Flooded

annie1990

My neighbors flooded my property due to a burst pipe was wondering who would be liable I have had my adjuster from my insurance company and tomorrow his adjuster is coming out to morrow but he owns the property but he lets it out any help would be much appreciated

DCFC79

annie1990 wrote: »

My neighbors flooded my property due to a burst pipe was wondering who would be liable I have had my adjuster from my insurance company and tomorrow his adjuster is coming out to morrow but he owns the property but he lets it out any help would be much appreciated

You haven't said but what is it you need help with ?

annie1990

If anybody had went through this and who would pay for the damages him,his insurance, my insurance? Thanks

[Deleted User]

Unless he was negligent, your insurance.

EdGasketTheSecond

His contents insurance should cover your loss; at least thats how it worked when a fire in my house also damaged the neighbors; their loss was paid from my contents insurance.

FutureGirl

If the neighbour has been negligent in anyway, then he is liable.

However, if the burst pipe 'just happened' then the neighbour can't be held negligent and, therefore, isn't liable for any damage to your property.

Either claim from your insurance, and let them claim from your neighbours insurance. Or pay it yourself, and claim directly from your neighbour if you think they have been negligent.

eddddy

If it was a burst pipe caused by the unusually cold weather, there's probably no negligence, so either you or your insurer will have to pay for any damage.

But if the neighbour is fibbing, and it was really something like an unattended bath that overflowed, then the tenant or their insurer is liable for the damage (because the tenant would have been negligent to let a bath overflow).