Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • goldlemontree
    • By goldlemontree 10th Jul 18, 9:20 PM
    • 48Posts
    • 13Thanks
    goldlemontree
    Does an inaccurate house build date invalidate insurance?
    • #1
    • 10th Jul 18, 9:20 PM
    Does an inaccurate house build date invalidate insurance? 10th Jul 18 at 9:20 PM
    I am trying to buy home insurance and can't find the house build date information anywhere - will putting a wrong date invalidate house insurance? I don't know how they would know find out this information though if I haven't been able to find it in any title register, deeds, surveys, seller questionnaires etc. Just wondered if anyone knew if putting a circa date was acceptable? Thanks
Page 1
    • Zorillo
    • By Zorillo 10th Jul 18, 11:07 PM
    • 427 Posts
    • 280 Thanks
    Zorillo
    • #2
    • 10th Jul 18, 11:07 PM
    • #2
    • 10th Jul 18, 11:07 PM
    A circa date should be acceptable. Err on the side of caution and go with the earliest it could possibly be.
    • csgohan4
    • By csgohan4 11th Jul 18, 7:51 AM
    • 5,190 Posts
    • 3,310 Thanks
    csgohan4
    • #3
    • 11th Jul 18, 7:51 AM
    • #3
    • 11th Jul 18, 7:51 AM
    Would it be on the land registry ?
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
    • worried jim
    • By worried jim 11th Jul 18, 7:57 AM
    • 9,670 Posts
    • 14,894 Thanks
    worried jim
    • #4
    • 11th Jul 18, 7:57 AM
    • #4
    • 11th Jul 18, 7:57 AM
    I am trying to buy home insurance and can't find the house build date information anywhere - will putting a wrong date invalidate house insurance? I don't know how they would know find out this information though if I haven't been able to find it in any title register, deeds, surveys, seller questionnaires etc. Just wondered if anyone knew if putting a circa date was acceptable? Thanks
    Originally posted by goldlemontree
    https://hmlandregistry.blog.gov.uk/2018/01/26/how-old-is-my-house/
    "Only two things are infinite-the universe and human stupidity, and I'm not so sure about the universe"
    Albert Einstein
    • Nasqueron
    • By Nasqueron 11th Jul 18, 10:06 AM
    • 6,021 Posts
    • 3,665 Thanks
    Nasqueron
    • #5
    • 11th Jul 18, 10:06 AM
    • #5
    • 11th Jul 18, 10:06 AM
    Speak to the insurer rather than guessing online, make sure it's all properly recorded that you have researched as best you can and the information simply isn't there
    • Clifford_Pope
    • By Clifford_Pope 11th Jul 18, 12:38 PM
    • 3,841 Posts
    • 4,161 Thanks
    Clifford_Pope
    • #6
    • 11th Jul 18, 12:38 PM
    • #6
    • 11th Jul 18, 12:38 PM
    Would it be on the land registry ?
    Originally posted by csgohan4

    Mine was registered in 2016 and the entry makes no reference to the build date. The earliest date recorded in the Deeds is 1875, but that only means that's the oldest bit of paper that someone thought to keep in the bundle. The insurers just wanted "pre 1914".
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,633Posts Today

8,611Users online

Martin's Twitter