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  • FIRST POST
    • peter p
    • By peter p 30th Aug 18, 6:38 PM
    • 5Posts
    • 0Thanks
    peter p
    PPI "I Think"
    • #1
    • 30th Aug 18, 6:38 PM
    PPI "I Think" 30th Aug 18 at 6:38 PM
    In 1991 I had a card protection plan with CPP and it terminated in November 2003. I believe I was mis sold it. I have contacted the ombudsman and CPP and they both refused the claim.
    Am I confusing PPI with card protection plan or are they the same thing?
    I have even mentioned "Plevin" but still been refused.
    I have the policy number and everything and 1991 to 2003 is a long time.
    Can someone please advise how I move this forward or is it now the end of the line.
    Any help/Advice would be welcome.

    Thanks

    Peter
Page 1
    • peter p
    • By peter p 30th Aug 18, 6:47 PM
    • 5 Posts
    • 0 Thanks
    peter p
    • #2
    • 30th Aug 18, 6:47 PM
    • #2
    • 30th Aug 18, 6:47 PM
    Think I have read that card protection is not PPI can someone please say yes or no. Sorry for messing people about

    Peter
    • -taff
    • By -taff 30th Aug 18, 6:50 PM
    • 8,691 Posts
    • 7,978 Thanks
    -taff
    • #3
    • 30th Aug 18, 6:50 PM
    • #3
    • 30th Aug 18, 6:50 PM
    CPP is not PPI
    • Nasqueron
    • By Nasqueron 30th Aug 18, 7:06 PM
    • 5,966 Posts
    • 3,610 Thanks
    Nasqueron
    • #4
    • 30th Aug 18, 7:06 PM
    • #4
    • 30th Aug 18, 7:06 PM
    CPP is not PPI and the refund scheme is closed for that.

    Some cards did have PPI plans called similar names but if it is CPP then the case is closed
    • Moneyineptitude
    • By Moneyineptitude 31st Aug 18, 11:51 AM
    • 22,472 Posts
    • 12,031 Thanks
    Moneyineptitude
    • #5
    • 31st Aug 18, 11:51 AM
    • #5
    • 31st Aug 18, 11:51 AM
    I had a card protection plan with CPP and it terminated in November 2003.

    I have even mentioned "Plevin" but still been refused.
    Originally posted by peter p
    Even if your policy was PPI it would have to be still being paid in 2008 to be in scope for Plevin.

    However, since your policy was Card Protection Plan (hence CPP) you are too late to complain (by several years) and have no entitlement to Plevin (which only applies to rejected PPI complaints).

    I'm certain all of this will have already been explained in your rejection letters from the Bank and Ombudsman. I suggest you read them carefully if you require further clarification.
    • peter p
    • By peter p 15th Sep 18, 11:05 AM
    • 5 Posts
    • 0 Thanks
    peter p
    • #6
    • 15th Sep 18, 11:05 AM
    • #6
    • 15th Sep 18, 11:05 AM
    Thanks everyone for your advice. Sorry it is a while answering as I have been on holiday.

    Thanks again
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