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  • FIRST POST
    • doxborough91
    • By doxborough91 9th Jul 18, 1:57 PM
    • 2Posts
    • 0Thanks
    doxborough91
    PPC // NTC Help! Conversation's since debt recovery DCBL has got involved
    • #1
    • 9th Jul 18, 1:57 PM
    PPC // NTC Help! Conversation's since debt recovery DCBL has got involved 9th Jul 18 at 1:57 PM
    Hi,

    Looking for some help please, I had received a NTK in the post and it was dated months before I received it so consequently out the appeal date time.

    I received a private parking ticket on my windscreen.

    I researched online and it said to appeal still using the template as the company is an IPC member and to wait until a NTK had arrived.

    This was there initial response:

    We are in receipt of your copy and paste internet appeal which we have seen many times before.

    The period for appeal on this charge has long surpassed and as such we will not be processing said internet template. The case is with DCBL and they will continue to seek recovery of any unpaid parking charges owed

    Regards
    AS
    NTC

    -----------------------------

    DCBL has now sent me a notice of debt recovery.

    Again I researched on the noobies forum and it was said to ignore them, however because the PPC had you are 'too late' and it's now with a debt collector I was to send this:

    Dear NTC

    Re PCN number:

    I note the contents of your letter and your request that I deal with dcbl.

    For your information, I have already contacted them and denied the existence of any debt.

    They have been told to refer the matter back to you and not contact me again.

    I will not respond to any communication from them again.

    There is nothing whatsoever to prevent your company from considering a challenge at any stage
    Refusing access to your industry's alternative dispute resolution procedure would be unreasonable and a breach of the Civil Procedure Rules

    It is well-established case law that, in the event of legal action, your company would be liable for the full costs of the claim regardless of outcome

    As far as I am concerned, I have made a valid challenge 09/07/18 and the clock is running
    If I do not receive a clear rejection along with a POPLA code within 35 days of the above date, I will regard the challenge as accepted and the matter closed

    If dcbl are now dealing with the notice I suggest that you pass my challenge on and alert them to its urgency

    Yours faithfully

    This was then there response:

    Good Morning,

    Your ill informed position is noted.

    It is not well established case law that we would be liable for all costs, specifically as you have failed to act reasonable and in a timely manner so could be liable under unreasonable conduct.

    Additionally failing to offer an appeal to the IAS (with whom you said you would not engage, in your internet copy and paste appeal) is not breaching any requirements. Indeed this will be used as the reason for our refusal to enter into arbitration. "The defendant was afforded the option to appeal to the IAS who are a recognised ADR provider but opted not to do so".

    Denying a debt is again an ill advice from the internet forums and indeed one which has cost one motorist in excess of 20,000 in Scotland.

    You can regard the matter how you wish to. Our position is clear and remains unchanged. No appeal was submitted in time and no out of time appeal will be considered.

    Regards
    AS
    NTC

    ---------------------------------------

    I have not sent DCBL a response yet because before I did somebody in another thread don't send them anything so I'm now really confused and don't no what to do next.....

    DCBL are from the tv programme and so I'm even more worried about next steps as they do go round people's houses!?

    Any help would really be appreciated!

    Many Thanks.
    Last edited by doxborough91; 09-07-2018 at 2:03 PM.
Page 1
    • Quentin
    • By Quentin 9th Jul 18, 2:08 PM
    • 37,946 Posts
    • 22,059 Thanks
    Quentin
    • #2
    • 9th Jul 18, 2:08 PM
    • #2
    • 9th Jul 18, 2:08 PM
    Read #4 in the Newbies FAQ thread and stop contacting debt collectors!

    And read up on the difference between IPC and BPA ppcs.

    You cannot go to Popla!
    • doxborough91
    • By doxborough91 9th Jul 18, 2:12 PM
    • 2 Posts
    • 0 Thanks
    doxborough91
    • #3
    • 9th Jul 18, 2:12 PM
    • #3
    • 9th Jul 18, 2:12 PM
    I have read these and have not contacted debt collector.

    However my concern is the position I have put myself in with the PPC?

    I feel like I have made things worse and I haven't appealed in time?

    Sorry this is all very new to me.
    Last edited by doxborough91; 09-07-2018 at 2:27 PM.
    • IamEmanresu
    • By IamEmanresu 9th Jul 18, 2:26 PM
    • 3,769 Posts
    • 6,189 Thanks
    IamEmanresu
    • #4
    • 9th Jul 18, 2:26 PM
    • #4
    • 9th Jul 18, 2:26 PM
    I researched online and it said to appeal still using the template
    Oh dear....magic words
    If you want to win - avoid losing first. Here are a few examples
    1. Failing to Acknowledge or Defend https://forums.moneysavingexpert.com/showthread.php?t=5760415
    2. Template defences that say nothing https://forums.moneysavingexpert.com/showthread.php?t=5818671&page=5#86
    3. Forgetting about the Witness Statement
    • Coupon-mad
    • By Coupon-mad 10th Jul 18, 11:54 PM
    • 64,101 Posts
    • 76,694 Thanks
    Coupon-mad
    • #5
    • 10th Jul 18, 11:54 PM
    • #5
    • 10th Jul 18, 11:54 PM
    Your ill informed position is noted.
    Rude gits.

    I refer you to this reply because I am fed up with everyone wanting a 'next step' with IPC cases:

    https://forums.moneysavingexpert.com/showthread.php?p=74513684#post74513684

    DCBL are from the tv programme and so I'm even more worried about next steps as they do go round people's houses!?
    Yes IF they are acting as High Court Bailiffs AFTER someone has lost in court, and not paid.

    You have not lost in court, so no bailiffs can come knocking. DCBL are also debt collectors you know, pen pushers who send letters to scare people. They are not bailiffs when sending such letters, and have zero powers, and never come knocking.

    The NEWBIES thread tells you all about ignoring tedious debt collector letters.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT UNLESS IN SCOTLAND OR NI
    TWO Clicks needed Look up, top of the page:
    Main site>>Forums>Household & Travel>Motoring>Parking Tickets Fines & Parking - read the NEWBIES THREAD
    • pogofish
    • By pogofish 11th Jul 18, 12:58 AM
    • 9,108 Posts
    • 9,506 Thanks
    pogofish
    • #6
    • 11th Jul 18, 12:58 AM
    • #6
    • 11th Jul 18, 12:58 AM
    It is a complete waste of time contacting any debt collector!

    You have no position or further options whatsoever with the PPC. All you can do now is wait and see if the original PPC takes further action - Which is by no means a certainty.

    So until that might happen, take the time to properly read-up on the Newbies sticky and be ready to rebut any LBC/prepare a defence if the worst happens.
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