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    • Ka11yz
    • By Ka11yz 11th Aug 18, 7:49 PM
    • 17Posts
    • 7Thanks
    Ka11yz
    University credit
    • #1
    • 11th Aug 18, 7:49 PM
    University credit 11th Aug 18 at 7:49 PM
    Hello would like some advice on university credits


    I have been told I can't have work/child tax credit anymore and to claim university credit when was getting w/c tax credit was getting 135 aweek

    Made my claim for UC they said I will get 314 a month I work 20hr aweek and get paid 773 a month don't get no help with housing benefit

    When I did my online calculation for UC said I will get 594 just don't see how I am not getting that work my !!! of for nothing any help please
Page 1
    • Alice Holt
    • By Alice Holt 11th Aug 18, 8:19 PM
    • 2,616 Posts
    • 3,033 Thanks
    Alice Holt
    • #2
    • 11th Aug 18, 8:19 PM
    • #2
    • 11th Aug 18, 8:19 PM
    Have you got housing costs (rent) to pay?
    Help for this should be included in Universal Credit.
    Do you have child care costs?

    Have you given the DWP details of your tenancy agreement?

    What prompted the move to UC?

    Have you access to your journal. Can you tell us the breakdown of your last UC payment.
    Last edited by Alice Holt; 11-08-2018 at 8:32 PM.
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
    • Ka11yz
    • By Ka11yz 11th Aug 18, 8:32 PM
    • 17 Posts
    • 7 Thanks
    Ka11yz
    • #3
    • 11th Aug 18, 8:32 PM
    • #3
    • 11th Aug 18, 8:32 PM
    when I went for my interview they never asked me any of that so I have already added it to my universal credit journal but when I looked down this morning I had this message

    You'll have seen a message about benefits that affect Universal Credit.

    From the benefits affecting Universal Credit, you're claiming:

    Jobseeker's Allowance


    Looks like they have put you down for job seekers allowance but I'm working
    • Ka11yz
    • By Ka11yz 11th Aug 18, 8:34 PM
    • 17 Posts
    • 7 Thanks
    Ka11yz
    • #4
    • 11th Aug 18, 8:34 PM
    • #4
    • 11th Aug 18, 8:34 PM
    And there is this statement

    Standard allowance
    You receive a standard Universal Credit allowance each month

    317.82

    Children
    You get support for 1 child

    277.08

    Total before adjustments
    594.90

    Take-home pay
    Take-home pay is what's left after tax, National Insurance and any pension contributions have been deducted.

    Take-home pay breakdown
    Earnings reported by your employer 773.28
    The amount we'll use to work out your Universal credit is 773.28

    Your total take-home pay for this period is 773.28

    The first 409.00 of your take-home pay doesn't affect your Universal Credit monthly amount. Every 1.00 you earn in take-home pay over this amount reduces your Universal Credit by 63 pence.

    The total we take off for take home pay is
    229.50
    Last edited by Ka11yz; 11-08-2018 at 9:08 PM.
    • Alice Holt
    • By Alice Holt 11th Aug 18, 8:36 PM
    • 2,616 Posts
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    Alice Holt
    • #5
    • 11th Aug 18, 8:36 PM
    • #5
    • 11th Aug 18, 8:36 PM
    Do you pay rent?

    Do you have child care costs?


    If you don't have either of these costs, then that statement of your UC payment looks correct to me.

    594 is the maximum UC payable. This maximum can be reduced by earnings.

    You have a 409 earnings allowance, which does not reduce the maximum UC payable.
    After that, UC is reduced by 63 pence for every 1.00 you earn

    Some info here:
    https://www.entitledto.co.uk/help/Calculating-Universal-Credit
    https://www.entitledto.co.uk/help/Universal-Credit-Rates
    Last edited by Alice Holt; 11-08-2018 at 8:51 PM.
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
    • Ka11yz
    • By Ka11yz 11th Aug 18, 8:40 PM
    • 17 Posts
    • 7 Thanks
    Ka11yz
    • #6
    • 11th Aug 18, 8:40 PM
    • #6
    • 11th Aug 18, 8:40 PM
    Yes I have to pay rent and no I don't have to pay for child care as little 1 is 9
    • LilElvis
    • By LilElvis 11th Aug 18, 8:44 PM
    • 3,965 Posts
    • 10,700 Thanks
    LilElvis
    • #7
    • 11th Aug 18, 8:44 PM
    • #7
    • 11th Aug 18, 8:44 PM
    You might want to edit your post as it has your full name in it.
    • Ka11yz
    • By Ka11yz 11th Aug 18, 8:54 PM
    • 17 Posts
    • 7 Thanks
    Ka11yz
    • #8
    • 11th Aug 18, 8:54 PM
    • #8
    • 11th Aug 18, 8:54 PM
    How do I remove it sorry I am new
    • Alice Holt
    • By Alice Holt 11th Aug 18, 8:55 PM
    • 2,616 Posts
    • 3,033 Thanks
    Alice Holt
    • #9
    • 11th Aug 18, 8:55 PM
    • #9
    • 11th Aug 18, 8:55 PM
    Yes I have to pay rent and no I don't have to pay for child care as little 1 is 9
    Originally posted by Ka11yz
    This is what is missing from your UC.

    You should be getting help with rent through UC.
    https://www.entitledto.co.uk/help/Housing-overview-Universal-Credit
    https://www.entitledto.co.uk/help/Help-with-rent-Universal-Credit

    Have you supplied them with a tenancy agreement?

    Write on your UC journal that you have rent to pay, and ring the UC helpline to get this sorted.

    Can you remember if you put the rent on the UC application?
    Last edited by Alice Holt; 11-08-2018 at 9:05 PM.
    • Alice Holt
    • By Alice Holt 11th Aug 18, 8:59 PM
    • 2,616 Posts
    • 3,033 Thanks
    Alice Holt
    How do I remove it sorry I am new
    Originally posted by Ka11yz
    Go back to the post and click on the Edit Post box at the bottom of your post.

    Amend,

    Then click on the Save Changes box
    Last edited by Alice Holt; 11-08-2018 at 9:02 PM.
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
    • Ka11yz
    • By Ka11yz 11th Aug 18, 9:11 PM
    • 17 Posts
    • 7 Thanks
    Ka11yz
    And there is this statement

    Standard allowance
    You receive a standard Universal Credit allowance each month

    317.82

    Children
    You get support for 1 child

    277.08

    Total before adjustments
    594.90

    Take-home pay
    Take-home pay is what's left after tax, National Insurance and any pension contributions have been deducted.

    Take-home pay breakdown
    Earnings reported by your employer 773.28
    The amount we'll use to work out your Universal credit is 773.28

    Your total take-home pay for this period is 773.28

    The first 409.00 of your take-home pay doesn't affect your Universal Credit monthly amount. Every 1.00 you earn in take-home pay over this amount reduces your Universal Credit by 63 pence.

    The total we take off for take home pay is
    229.50
    Originally posted by Ka11yz


    I am sure I did but No1 has asked me for anything like tenancy agreement
    • huckster
    • By huckster 11th Aug 18, 9:20 PM
    • 3,391 Posts
    • 1,484 Thanks
    huckster
    Who is the housing with ?

    Housing association ? Private landlord ?

    If you asked for housing rent costs, it has not been verified and paid yet.

    Phone Universal Credit on Monday.
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
    • Alice Holt
    • By Alice Holt 11th Aug 18, 9:22 PM
    • 2,616 Posts
    • 3,033 Thanks
    Alice Holt
    You will need to chase UC up to get this in payment.

    "The key Universal Credit Freephone numbers include:
    Universal Credit full service: 0800 328 5644"

    Ring them (be prepared for a long wait).
    Put it on your Journal.
    See your work coach.


    Are you with a social housing provider (Housing Association or the council)?
    Do you have a housing officer?
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
    • Ka11yz
    • By Ka11yz 11th Aug 18, 9:30 PM
    • 17 Posts
    • 7 Thanks
    Ka11yz
    I am council
    My rent is 400 a month

    I have added to my journey will call them monday
    • Alice Holt
    • By Alice Holt 11th Aug 18, 9:41 PM
    • 2,616 Posts
    • 3,033 Thanks
    Alice Holt
    I am council
    My rent is 400 a month

    I have added to my journey will call them monday
    Originally posted by Ka11yz
    Let your housing officer know what has happened with UC.
    Under UC what generally happens is that you are paid the UC contribution for your rent, and then its your responsibility to pay the council. It is possible you may have rent arrears, so talk to your council.

    You can opt for the landlord to be paid direct.

    Are you receiving help with Council Tax?
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
    • Ka11yz
    • By Ka11yz 11th Aug 18, 9:50 PM
    • 17 Posts
    • 7 Thanks
    Ka11yz
    I have not had any help with my rent for and 4 months now that's coz I was getting 135 a week working/child tax and my wage so i have had to pay full rent
    No I have not receiving help with Council Tax as when I did my online calculation it said I would get 89p a week did not see the point in claiming
    • Alice Holt
    • By Alice Holt 11th Aug 18, 10:03 PM
    • 2,616 Posts
    • 3,033 Thanks
    Alice Holt
    I have not had any help with my rent for and 4 months now that's coz I was getting 135 a week working/child tax and my wage so i have had to pay full rent
    No I have not receiving help with Council Tax as when I did my online calculation it said I would get 89p a week did not see the point in claiming
    Originally posted by Ka11yz
    Ah right.
    I suspect because your UC at around 85pw is working out less than the amount you were getting under Tax Credits, you may now be due some help with rent through UC.
    It's worth checking this with UC.

    Does the UC calculation mention housing costs or your rent at all?
    Last edited by Alice Holt; 11-08-2018 at 10:30 PM.
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
    • Ka11yz
    • By Ka11yz 11th Aug 18, 10:07 PM
    • 17 Posts
    • 7 Thanks
    Ka11yz
    Yh I put everything the ask working hr my wage and how much my rent is and said I should get 594.90 a month
    Will call them 1st Monday morning and let u not
    Don't get why they could not just keep it the way it was
    • calcotti
    • By calcotti 11th Aug 18, 10:13 PM
    • 951 Posts
    • 660 Thanks
    calcotti
    Your original post said that you had been told your UC would be 314/month. The statement you have entered says 594.90 less 229.50 which actually leaves you with a UC payment of 365.40/month.

    As others have said you should also get help with your rent once details have been accepted by DWP. However your work allowance will drop from 409 to 198 when housing costs are added.

    Your maximum UC will be 594.90 plus your allowable housing costs (which may be less than your rent if you have a spare bedroom or the rent includes non allowable service charges).

    From your take home pay of 773.28 the first 198 will be ignored leaving 575.28 to be taken into account x 63%.

    UC payable = maximum UC payable minus 362.43.
    Last edited by calcotti; 11-08-2018 at 10:55 PM.
    • Alice Holt
    • By Alice Holt 11th Aug 18, 11:45 PM
    • 2,616 Posts
    • 3,033 Thanks
    Alice Holt
    Your original post said that you had been told your UC would be 314/month. The statement you have entered says 594.90 less 229.50 which actually leaves you with a UC payment of 365.40/month.

    As others have said you should also get help with your rent once details have been accepted by DWP. However your work allowance will drop from 409 to 198 when housing costs are added.

    Your maximum UC will be 594.90 plus your allowable housing costs (which may be less than your rent if you have a spare bedroom or the rent includes non allowable service charges).

    From your take home pay of 773.28 the first 198 will be ignored leaving 575.28 to be taken into account x 63%.

    UC payable = maximum UC payable minus 362.43.
    Originally posted by calcotti
    Thanks.

    So Ka11yz, you have received UC of ( 595 - 230) i.e. 365 per month in addition to your take home pay of 773. But this has not taken into account your rent liability..

    Once the claim is adjusted to include your housing costs* your maximum UC payable will be 995, from which 362 will be deducted due to your earnings. So, your monthly UC payable will be 633. This is in addition to your take home pay of 773.
    From this Ka11yz, you will have to pay the 400 rent to the council.
    So, providing my calculations are right, you will be left with around 1,000 a week after paying the rent

    You should be slightly better off under UC with a UC payment equivalent to c.146pw compared with the 135pw under Tax Credits.

    Housing costs* I am assuming you have a 2 bed property (so no spare bedroom).
    This also assumes there is no UC advance payments to repay.
    Last edited by Alice Holt; 11-08-2018 at 11:58 PM.
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
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