Barclays bank

I just remembered something and it makes a lot of sense to me now - how I got into this cycle and how the debt continued to grow - I was using credit cards (brain washed by the banks etc) for many years, quite sensibly but sadly to purchase food for my children when the monthly salary didn't quite cover everything, I've been a one-parent family from choice and I have nobody but myself to blame for that. Anyway I just thought that everytime my mortgage review came up, every single time, Barclays advisors brought my card debt into it and insisted it be included in the mortgage figure, so the mortgage continued to grow and I turned to the cards again (mainly Barclaycard) to survive. I wish this site and the free advice was around 15-20 years ago and I could've maybe broked the cycle but it's taken me until now to see how gullible I was. When I asked Barclays four years ago if I could downsize and pay off a chunk of my mortgage which was on a very good rate at that time, (they weren't making much out of me at all by then) they refused, they said I would have to go through all their credit checks and could be turned down. I argued that I wanted to repay part of the mortgage but they said I would have to apply from scratch again and I know that would mean looking at my credit cards again so I switched to the Halifax. I found the very same thing was happening to other loyal customers that weren't producing enough revenue for them by Googling and no manner of complaints was actually forcing Barclays to retract their unreasonable attitude. Barclays have a lot to answer for!!