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Car insurance for a new driver

I understand that renewing car insurance in advance will reduce the premium however I am a brand new driver and if I get car insurance to start in 2 weeks it’s hundreds of pounds (4) cheaper than if I get a policy to start today.

Obviously being a new driver I am struggling to see a way round this as I’ll need to buy a car, and then insure it immediately so I can drive it home.

I’m assuming a dealer wouldn’t fancy babysitting my car for 3 weeks.

Any ideas? Or am I forced to pay 400 quid extra?

Comments

  • forgotmyname
    forgotmyname Posts: 33,008 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How do you renew insurance you have never held before?

    Buy a car in 3 weeks.
    Censorship Reigns Supreme in Troll City...

  • baza52
    baza52 Posts: 3,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    pay the dealer for delivery of the car then park on private land and SORN it. Arrange insurance in the future, tax it then drive
  • Jlo31
    Jlo31 Posts: 130 Forumite
    Seventh Anniversary 100 Posts
    You could also see if the dealer offers free drive away insurance or ask a friend to pick it up. They could just use a temporary day insurance company to get it home for you.
  • Jlo31
    Jlo31 Posts: 130 Forumite
    Seventh Anniversary 100 Posts
    And to also add as the other poster mentioned it should be parked up on private land and sorn.
  • Ahh thank you
  • Morph4610
    Morph4610 Posts: 183 Forumite
    Part of the Furniture 100 Posts
    James, have you actually done any quotes to prove it is cheaper for you if bought 3 weeks early? I suspect this won't be true for all drivers and potentially not for new drivers at all. Sorry
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