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  • FIRST POST
    • Butti
    • By Butti 3rd May 18, 9:25 PM
    • 4,620Posts
    • 12,381Thanks
    Butti
    The whimsical tale of the Waterbed of Debt
    • #1
    • 3rd May 18, 9:25 PM
    The whimsical tale of the Waterbed of Debt 3rd May 18 at 9:25 PM
    Ooooh so close....so very close.

    So I've decided it is time to move on to the next chapter.

    The whimsical tale of the waterbed of debt is a metaphor for my debts. In a few days time (when I'm back from Milan - how appropriate!) I shall start detailing how my debts have gone down a little and my mortgage is doing quite nicely but how pushing down too enthusiastically can result in other bits popping up.

    This is the story of how difficult I find it to cut down on all areas and not to suffer rebound in other areas. Keep having acid reflux in yoga too!

    It will also have a bit of psychobabble.

    .....and a bit of whimsy.

    BUT FIRST ironing in preparation for Milan. A trip which has free travel and free accommodation . I just need to remember not to strangle my friend after four days if she is catastrophising too much or generating too many black and white arguments.

    And so ....to the ironing
    Last edited by Butti; 03-05-2018 at 9:40 PM.
    Debt LBM (08/09) £11,641. (08/12) £22,734. (2/15 )£7790
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S MOB
Page 1
    • beanielou
    • By beanielou 3rd May 18, 10:14 PM
    • 54,034 Posts
    • 214,123 Thanks
    beanielou
    • #2
    • 3rd May 18, 10:14 PM
    • #2
    • 3rd May 18, 10:14 PM
    Happy shiny new diary.
    Will be along with you on your journey
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • JennyP
    • By JennyP 5th May 18, 8:38 AM
    • 921 Posts
    • 640 Thanks
    JennyP
    • #3
    • 5th May 18, 8:38 AM
    • #3
    • 5th May 18, 8:38 AM
    Happy shiny new diary.
    I love psychobabble!
    • MatyMoo
    • By MatyMoo 5th May 18, 3:59 PM
    • 2,839 Posts
    • 13,100 Thanks
    MatyMoo
    • #4
    • 5th May 18, 3:59 PM
    • #4
    • 5th May 18, 3:59 PM
    New adventures are always good! As always I will be cheering from the side lines

    Isn't psychobabble one of Mike's Mob???
    Proud Member of Mike's Mob
    • Butti
    • By Butti 11th May 18, 9:22 AM
    • 4,620 Posts
    • 12,381 Thanks
    Butti
    • #5
    • 11th May 18, 9:22 AM
    • #5
    • 11th May 18, 9:22 AM
    Well I think today should start with getting a grip on what my debts actually are and planning for what we are doing to bring them down with the mortguage. £400 in mileage this month so that will need to go somewhere NON-fluffy.
    Debt LBM (08/09) £11,641. (08/12) £22,734. (2/15 )£7790
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S MOB
    • Butti
    • By Butti 11th May 18, 6:58 PM
    • 4,620 Posts
    • 12,381 Thanks
    Butti
    • #6
    • 11th May 18, 6:58 PM
    • #6
    • 11th May 18, 6:58 PM
    : rotfl::r otfl::ro tfl:

    If you look at the signature strip you will see that 3 years ago my credit card debt was £19 more than it is now. £6.33 a year. Really good. (yes maybe that's the problem)

    Mortgage £ 64749
    I have nearly paid off 30% in just over 3 years


    Credit cards
    Barclaycard £4656 @0%
    Halifax £1574 @22%
    Santander £ 314 @0%
    Tesco £1227 @21%

    Total £7771

    So looking at the above. I think I should throw my mileage payment and my lack of car loan payment at the Halifax card.

    I'm hoping Santander may throw an offer in my direction in the next month and I will transfer.

    Going to sit and do half an hour of meditation and then go to the pub (because clearly I never learn!) They have cans in at the moment that you can colour in and I like colouring it......that's enough reason isn't it?

    I am following a course called the 'FIRST AID KIT' by a guy called Richard Grannon. He is an NLP practitioner specialising in narcissism and cluster B personalities. The half hour meditation and the course aims to repeat positive messages to my subconscious in areas where I am weak. For me this could be described as being able to say no, being able to do conflict without emotion and being allowed to express anger. So basically, you work at building up those areas where you are vulnerable.

    Milan was fun : rotfl:
    I'll tell you about it another day. An example of another person who likes to burn their bridges! I forsee an arguement with that friend where she tries to persuade us that she is right and we are wrong / her needs are greater than ours / she's a star and our job as planets are to revolve around her. I'm quite looking forward to it actually because all the above are irrelevant if she hasn't fully cracked getting on an aeroplane without her friends, her friends that she has just really really p***ed off!
    Last edited by Butti; 11-05-2018 at 7:08 PM.
    Debt LBM (08/09) £11,641. (08/12) £22,734. (2/15 )£7790
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S MOB
    • beanielou
    • By beanielou 11th May 18, 7:47 PM
    • 54,034 Posts
    • 214,123 Thanks
    beanielou
    • #7
    • 11th May 18, 7:47 PM
    • #7
    • 11th May 18, 7:47 PM
    Enjoy the colouring in at the pub
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Butti
    • By Butti 17th May 18, 1:16 PM
    • 4,620 Posts
    • 12,381 Thanks
    Butti
    • #8
    • 17th May 18, 1:16 PM
    • #8
    • 17th May 18, 1:16 PM
    So £600 paid off Halifax today. Tomorrow will check out if I can transfer the rest to 0% on a Barclaycard offer. Mortgage comes out on 20th so shall see what has happened to the amount of interest then.
    Debt LBM (08/09) £11,641. (08/12) £22,734. (2/15 )£7790
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S MOB
    • beanielou
    • By beanielou 17th May 18, 8:53 PM
    • 54,034 Posts
    • 214,123 Thanks
    beanielou
    • #9
    • 17th May 18, 8:53 PM
    • #9
    • 17th May 18, 8:53 PM
    Good news on the Halifax
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • beanielou
    • By beanielou 17th May 18, 8:54 PM
    • 54,034 Posts
    • 214,123 Thanks
    beanielou
    P.S. Colouring in looked fab
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Butti
    • By Butti 18th May 18, 8:26 AM
    • 4,620 Posts
    • 12,381 Thanks
    Butti
    P.S. Colouring in looked fab
    Originally posted by beanielou
    It's always good to have you along for the journey Beanie. You are such a positive life force to be around.
    Debt LBM (08/09) £11,641. (08/12) £22,734. (2/15 )£7790
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S MOB
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