We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Can I get a mortgage as an NQT in a fixed term contract

louiseann94
louiseann94 Posts: 2 Newbie
in Mortgages & endowments
I've just been offered a position at a school on a one year fixed term contract. I completed university in November and have been working as supply since the end of January. Me and my partner want to buy a house this year and have a large deposit saved. He is on a permanent contract but my income would be the higher one of the two.
Has anyone been in a similar situation but had success in gaining a mortgage?
Thank you!

Comments

  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    get a broker who can look at your individual circumstances and find a lender for you.
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • melj16
    melj16 Posts: 158 Forumite
    Ninth Anniversary Combo Breaker
    My friend got her mortgage on a FT contract as an NQT..... She did it at the very ry beginning of her contract meaning she had 12 months remaining.
  • louiseann94
    louiseann94 Posts: 2 Newbie
    Melj16 thank you, I don't suppose you know who she had her mortgage with do you?
  • melj16
    melj16 Posts: 158 Forumite
    Ninth Anniversary Combo Breaker
    Yes hers is with Natwest. She did it through a broker though.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture