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Bigger house with housing association?
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AGirlHasNoName
Posts: 1 Newbie
Hi All,
I'm new to this so if it ends up in the wrong place, apologies!
Anyway, I live in a tiny 2 bed house which I rent from my local housing association. I have 2 teenagers in a tiny box room and myself and my partner in an average sized room (our bed doesn't fit in the small room). The children are getting older and outgrowing their bunk beds but, we can't fit 2 single beds and wardrobes etc in their room. We have to have our younger child's belongings in our room because it doesn't fit in their room so it's just a nightmare for storage and inevitably, it's incredibly cluttered. Our upstairs looks like an episode of hoarders. We really could do with a bigger house, there's no privacy for the children and there are huge bust ups daily. We've tried getting rid of stuff and clever storage but it doesn't solve the problem. Homeswapper is useless, i had one couple interested who lived alone in a 3 bed but, they thought that ours was too small for them because there was no where for their dining table or dishwasher to go.
We simply can't afford to save for a deposit although, we both work. My credit rating was ruined during my marriage many years ago when I discovered my ex husband hadn't been paying any of the bills and I got myself into debt whilst trying to pay it off (I was young, naive and mentally ill at the time!) so i'm now paying off my own debt! _pale__
The point that i'm finally getting to is......can the housing association do anything to help me because all they say is "use homeswapper". Also, my partner does have a good credit score so can he get a grant to get a mortgage for a shared partnership house? We're hoping to have another baby but can't until we have a bigger house (he's not our children's biological father but, he's a fantastic Dad, I can't even put into words how amazing he is to us). Any advice would be much appreciated! Thank you in advance :T
I'm new to this so if it ends up in the wrong place, apologies!
Anyway, I live in a tiny 2 bed house which I rent from my local housing association. I have 2 teenagers in a tiny box room and myself and my partner in an average sized room (our bed doesn't fit in the small room). The children are getting older and outgrowing their bunk beds but, we can't fit 2 single beds and wardrobes etc in their room. We have to have our younger child's belongings in our room because it doesn't fit in their room so it's just a nightmare for storage and inevitably, it's incredibly cluttered. Our upstairs looks like an episode of hoarders. We really could do with a bigger house, there's no privacy for the children and there are huge bust ups daily. We've tried getting rid of stuff and clever storage but it doesn't solve the problem. Homeswapper is useless, i had one couple interested who lived alone in a 3 bed but, they thought that ours was too small for them because there was no where for their dining table or dishwasher to go.
We simply can't afford to save for a deposit although, we both work. My credit rating was ruined during my marriage many years ago when I discovered my ex husband hadn't been paying any of the bills and I got myself into debt whilst trying to pay it off (I was young, naive and mentally ill at the time!) so i'm now paying off my own debt! _pale__
The point that i'm finally getting to is......can the housing association do anything to help me because all they say is "use homeswapper". Also, my partner does have a good credit score so can he get a grant to get a mortgage for a shared partnership house? We're hoping to have another baby but can't until we have a bigger house (he's not our children's biological father but, he's a fantastic Dad, I can't even put into words how amazing he is to us). Any advice would be much appreciated! Thank you in advance :T
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Comments
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Do you mean shared ownership not shared partnership? A grant from where? The shared ownership is to allow people who can't afford to buy a house on the open market to get one where they only buy a percentage and pay rent on the percentage they don't own.
The problem you have is that if you can't afford to save for a deposit how are you going to be able to save for repairs? When you buy a shared ownership house you only own a percentage of the house but you are responsible for 100% of the repairs.0 -
Your local council is a good place to start. Depending on the age/sex of your kids you may be deemed as overoccupying.
They may allow you back on the register.
Homeswapper isn't your only tool. You could try local newsagents/noticeboard advertising. Look in your local Facebook homeswap groups. Or use it to advertise your home for swap.
Homeswapper is the official way of doing things but if you can find someone outside of that process even if you both then have to register to make it happen (depends on your HA rules)0 -
I was in a similar situation to you and I found homeswapper a waste of time. I was on the waiting for a 3 bedroom house but as my housing association says children of the same sex are to share a room until they are 21, I had no chance of getting one, my children were 17 and 14 years old at the time.
I joined a local Facebook home swap group that had all the housing associations on and found a swap that way0
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