Forum Home» Mortgage-Free Wannabe

The whimsical tale of the Waterbed of Debt - Page 2

New Post Advanced Search

The whimsical tale of the Waterbed of Debt

edited 3 May 2018 at 9:40PM in Mortgage-Free Wannabe
351 replies 33.1K views
2456736

Replies

  • ButtiButti Forumite
    5K posts
    Tenth Anniversary 1,000 Posts
    ✭✭✭✭
    So ......still pondering where to move the remaining debt from the Halifax. Currently have two 0% offers on the table from Barclaycard and Santander.

    Have also had a bit of a busy week. Slightly surreal actually.

    Had my bike stolen on Saturday, which is not great timing (if there is ever great timing) as I do a two day bike ride in about 3-4 weeks time. The good news is that I did put it on the house insurance after the 1 year insurance deal ended so I am getting £150 back. The better news is that I'm getting £1k for a PPI claim :T:T:T
    So I think we'll be able to buy a bike this week and pay my Halifax off or thereabouts.

    Training on my 30 year old 6 gear bike until then. I'm going to have leg muscles like Chris Hoy at this rate.

    So pleased they didn't steal my friends bike. That would have been horrific. They took mine first and we think they were about to come back for hers.
    Debt LBM (08/09) £11,641. (08/12) £22,734. (9/19 )£3221
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    [STRIKE]35%[/STRIKE] [STRIKE]35.4%[/STRIKE] 40.1% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • beanieloubeanielou Forumite
    71.6K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭✭
    Bad news on the bike.
    But excellent news on the PPI.
    Hope you are going to treat yourself to celebrate your PPI success.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • ButtiButti Forumite
    5K posts
    Tenth Anniversary 1,000 Posts
    ✭✭✭✭
    I went into Monsoon today Beanie to buy a red shrug (something I actually need) and came out with a dress and a shrug!!! It does look very good though.

    But that is enough for now. Debt payment and bike payment will do fine thank you.

    Mortgage is down to £64,203 which does blow my head a bit.

    Right, five minutes meditation and then bed. New neighbours next door - hope the toddler doesn't sound like he's being tortured at 4am tonight. I need my sleep!
    Debt LBM (08/09) £11,641. (08/12) £22,734. (9/19 )£3221
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    [STRIKE]35%[/STRIKE] [STRIKE]35.4%[/STRIKE] 40.1% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • ButtiButti Forumite
    5K posts
    Tenth Anniversary 1,000 Posts
    ✭✭✭✭
    Time to ask for my exit codes from Virgin Media I think. My broadband, TV and telephone monthly bill is now coming to £61 per month.

    Plus once I've got meditation, spanish, cycling and overall reading out of the way plus a job there's no time to watch telly! Particularly once I have fitted in a couple of trips to the pub!
    Debt LBM (08/09) £11,641. (08/12) £22,734. (9/19 )£3221
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    [STRIKE]35%[/STRIKE] [STRIKE]35.4%[/STRIKE] 40.1% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • newgirlynewgirly Forumite
    7.5K posts
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    ✭✭✭✭
    Hi butti your name seems familiar, all the best with the new diary :)
    MFW 38

    2020 £14,466.48 / £18,000
  • beanieloubeanielou Forumite
    71.6K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭✭
    Butti wrote: »
    Time to ask for my exit codes from Virgin Media I think. My broadband, TV and telephone monthly bill is now coming to £61 per month.

    Plus once I've got meditation, spanish, cycling and overall reading out of the way plus a job there's no time to watch telly! Particularly once I have fitted in a couple of trips to the pub!

    Don’t forget your trips to the pub :D
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • ButtiButti Forumite
    5K posts
    Tenth Anniversary 1,000 Posts
    ✭✭✭✭
    So I've been watching a mini -video on self sabotage (are they actually video's these days or something else).

    It was talking about how if you have a parent who is;

    critical :whistle:
    bullying :whistle:
    judgemental :whistle:
    a perfectionist :whistle:


    You will have the metacommunication "Do well"
    and the implicit communication " Don't do too well"

    Leading to;

    Neurotic levels of procrastination!


    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

    That made me laugh and made me wonder if the presenter had actually met my father
    Debt LBM (08/09) £11,641. (08/12) £22,734. (9/19 )£3221
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    [STRIKE]35%[/STRIKE] [STRIKE]35.4%[/STRIKE] 40.1% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • ButtiButti Forumite
    5K posts
    Tenth Anniversary 1,000 Posts
    ✭✭✭✭
    Are there any broadband /TV/phone suppliers you would recommend, or conversely not recommend.

    My conversation with Virgin Media - asking about leaving got me down from £64 (which it will be in about a fortnights time) to £52 for a year. Hardly set my pants on fire!

    Think I will need to up the anti (or is it auntie?)

    Also in todays news I have spent a significant sum of money :eek::eek::eek:

    Bought a bike £465. Hopefully this one will stay with me for as long as the 30 year old 6 gear one! Picking it up tomorrow and taking it up the local steep hill!
    Debt LBM (08/09) £11,641. (08/12) £22,734. (9/19 )£3221
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    [STRIKE]35%[/STRIKE] [STRIKE]35.4%[/STRIKE] 40.1% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • mark88manmark88man Forumite
    5.3K posts
    Part of the Furniture 1,000 Posts Name Dropper
    ✭✭✭✭
    I love whimsical so I am going to subscribe and let the whimsy take me. Not so keen on waterbeds or debt I have to say. But 1 out of 3 aint bad

    on the MSE side, I am just working on the debt (CC and Car Loan) and making OK if not stellar progress, whilst the mortgage comes down slowly but surely but not overpaid
    I think I saw you in an ice-cream parlour - Drinking milk shakes cold and long - Smiling and waving and looking so fine (5 years - Bowie)
    Weight/Health - 1/1/2020 - 121kg : 27/06/2020 - 107Kg - Last month +1kg
    12/19: CC:[email protected]% - Car:[email protected]% - Mort:[email protected]% = £140K
    Decrease in Total Debt 2016:£13.4K 2017:£8.3K 2018:£20K 2019:£16K 2020 (YTD): -£15K
  • beanieloubeanielou Forumite
    71.6K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭✭
    Good news on the bike :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
Sign In or Register to comment.

Quick links

Essential Money | Who & Where are you? | Work & Benefits | Household and travel | Shopping & Freebies | About MSE | The MoneySavers Arms | Covid-19 & Coronavirus Support