Car insurance for a new driver

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I understand that renewing car insurance in advance will reduce the premium however I am a brand new driver and if I get car insurance to start in 2 weeks it’s hundreds of pounds (4) cheaper than if I get a policy to start today.

Obviously being a new driver I am struggling to see a way round this as I’ll need to buy a car, and then insure it immediately so I can drive it home.

I’m assuming a dealer wouldn’t fancy babysitting my car for 3 weeks.

Any ideas? Or am I forced to pay 400 quid extra?

Comments

  • forgotmyname
    forgotmyname Posts: 32,552 Forumite
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    How do you renew insurance you have never held before?

    Buy a car in 3 weeks.
    Censorship Reigns Supreme in Troll City...

  • baza52
    baza52 Posts: 3,029 Forumite
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    pay the dealer for delivery of the car then park on private land and SORN it. Arrange insurance in the future, tax it then drive
  • Jlo31
    Jlo31 Posts: 130 Forumite
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    You could also see if the dealer offers free drive away insurance or ask a friend to pick it up. They could just use a temporary day insurance company to get it home for you.
  • Jlo31
    Jlo31 Posts: 130 Forumite
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    And to also add as the other poster mentioned it should be parked up on private land and sorn.
  • whizz2020
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    Ahh thank you
  • Morph4610
    Morph4610 Posts: 177 Forumite
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    James, have you actually done any quotes to prove it is cheaper for you if bought 3 weeks early? I suspect this won't be true for all drivers and potentially not for new drivers at all. Sorry
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