Delightful December's NSD Challenge!

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cathybird
cathybird Posts: 13,313 Forumite
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edited 10 December 2019 at 8:57PM in Debt-free wannabe challenges
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during December. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.

2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.

3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too :)

4. It also helps to subscribe to the thread ... that way you get a daily email reminder so you don't lose motivation :)

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

December

NXw3UtD.gif = off to a start!

KGtHOcB.gif = five days

uT2NDvk.gif = 10 days


gJQ6iVw.gif = 15 days

PRJRcMS.gif = 20 days

jcHugCJ.gif = target reached


FBXyPmC.gif = target beaten


December targets

beanielou 15

bestlifenow 7

borollan 15

cathybird 15

delta13 12

Donkids22 10

Dottles1 8

Fivenations 15

Happy Monday 10

Honeysucklelou2 10

Ivysmom 10

MoneysavingmadGem 12

Ms W 15

Munchin 10

Optimistic Saver 20

Purplemumof2 10

Saver-upper 12

scotmumof3 12

shopaholicnumber1 15

SpekySquarehead 12

SSDD23 15

Thistimearound 12

Vanlady 12

Wishus 10
:j ALL WELCOME TO JOIN!! :j

In April I am taking a break from buying: Books
«13456750

Comments

  • beanielou
    beanielou Posts: 90,289 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Thanks cathybird for the new thread. :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Optimistic_Saver
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    Can I join December's NSD challenge please, Cathybird with a target of 20/31? Thank you!
    June NSDs: 2/15
  • cathybird
    cathybird Posts: 13,313 Forumite
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    hi beanielou! :wave: :) Hey it's good to have a shiny new thread :)

    hi Optimistic Saver and welcome! :) :wave: wow 20 is a tough target for December! :)
    In April I am taking a break from buying: Books
  • Optimistic_Saver
    Optimistic_Saver Posts: 144 Forumite
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    edited 30 November 2019 at 5:12PM
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    I'm so up for it, Cathybird! I have bought all my Christmas presents and have a tax bill looming at the end of January, so am as determined as a determined person can be. :)
    I ghost-followed the November NS challenge for the past 10 days and managed 7 out of 10. So fingers very much crossed....
    June NSDs: 2/15
  • Happy_Monday
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    Thanks for the new thread Cathybird, have to say the merge of November and December threads did my OCD no good at all!!! Glad we’ve got a brand new, shiny happy thread for December x
  • cathybird
    cathybird Posts: 13,313 Forumite
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    I'm so up for it, Cathybird! I have bought all my Christmas presents and have a tax bill looming at the end of January, so am as determined as a determined person can be. :)
    I ghost-followed the November NS challenge for the past 10 days and managed 7 out of 10. So fingers very much crossed....


    Optimistic Saver, that's brilliant and you sound very organised and determined! Go for it :) :j:j:j
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,313 Forumite
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    Thanks for the new thread Cathybird, have to say the merge of November and December threads did my OCD no good at all!!! Glad we’ve got a brand new, shiny happy thread for December x

    lol sorry Happy Monday - just trying to gear up for the next month while we're winding down November! Really looking forward to December now :)
    In April I am taking a break from buying: Books
  • Dottles1
    Dottles1 Posts: 494 Forumite
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    Hi Cathybird, this is a great thread for making me think twice before I spend.
    Can you put me down for 8 for December please, I will be away from the 23rd and have a couple of events planned too.
    Thanks for hosting the thread
    CC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
    CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
    CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
    O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
    CC4 Aug 2020 £0
    Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £0
  • [Deleted User]
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    Hi everyone. Thank you for the thread Cathybird.

    It's hard to gauge spending for this month, so I'll put down for 7.

    bln x
  • cathybird
    cathybird Posts: 13,313 Forumite
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    hi Dottles1 :wave: and bestlifenow :wave: :), have updated the list to show your targets! :)
    In April I am taking a break from buying: Books
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