Five Year)
Barnsley BS, trading name of Yorkshire BS http://www.thisismoney.co.uk/savings-and-banking/article.html?in_article_id=488369 http://www.barnsley-bs.co.uk/ "No withdrawals or early closure allowed".
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Confused about gross interest please help
I am thinking of taking out a 12 month fixed rate bond now with interest at maturity instead of monthly as my income from all these F R bonds is quite good. Could anyone tell me if I take one of these out now and I get the interest in say July 2010 will I have to take the interest from now till April 5th 2010 into…
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Want to sell Banco Santander shares
Is there a cheap way to sell Banco Santander shares for someone who doesn't have access to the internet? They are the only shares they hold - and were free (due to a past demutualisation). It's not worth setting up a trading account as they have no interest in holding any more shares. Not sure if the shares are paper or…
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"Interest"ing Current A/c's
Is it just me? Am I just sceptical of current account’s that are free but seem to be paying fairly reasonable interest rates, What’s the catch? Lloyds TSB Vantage Pay 4% on £5-7k (£1000 funding) Alliance & Leicester Pay 6% on £2500 (£500 Funding) Halifax Pay you £5.00 each Month (£1000 Funding) In theory if you place the…
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ISA Transfer Problems
At the beginning of April I completed forms to transfer 3 Bradford & Bingley Cash ISA's to my Natwest E-ISA. 2 of the transfers went through without any problems and very quickly - within a couple of weeks. The third is proving somewhat more difficult. To date I have submitted 3 transfer forms to the B&B via Natwest, all…