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Cancelling A Card I Used To Have?
RachyD_3
Posts: 232 Forumite
in Credit cards
Hi guys,
I used to have a Virgin money cc but I paid the balance off (i think it may have been in credit slightly) and have since forgotten all about it.
Today I was looking to take out a 0% card and Virgin had a good deal, but that reminded me that I used to have one.....and I never cancelled it! They appeared to have realised I wasn’t using it and have not sent me a new card since the old one expired, and I cut the old one up years ago so as not to use it at the time.
I’d like to cancel it now, but I have 0 idea how to do this without actually having the card itself - can I just call them?
I don’t ‘think’ I’ve ever had other cards I’ve forgotten about, but is there any way to check?
Tia for any help and advice!
I used to have a Virgin money cc but I paid the balance off (i think it may have been in credit slightly) and have since forgotten all about it.
Today I was looking to take out a 0% card and Virgin had a good deal, but that reminded me that I used to have one.....and I never cancelled it! They appeared to have realised I wasn’t using it and have not sent me a new card since the old one expired, and I cut the old one up years ago so as not to use it at the time.
I’d like to cancel it now, but I have 0 idea how to do this without actually having the card itself - can I just call them?
I don’t ‘think’ I’ve ever had other cards I’ve forgotten about, but is there any way to check?
Tia for any help and advice!
0
Comments
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Is the Virgin account listed with any of the three CRAs?
Edit: And yes, I would call them on the 'phone and ask Virgin about the account...I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job
0 -
check or sign up to
Clearscore
Noddle
Creditclub on MoneySavingExpert
those are the three free CRAs to check0 -
A few years back I picked up a tip for retaining a record of important things like passport information. bank cards and travel insurance etc. - send yourself an email with the details and put them in a dedicated folder such as "Stuff To Keep" or whatever.I’d like to cancel it now, but I have 0 idea how to do this without actually having the card itself - can I just call them?
Particularly useful for emergency 'phone numbers when on holiday.
You'll almost certainly have access to your email account anywhere - unless well off the beaten track.0 -
I think you should call them.0
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