Delightful December's NSD Challenge!
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cathybird
Posts: 13,313 Forumite
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during December. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too
4. It also helps to subscribe to the thread ... that way you get a daily email reminder so you don't lose motivation
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
December
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
December targets
beanielou 15
bestlifenow 7
borollan 15
cathybird 15
delta13 12
Donkids22 10
Dottles1 8
Fivenations 15
Happy Monday 10
Honeysucklelou2 10
Ivysmom 10
MoneysavingmadGem 12
Ms W 15
Munchin 10
Optimistic Saver 20
Purplemumof2 10
Saver-upper 12
scotmumof3 12
shopaholicnumber1 15
SpekySquarehead 12
SSDD23 15
Thistimearound 12
Vanlady 12
Wishus 10
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too
4. It also helps to subscribe to the thread ... that way you get a daily email reminder so you don't lose motivation
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
December
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
December targets
beanielou 15
bestlifenow 7
borollan 15
cathybird 15
delta13 12
Donkids22 10
Dottles1 8
Fivenations 15
Happy Monday 10
Honeysucklelou2 10
Ivysmom 10
MoneysavingmadGem 12
Ms W 15
Munchin 10
Optimistic Saver 20
Purplemumof2 10
Saver-upper 12
scotmumof3 12
shopaholicnumber1 15
SpekySquarehead 12
SSDD23 15
Thistimearound 12
Vanlady 12
Wishus 10
:j ALL WELCOME TO JOIN!! :j
In April I am taking a break from buying: Books
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Comments
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Thanks cathybird for the new thread.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Can I join December's NSD challenge please, Cathybird with a target of 20/31? Thank you!June NSDs: 2/150
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hi beanielou! :wave: Hey it's good to have a shiny new thread
hi Optimistic Saver and welcome! :wave: wow 20 is a tough target for December!In April I am taking a break from buying: Books
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I'm so up for it, Cathybird! I have bought all my Christmas presents and have a tax bill looming at the end of January, so am as determined as a determined person can be.
I ghost-followed the November NS challenge for the past 10 days and managed 7 out of 10. So fingers very much crossed....June NSDs: 2/150 -
Thanks for the new thread Cathybird, have to say the merge of November and December threads did my OCD no good at all!!! Glad we’ve got a brand new, shiny happy thread for December x0
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Optimistic_Saver wrote: »I'm so up for it, Cathybird! I have bought all my Christmas presents and have a tax bill looming at the end of January, so am as determined as a determined person can be.
I ghost-followed the November NS challenge for the past 10 days and managed 7 out of 10. So fingers very much crossed....
Optimistic Saver, that's brilliant and you sound very organised and determined! Go for it :j:j:jIn April I am taking a break from buying: Books
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Happy_Monday wrote: »Thanks for the new thread Cathybird, have to say the merge of November and December threads did my OCD no good at all!!! Glad we’ve got a brand new, shiny happy thread for December x
lol sorry Happy Monday - just trying to gear up for the next month while we're winding down November! Really looking forward to December nowIn April I am taking a break from buying: Books
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Hi Cathybird, this is a great thread for making me think twice before I spend.
Can you put me down for 8 for December please, I will be away from the 23rd and have a couple of events planned too.
Thanks for hosting the threadCC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
CC4 Aug 2020 £0
Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £00 -
Hi everyone. Thank you for the thread Cathybird.
It's hard to gauge spending for this month, so I'll put down for 7.
bln x0 -
hi Dottles1 :wave: and bestlifenow :wave: , have updated the list to show your targets!In April I am taking a break from buying: Books
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