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  • FIRST POST
    • JP2019
    • By JP2019 14th Jan 20, 9:30 PM
    • 35Posts
    • 10Thanks
    JP2019
    How often does Cap1 automatically increase limits on classic card?
    • #1
    • 14th Jan 20, 9:30 PM
    How often does Cap1 automatically increase limits on classic card? 14th Jan 20 at 9:30 PM
    Assuming you pay the balance in full every month, how often can you expect an automatic increase?

    I know there is no hard and fast rule but if people could post when they got increases then this would give me a bit of a picture.

    Thanks guys
Page 1
    • abc.xyz
    • By abc.xyz 14th Jan 20, 9:40 PM
    • 29 Posts
    • 15 Thanks
    abc.xyz
    • #2
    • 14th Jan 20, 9:40 PM
    • #2
    • 14th Jan 20, 9:40 PM
    I've heard they're tight with increases.
    My account says I'm not eligible for 8 months.
    • cymruchris
    • By cymruchris 14th Jan 20, 10:09 PM
    • 215 Posts
    • 140 Thanks
    cymruchris
    • #3
    • 14th Jan 20, 10:09 PM
    • #3
    • 14th Jan 20, 10:09 PM
    I used the card often and paid in full every month, and have recently gotten a small increase - the first - after about a year.
    An ex-bankrupt on a journey of recovery. Feel free to send me a DM reference credit building credit cards from the usual suspects Happy to help others going through what I've been through!
    • FtbDreaming
    • By FtbDreaming 14th Jan 20, 10:12 PM
    • 161 Posts
    • 294 Thanks
    FtbDreaming
    • #4
    • 14th Jan 20, 10:12 PM
    • #4
    • 14th Jan 20, 10:12 PM
    Ive got 2 cap 1 cards had both since 2016... one went up after about 8 months the other never has gone up.
    • dr_adidas01
    • By dr_adidas01 16th Jan 20, 10:19 AM
    • 1,239 Posts
    • 592 Thanks
    dr_adidas01
    • #5
    • 16th Jan 20, 10:19 AM
    • #5
    • 16th Jan 20, 10:19 AM
    Assuming you pay the balance in full every month, how often can you expect an automatic increase?

    I know there is no hard and fast rule but if people could post when they got increases then this would give me a bit of a picture.

    Thanks guys
    Originally posted by JP2019

    They aren't well known for giving limit increases very quickly, what you can do as many others have done is wait 6 or 7 months and use there eligibility checker to see if you are eligible for another Capital One card and if you get it transfer that limit to your old Capital One card. Which kinda looks like you have had a credit limit increase.
    Time is a path from the past to the future and back again. The present is the crossroads of both.
    • Delius
    • By Delius 17th Jan 20, 10:27 AM
    • 5 Posts
    • 1 Thanks
    Delius
    • #6
    • 17th Jan 20, 10:27 AM
    • #6
    • 17th Jan 20, 10:27 AM
    I've had one for over 10 years and never received an increase, having asked a few times and always been refused. Meantime other card issues have given me many times more credit immediately upon issuing me with a card.
    • adindas
    • By adindas 17th Jan 20, 1:57 PM
    • 4,374 Posts
    • 2,846 Thanks
    adindas
    • #7
    • 17th Jan 20, 1:57 PM
    • #7
    • 17th Jan 20, 1:57 PM
    I've had one for over 10 years and never received an increase, having asked a few times and always been refused. Meantime other card issues have given me many times more credit immediately upon issuing me with a card.
    Originally posted by Delius
    Quite similar experience here. I have had this card since about seven years ago. When I received it, it came out with 1,500 limit. After A few times rejection I managed to increase the limit to be 2,500 about three years ago. Last year I asked for another increase of 1,000, it was rejected.

    I have or used to have a few other cards with limit of 5-7 times higher than this card. But I love Capital One Due to 0.5% cashback for both Sterling & Non Sterling Transaction with mastercard exchange rate for purchase in foreign currency. Also my card has an annual cashback bonus of 10 for using the card orderly without any late payment or breaching their T&C.
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